Mahindra Alturas G4 Car Insurance in India - Cost & Specifications

About Mahindra Alturas G4 Insurance

The Alturas G4 is a top-notch SUV from the Mahindra stable. Featuring a majestic grille and an electric sunroof, this car comes with an engine capacity of up to 2157 cc and is offered at an ex-showroom price starting at ₹21.01 Lakhs. This car is the Indian counterpart of the Korean G4 SsangYong Rexton, which bagged a 5-star K-NCAP safety rating. While the car is equipped with some great safety features, you must not forget to secure it with a good Mahindra Alturas G4 insurance plan that can provide you with the necessary financial support in the event of an accident. Read on to know more about this luxurious SUV, the Mahindra Alturas G4 insurance cost, its types, and much more.

Variants and Ex-Showroom Price

The Mahindra Alturas G4 is available in two different variants. Let’s take a look at the Mahindra Alturas G4 ex-showroom price of each of its variants:

*The above mentioned Mahindra Alturas G4 ex-showroom prices are for Delhi and are subject to change on the basis of the city.

 

**Third-party car insurance premium rates are indicative. The actual Mahindra Alturas G4 insurance premium that you might have to pay may change depending on various factors. Kindly check the prevailing premium rates before purchasing your car insurance policy.

How to Buy Mahindra Alturas G4 Car Insurance Online

Buying car insurance online is very simple with Bajaj MARKETS. Here’s all you need to do:

 

1. Head to the ‘Car Insurance Premium Calculator’ section on Bajaj MARKETS.

2. Provide the necessary information like your Mahindra Alturas G4’s registration number and your mobile number.

3. Go through the different car insurance plans available for your Mahindra Alturas G4 and select the plan that suits your needs.

4. Pay the Mahindra Alturas G4 insurance premium online.

That’s it! Your policy will be sent to you on your email ID.

How to Renew Mahindra Alturas G4 Insurance

Renewal of Mahindra Alturas G4 Insurance is as simple as the application. Here is how you can renew your Mahindra Alturas G4 insurance online:

 

1. Head over to the ‘Car Insurance Renewal’ section on your insurer’s website and provide the necessary details about your Mahindra Alturas G4.

2. Enter the details of your old Mahindra Alturas G4 insurance plan.

3. Add/remove any add-on covers and check the final renewal premium amount.

4. Make the premium payment online instantly.

Remember to download a copy of the renewed Mahindra Alturas G4 insurance plan.

Why is Mahindra Alturas G4 Insurance Important

The Mahindra Alturas G4 is equipped with some of the best safety features. However, these features may not be enough to protect you during uncertain events. In such cases, the repair and replacement cost of damaged Mahindra Alturas G4 car parts can be very expensive, going up to ₹1 Lakhs - ₹1.5 Lakhs! Paying such a hefty amount can cause a financial burden. This is where a car insurance policy can come to your rescue. It will cover such expenses and offer the necessary financial assistance during unforeseen instances like theft, accidents, etc.

Types of Mahindra Alturas G4 Insurance Plans

When you are considering buying a car insurance plan for your Mahindra Alturas G4, you can choose the level of insurance protection from these two options:

• Third-Party Car Insurance

  This includes coverage for any damage or injury to another person due to a mishap with the insured vehicle. Third-Party Car Insurance coverage extends to ​​physical injuries, damages to the vehicle, damage to the property, and death. By law, this layer of coverage is mandatory for every vehicle in India.

• Comprehensive Insurance

  Buying a Mahindra Alturas means making a considerable investment. And that warrants extensive coverage and protection. If you’re looking for more robust insurance, opt for comprehensive insurance cover that takes the protection beyond the third-party liability and protects your car against risks like natural calamities, theft, fire, malicious activity, etc.

What is Covered Under Your Mahindra Alturas G4 Insurance

A third-party Mahindra Alturas G4 insurance provides coverage for third-party liabilities like property damages, injuries, or death. On the other hand, comprehensive Mahindra Alturas G4 car insurance provides coverage for third-party liabilities and damages caused to your vehicle due to accidents, theft, riots, natural calamities like hurricanes, earthquakes, floods, landslides, fires, etc.

What is Not Covered Under Mahindra Alturas G4 Insurance

Some of the exclusions of Mahindra Alturas G4 insurance are breakdowns caused by mechanical faults or wear and tear of the vehicle, damage/accidents that occur when the driver was under the influence of alcohol, etc.

Add-On Covers for Your Mahindra Alturas G4 Insurance

Owing to the substantial Mahindra Alturas ex-showroom price, you might want to go the extra mile to ensure the protection of the car. This is where add-ons come into the picture. With a little extra premium, you can avail additional protections. Some of them are listed below:

• Zero Depreciation Add-on Cover

  Your Mahindra Alturas G4 will lose value with time due to wear and tear. This is called depreciation. Simply put, this means that the amount you get for the value of your car can also decrease with the passage of time. A zero depreciation add-on cover will help you negate this. If you add this to your policy, the value of your car and its spare parts is considered without deducting any depreciation.

