In the event of an unexpected accident, the repair costs of the Alto K10 car engine, spare parts, and damaged parts can be from ₹1 Lakh - ₹1.5 Lakhs. However, by choosing Maruti Suzuki Alto K10 car insurance, such a financial liability is no more an issue as the policy covers the expenses of the damage. A comprehensive car insurance is crucial to insure your car against unforeseen risks on the road. Maruti Suzuki Alto K10 insurance plan will provide cover for expenses such as repairs and damages, saving you a large sum of money.
Maruti Suzuki Alto K10 Variants |
Ex-Showroom Price* |
Fuel Type |
Estimated Third-party Premium* |
Maruti Suzuki Alto K10 Plus Edition |
₹3.40 Lakh* |
Petrol |
₹ 2,182 |
Maruti Suzuki Alto K10 LX Optional |
₹3.44 Lakh* |
Petrol |
₹ 2,182 |
Maruti Suzuki Alto K10 LX |
₹3.60 Lakh* |
Petrol |
₹ 2,182 |
Maruti Suzuki Alto K10 LXI Optional |
₹3.61 Lakh* |
Petrol |
₹ 2,182 |
Maruti Suzuki Alto K10 LXI |
₹3.77 Lakh* |
Petrol |
₹ 2,182 |
Maruti Suzuki Alto K10 VXI Optional |
₹3.91 Lakh* |
Petrol |
₹ 2,182 |
Maruti Suzuki Alto K10 VXI |
₹3.94 Lakh* |
Petrol |
₹ 2,182 |
Maruti Suzuki Alto K10 VXI Option |
₹4.07 Lakh* |
Petrol |
₹ 2,182 |
Maruti Suzuki Alto K10 LXI CNG Optional |
₹4.24 Lakh* |
CNG |
₹ 2,182 |
Maruti Suzuki Alto K10 VXI AGS Optional |
₹4.24 Lakh* |
Petrol |
₹ 2,182 |
Maruti Suzuki Alto K10 VXI AGS |
₹4.38 Lakh* |
Petrol |
₹ 2,182 |
Maruti Suzuki Alto K10 LXI CNG |
₹4.39 Lakh* |
CNG |
₹ 2,182 |
Disclaimer:
*The ex-showroom prices are for Delhi and are subject to change based on the city.
**Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your car insurance policy.
You can choose to purchase Maruti Suzuki Alto K10 car insurance at lucrative prices on Bajaj Markets:
Step 1: Fill in the car registration number and mobile number.
Step 2: Provide the necessary information in the application form.
Step 3: Pick the car insurance that suits your needs.
Step 4: Make an instant online payment.
Step 5: Your insurance policy will be sent to your email address.
With just a few clicks, you can continue securing your Alto K10 with insurance:
Step 1: Enter your registration number and mobile number.
Step 2: Provide your previous policy details.
Step 3: Check your renewal premium.
Step 4: Make an instant online payment.
Step 5: Download your insurance policy copy.
Apart from the legal aspect of getting car insurance, you have to understand that any damage caused to your vehicle can drain your savings in no time. In the event of an accident, the repair expenses of the Alto K10 car accessories, engine and other damaged parts can be more than ₹1 lakh - ₹1.5 lakh. However, by choosing comprehensive car insurance, such a financial burden is no more your trouble as the policy covers your own damage and more!
Third-Party Car Insurance
Under the Motor Vehicles Act, 1988, it is compulsory to have third-party car insurance. Such a plan covers damage or loss incurred by third party property, bodily injuries or even the death of the victim. The insurance provider shall compensate the other party in case of a mishap and thus, you can rest assured. However, the damage caused to your Alto K10 is not covered.
Comprehensive Car Insurance
You can guess from the name that comprehensive car insurance provides extensive coverage to your vehicle. This includes own damage, theft, calamities, third-party liabilities, etc. Although you might find the Maruti Suzuki Alto K10 car insurance price to be a little higher, the 360-degree coverage is worth it! You can find affordable car insurance options on Bajaj Markets!
Third-party car insurance covers loss or damage caused to the third party, bodily injuries, death of the victim and a personal accident cover. Moreover, comprehensive car insurance includes own damage, third-party liabilities, theft, calamities, etc.
The exclusions of comprehensive car insurance are damage resulting from drunk driving or malicious activities, driving without a valid licence, electrical or mechanical breakdown, etc.
Here are some add-on covers that help maximize your car insurance policy:
Zero Depreciation Cover
To make sure the depreciation rate of your car isn’t considered during claim settlement, zero depreciation cover is a must!
Personal Accident Cover
Opt for such a cover to financially safeguard yourself against any unfortunate mishaps on the road.
Conveyance Benefit Cover
Avail travel allowance for your daily commute in case your vehicle is getting repaired in the garage with conveyance benefit cover!
Passenger Cover
Protect your loved ones or other passengers such as the paid driver against accidents with passenger cover.
