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✓Minimal Documentation ✓Flexible Repayment ✓Collateral Free Loan | Apply for Business Loan Now!

L&T Financial Services Business Loan

Know more about the business loan offered by L&T Financial Services on Bajaj Markets

Starting Interest Rate 15.50% p.a.
Max. Loan Amount ₹75 Lakhs
Max. Tenure 60 Months

Get funds to scale your business with L&T Financial Services Business Loan on Bajaj Markets. You can borrow amounts of up to ₹75 Lakhs at interest rates starting from just 15.50% p.a. Furthermore, you can repay the loan over flexible tenures ranging up to 60 months. You can also get a flexi overdraft facility with this loan. Under this, pay interest only on the amount you utilise from the approved limit.

Interest Rates and Charges

The L&T Financial Services Business Loan interest rates and charges are as follows:

Interest Rates

15.50% p.a. to 20% p.a.

Processing Fee

2% + GST

Foreclosure Charges

  • Within 6 months - 10% + GST

  • After 6 months - 5% + GST

*Disclaimer: The mentioned rates are subject to change at the lender’s discretion.

Features and Benefits

High Loan Amount

Fulfil all your business needs with the help of high loan amounts of up to ₹75 Lakhs

Low Interest Rates

Enjoy low repayment costs with attractive interest rates starting at 15.50% p.a.

Flexible Tenure

Repay the loan over extended tenures of up to 60 months

Flexi Overdraft Facility

Use a portion of the set limit and pay interest only on the amount utilised

Eligibility Criteria and Documents Required

Ensure that you fulfil the following criteria to be eligible for this loan:

  • Your business must have a vintage of at least 3 years

  • You must fall under the age bracket of 24 to 65 years

  • You should be a self-employed non-professional like a manufacturer, trader, or service provider

Alongside this, you will also be required to submit the following documents:

  • The borrower and co-borrowers’ KYC documents 

  • Bank statements of the last 6 months

  • Business financial statements of the last 6 months

  • Proof of ownership

  • Proof of business continuity

How to Apply?

Follow these simple steps to apply for an L&T Financial Services Business Loan on Bajaj Markets:

  • Click on the ‘Check Offer’ option 

  • Enter your personal and professional details

  • Now select ‘L&T Financial Services’ from the list of lenders available

  • Choose your preferred tenure and required loan amount

  • Click on ‘Submit’

  • After this, a representative will reach out to you for further proceedings.

Frequently Asked Questions

Who is eligible for an L&T Financial Services Business Loan?

To be eligible, your business must be operational for at least 3 years, and you must be between 24 to 65 years old. Self-employed non-professionals, such as manufacturers, traders, or service providers, are eligible to apply.

What is the interest rate of an L&T Financial Services Business Loan?

The interest rate for an L&T Financial Services Business Loan starts at 15.50% p.a., depending on your credit profile and loan terms.

How much can I borrow with an L&T Financial Services Business Loan?

You can borrow up to ₹75 Lakhs with an L&T Financial Services Business Loan, depending on your business requirements and eligibility.

What is the L&T Financial Services Business Loan customer care number?

You can reach L&T Financial Services customer care at 1800-268-0000, available Monday to Saturday from 9 AM to 6 PM (excluding national holidays).

Do I need to provide any collateral to get an L&T Financial Services Business Loan?

No, L&T Financial Services Business Loan is unsecured, meaning you do not need to provide any collateral to avail of the loan.

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