• Consumables Add-on Cover

  In a standard insurance policy, consumables such as air conditioning gas, fuel filter, engine oil break oil, screws, washers, etc are not covered. With consumable add-on cover, you can extend the protection of your car to these consumable parts of the vehicle as well.

• Roadside Assistance Add-on Cover

  Do you fear that your car might break down in the middle of the road? Then the roadside assistance add-on can come in handy. This add-on provides services like towing to the nearest garage, on-site repair services, fuel delivery, assistance with flat tyre fixing, etc.

Mahindra Alturas Insurance Claim Process

The first and most crucial step in the filing of a claim for a car insurance issue is intimating your insurance provider about the event. If it’s an incident of accident or theft, you will also need to file an FIR with the police. It is very important to retain and hold on to that copy as well.

Filing a Claim for Mahindra Alturas G4 Insurance

Here is a list of the documents you will need to provide your insurer to claim your Alturas G4 insurance coverage:

 

• Copy of the FIR

• Alturas G4 Insurance Policy Document

• Vehicle Registration Details

• Insurance Agency Details

• Identity and Address Proofs

• Original receipts for all your car repairs

You can file two kinds of claims- a cashless claim or a reimbursement claim. Let’s take a look at both:

• Cashless Claims

  Here, you must inform your insurance provider about the damages to your Mahindra Alturas G4 and then get your car repaired at a network garage. The insurance provider will then settle the repair/replacement bills directly with the garage.

• Reimbursement Claims

  Here, you can get your Mahindra Alturas G4 repaired at any garage of your preference at your own cost. You can then file for reimbursement of these expenses under your Mahindra Alturas G4 insurance policy. The insurance provider will deposit the settlement amount to your bank account once the claim is approved.

How to Reduce the Mahindra Alturas G4 Insurance Cost

The following are a few ways to reduce your Alturas G4 insurance costs:

• Compare Alturas G4 Insurance Premiums

  Before purchasing a car insurance plan for your Mahindra Alturas G4, you must compare the premiums quoted by different insurance companies and then make an informed decision.

• Maintain Your Mahindra Alturas G4

  Get your Alturas G4 serviced regularly and maintain it in good shape as your car's condition plays a key role in deciding your car insurance premium.

• Pay for Inexpensive Repairs

  Avoid filing claims for inexpensive and minor repairs. Pay for such repairs out of your own pocket to secure your ‘No Claim Bonus’ reward.

Top Tips to maintain your Mahindra Alturas G4

Here are the top tips to help you maintain your Mahindra Alturas G4:

• Study the Owner’s Manual

  The Mahindra Alturas G4 owner’s manual will give you the adequate information that will help you avoid any car-related problems that may arise in the future.

• Keep a Check on the Tyre Pressure

  Avoid any tyre bursts or excessive wear and tear of the tyres by making sure that always you maintain the right tyre pressure.

• Clean the Battery

  Your must clean your Mahindra Alturas G4’s battery regularly to have a smooth driving experience.

Mahindra Alturas Maintenance Cost

The estimated 5-year maintenance cost of your Mahindra Alturas G4 is ₹35,638. The company offers the first 3 car services free of cost. Here is a look at the Mahindra Alturas G4 maintenance cost and servicing schedule:

Disclaimer: The above table contains the estimated maintenance for a brand new Mahindra Alturas G4. These may change depending on the year of registration, place of registration, insurance policy, etc.

About Mahindra Alturas G4

The head-turning Mahindra Alturas G4 has become an instant favourite among car enthusiasts. This seven-seater SUV is available in two trim levels which are 4x2 and 4x4. With its 18-inch alloy wheels, this vehicle commands attention. It also features a 2.2-litre diesel engine. The Mahindra Alturas G4 has sleek yet spacious interiors that add to its appeal. Featuring dual-zone climate control and 9 airbags, it makes for a safe and comfortable SUV. With hill start and descent controls on offer, the Mahindra Alturas G4 can be driven in a wide range of terrains with relative ease.

Mahindra Alturas G4 Specifications

Prior to investing in the Mahindra Alturas G4, it is worth learning about each of its key features including its technical capabilities. Only after learning the ins and outs of this vehicle, you will be able to make a more informed decision. Read the table featured below in order to understand the technical features including the Mahindra Alturas G4 mileage, the Mahindra Alturas G4 seating capacity, etc.

Key Features of Mahindra Alturas G4

The Mahindra Alturas G4 is an SUV that commands attention with its machismo exterior and top of the line interiors. Apart from its appearance, however, it is a safe, secure and comfortable vehicle. Listed below are some of the key features that set it apart from other vehicles in the market.

Mahindra Alturas On-Road Price Across Major Cities

Let’s take a look at the on-road price of the Mahindra Alturas G4 in major Indian cities:

Conclusion

Now that you have read up on the Mahindra Alturas G4 and are abreast of its technical specifications, you are in a better position to make a purchase decision. That said, make sure to purchase a good car insurance plan alongside it so that your Mahindra Alturas G4 is protected.