You must submit the following documents while filing a claim under your Maruti Suzuki Alto K10 car insurance:
Alto K10 car insurance policy
Vehicle details
Insurer details
Registration Certificate
Details of the incident
FIR copy in case of theft
Original bills and receipts of the vehicle repair
There are two types of Maruti Suzuki Alto K10 car insurance claims:
Cashless Claim Under Car Insurance
To avail cashless claim facility, you must take your Alto K10 to a network garage associated with the insurer. The repair bill will be settled by the insurance provider while you need to clear the deductibles.
Reimbursement Claim Under Car Insurance
For such a claim, you can opt for a preferred garage that isn’t associated with the insurer. However, you need to first pay the bill and later file for reimbursement to get the claim amount.
With these tips, you can avail Maruti Suzuki Alto K10 car insurance at affordable prices:
Maintain Your Car
Ensure you follow the servicing schedule of your Alto K10 and maintain it for a hitch-free ride!
Compare Policies Online
By comparing car insurance online based on the premiums and features, you can get your hands on a budget-friendly plan.
Use No Claim Bonus
Become eligible for a No Claim Bonus on your renewal premium by making zero claims throughout the policy year!
Drive Cautiously
You can keep your NCB in Car Insurance intact by following traffic laws and making minimal claims under your policy.
Install Anti-Theft Devices
Install anti-theft devices approved by the ARAI (Automotive Research Association of India) to enjoy a lower premium quote.
Avoid Raising Small Claims
Another way to secure your NCB is to cover inexpensive claims and avoid raising them with your insurer.
Keep Track of Tyre Pressure
Make sure you regularly check the tyres and the pressure to avoid any issues while driving.
Refer to the User Manual
As the user manual has all the information regarding your Alto K10, it can be helpful if your car incurs trouble.
Look Out for Warning Lights
Your dashboard shall flash warning lights if something is wrong with the car, so look out for such signs.
Clean the Battery
Always keep the car battery clean to incur fewer problems with your vehicle.
The Maruti Suzuki Alto K10 service and maintenance cost is estimated to be ₹13,000 - ₹14,000 for five years. The first service after completing 10000 km is free of cost for your Alto K10. Here is the Maruti Suzuki Alto K10 service schedule and cost:
Service No. |
Kilometres/Months |
Free or Paid |
Total Expenses |
First Service |
10000/12 |
Free |
₹1,192 |
Second Service |
20000/24 |
Paid |
₹3,299 |
Third Service |
30000/36 |
Paid |
₹2,672 |
Fourth Service |
40000/48 |
Paid |
₹4,134 |
Fifth Service |
50000/60 |
Paid |
₹2,672 |
*Disclaimer: These are indicative prices. The actual cost of maintenance of the Maruti Suzuki Alto K10 may vary and change from time to time.
The Maruti Suzuki Alto K10 is a four-seater hatchback that was launched in a lucrative price range. This car is for those individuals who are looking for a powerful hatchback in a smaller car sector. The Alto K10 offers features such as front power windows, power steering, central locking, etc. across all its variants. From a safety perspective, it has an optional driver airbag system as well.
Details |
Specifications |
Maruti Suzuki Alto K10 |
24 - 32.26 kmpl |
Mileage |
24 - 32.26 kmpl |
Engine Displacement |
998cc |
Transmission Type |
Manual/AMT |
Max Power |
67.05 bhp @6000rpm |
Max Torque |
90 Nm @3500rpm |
Maruti Suzuki Alto K10 |
4 & 5 |
Seating Capacity |
4 & 5 |
Fuel Type |
Petrol & CNG |
Maruti Suzuki Alto K10 Fuel |
35 Litres |
Tank Capacity |
35 Litres |
No. of Cylinder |
3 |
Boot Space (Litres) |
177 |
Ground Clearance Unladen |
160 mm |
Note: The actual specifications may vary depending on the Maruti Suzuki Alto K10 variant you choose.
Anti-Lock Braking System |
✓ |
Driver Airbag |
✓ |
Air Conditioner |
✓ |
Boot Space |
✓ |
Odometer |
✓ |
Seat Belt Warning |
✓ |
Adjustable Seats |
✓ |
Crash Sensor |
✓ |
Having a valid car insurance plan is mandated by law. Besides this, you have to understand that any damage or loss to your car can put a financial burden on you. Therefore, having the right Maruti Suzuki Alto K10 car insurance is essential to enjoy carefree long drives in your vehicle. Although the Maruti Suzuki Alto K10 has been discontinued, you can still opt for coverage with us!
You can purchase Maruti Suzuki Alto K10 car insurance to be secured against accidents, theft, and losses incurred due to natural and human-made disasters.
Insured Declared Value or IDV is the maximum compensation you can avail under your insurance plan in case of total damage or theft.
Yes. You can easily secure any variant of the Maruti Suzuki Alto K10 with Bajaj Markets.
No. Comprehensive car insurance is optional, however, it is advised to opt for it to ensure maximum coverage for your Alto K10 car.
No, the Maruti Suzuki Alto K10 doesn’t have a sunroof.
The Maruti Suzuki Alto K10 car insurance premium is estimated by considering factors such as the area of residence, age of the vehicle, fuel type, make and model, IDV, NCB, etc.