Insurance for Maruti Suzuki Baleno

In this uncertain world, safeguarding your Maruti Suzuki Baleno is both prudent and essential. A collision, a theft, or even a natural disaster – can damage your vehicle. An insurance plan for Baleno offers a safety net against these unforeseen circumstances. 

These policies do not let a single incident of mishap turn into a financial burden. On Bajaj Markets, you can browse through different plans and apply for one conveniently online. The premium cost of these policies starts from just ₹2,094 per year.

This premium hatchback car comes in different variants catering to a variety of driving styles and needs. Check out the Baleno insurance price for these variants below:

Disclaimer: Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your car insurance policy.

This financial product offers a safety net against uncertainties like accidents and calamities. Follow these steps to secure Baleno insurance with a simplified process on Bajaj Markets.

1. Navigate to the ‘Car Insurance Premium Calculator’ page.

2. Enter your personal, car, and registration details

3. Select the type of policy and the add-on covers you wish to include 

4. Enter the details of your previous car insurance policy, if any

5. Choose a suitable payment facility to get the insurance plan of your choice

Comprehensive car insurance ensures that your vehicle is prepared for anything on the road. The following are certain reasons to opt for Baleno insurance.

• Comprehensive Coverage

With car insurance, you can safeguard your vehicle from any damages sustained due to unforeseen events

• Financial Protection

Avoid financial stress due to the hefty cost of repairs because of accidents, theft, or natural disasters

• Network Garages

Get a cashless repair facility at authorised workshops to enjoy a seamless experience

• Roadside Assistance

Many insurance companies provide valuable services for accidents, theft, or natural disasters

Each policy has different sets of benefits and limitations. Consider factors like your driving habits, budget, and desired level of security to select a suitable plan. The following are the types of insurance plans for Baleno.

• Third-party Cover

This policy covers losses caused by your vehicle to third-party individuals or properties.

• Standalone Own-Damage Cover

It solely covers damages and losses to your car resulting from theft, vandalism, or accidental damages.

• Comprehensive Cover

These plans provide coverage for both third-party liabilities and standalone own-damage expenses.

Knowing what your insurance policy covers is crucial to enjoy peace of mind. Check out a few common inclusions and exclusions.

You can enhance the protection provided under your insurance plan if you find it inadequate. The following are some of the add-ons you can opt for:

• Consumables Cover

• Engine Protection Cover

• Key Replacement Cover

• No Claim Bonus Cover

• Outstation Emergency Cover

• Personal Accident Cover for Passengers

• Roadside Assistance Cover

• Return to Invoice Cover

• Zero Depreciation Cover

The thought of repairing your car can be stressful. But Maruti Suzuki Baleno insurance coverage offers a convenient solution called cashless claims. Check out the steps to file the same:

1. If your car has suffered damages, take your car to an authorised garage

2. Inform the insurer about the damages at the earliest and lodge a claim request

3. Upload all the necessary documents to support the claim settlement process

4. If they approve your claim, the insurance company will directly pay for the settlement

A cashless facility offers the convenience of getting your car repaired at network garages. Situations may arise where you need to get repairs done elsewhere and claim reimbursement later. Follow these simple steps to file such a claim.

1. Take your car to the nearest garage or the one that is of your choice for repairment

2. Sign in to your account on the insurance company’s website or app

3. Upload copies of repair invoices

4. After verification of the uploaded documents, the insurer will reimburse the amount

You must file a claim for your Baleno insurance immediately if your car has taken a hit. When filing a claim, you may need to furnish the following documents.

• Copy of the Registration Certificate (RC)

• Copy of the driving licence of the policyholder

• Copy of policy documents

• Car keys

• Verified copy of the FIR (First Information Report filed with the police)

• No Trace Report in case of theft

• Duly filled and signed claim form

• RTO transfer papers

• No Objection Certificate and Form 35 in case of active loan

There are some strategies to reduce your insurance costs without compromising on coverage. The following are some tips to reduce the insurance price for Baleno:

• Compare Plans

Use online comparison tools to find the plan that best suits your needs and budget.

• Avoid Unnecessary Add-ons

Choose them wisely because they can inflate your premium for additional protection.

• Transfer No Claim Bonus

Transfer your NCB from your previous car insurance policy to your Baleno's plan to enjoy a discount on premiums.

• Avoid Modifications

These modifications alter the car's original specifications, potentially increasing the risk and premium.

To ensure your car continues to deliver a smooth driving experience, proper maintenance is key. Follow these simple tips to keep your car in the best shape.

• Keep the exterior of your car clean to avoid rusting and gradual decay of the body

• Maintain optimum tyre pressure levels and install those suiting the terrain where you mostly drive

• Follow a regular maintenance schedule to ensure that your car is in good shape 

• Get your car repaired at authorised dealerships of Maruti Suzuki

It is a premium hatchback that has carved a niche for itself in the Indian car market. The following are some of its standout exterior features:

• New grille with 3D Graphic Design 

• New bumper

• Two-tone precision cut alloy wheels 

• New and distinct fog lamps

Here are some of the features of Maruti Suzuki Baleno’s interiors:

• Dual-tone interior

• Cockpit-style AC switches

• 9-inch infotainment SmartPlay Pro+ system

• Head-Up display unit

This feature-packed hatchback combines style and performance. The following are some of the distinguishing specifications of Maruti Suzuki Baleno: