SBI Credit Card Charges and Fees
SBI credit card is a diverse product that aids in transacting effortlessly, anytime and anywhere. You can use it for online shopping, paying utility bills, availing loans, purchasing fuel, buying movie tickets, booking hotels and flights, earning and redeeming rewards, and doing so much more. However, to avail the many benefits of this financial tool, you have to incur a few SBI credit card fees and charges.
Types of SBI Bank Credit Card Charges and Fees
Some of the SBI credit card fees and charges that are usually levied on the card under different circumstances are mentioned below:
1.SBI credit card annual fees
The SBI credit card yearly charges, as the name suggests are the annual fees that you need to pay for owning an SBI credit card. While SBI card yearly charges are common for most cards, you can also find SBI credit cards with no annual fees.
2.SBI credit card late payment charges
If you fail to clear the minimum due on your SBI credit card before the payment date, the SBI card late payment charges are levied.
3.SBI credit card over limit charges
When the outstanding balance on your card is higher than the credit limit available on your SBI card, the SBI card over limit charges become applicable.
4.SBI credit card international transaction charges
For transactions made overseas, this SBI credit card fee is charged.
SBI Credit Card Charges and Fees for Top 5 SBI Credit Cards
The SBI credit card charges and fees are different for different cards. Here is a list of SBI credit card fees and charges of some of the top SBI credit cards.
|
BPCL SBI Card |
SimplySAVE SBI Card |
IRCTC RuPay Credit Card |
SBI Card ELITE |
SBI Card PRIME |
Annual fee |
INR 499 + taxes |
INR 499 + taxes |
INR 500 + taxes |
INR 4,999 + taxes |
INR 2,999 + taxes |
Renewal Fee |
INR 499 + taxes |
INR 499 + taxes |
INR 300+ taxes |
INR 4,999+ taxes |
INR 2,999+ taxes |
Payment Dishonor Fee |
2% of the amount paid (min INR 500) |
2% of the amount paid (min INR 500) |
2% of the amount paid (min INR 500) |
2% of the amount paid (min INR 500) |
2% of the amount paid (min INR 500) |
Late Payment Charges |
Total Amount due (INR 0- INR 500) = Nil
Total Amount due (INR 500- INR 1000) = INR 400
Total Amount due (INR 1000- INR 10000) = INR 750
Total Amount due (>10000) = INR 950 |
Total Amount due (INR 0- INR 500) = Nil
Total Amount due (INR 500- INR 1000) = INR 400
Total Amount due (INR 1000- INR 10000) = INR 750
Total Amount due (>10000) = INR 950 |
Total Amount due (INR 0- INR 500) = Nil
Total Amount due (INR 500- INR 1000) = INR 400
Total Amount due (INR 1000- INR 10000) = INR 750
Total Amount due (>10000) = INR 950 |
Total Amount due (INR 0- INR 500) = Nil
Total Amount due (INR 500- INR 1000) = INR 400
Total Amount due (INR 1000- INR 10000) = INR 750
Total Amount due (>10000) = INR 950 |
Total Amount due (INR 0- INR 500) = Nil
Total Amount due (INR 500- INR 1000) = INR 400
Total Amount due (INR 1000- INR 10000) = INR 750
Total Amount due (>10000) = INR 950 |
Overlimit Charges |
2.5% or exceeded amount, or INR 500, whichever is higher |
2.5% or exceeded amount, or INR 500, whichever is higher |
2.5% or exceeded amount, or INR 500, whichever is higher |
2.5% or exceeded amount, or INR 500, whichever is higher |
2.5% or exceeded amount, or INR 500, whichever is higher |
Statement Retrieval Charges |
INR 100 per statement |
INR 100 per statement |
INR 100 per statement |
INR 100 per statement |
INR 100 per statement |
Finance Charges (Retail Purchases and cash) |
3.35% per month/ 40.2% per year |
3.35% per month/ 40.2% per year |
3.35% per month/ 40.2% per year |
3.35% per month/ 40.2% per year |
3.35% per month/ 40.2% per year |
Card Replacement |
INR 100 |
INR 100 |
INR 100 |
INR 100 |
INR 100 |
Card Replacement When Abroad |
Actual cost ($175 minimum) |
Actual cost ($175 minimum) |
Actual cost ($175 minimum) |
Actual cost ($175 minimum) |
Actual cost ($175 minimum) |
International Transaction Charges |
3.5 percent mark-up |
3.5 percent mark-up |
3.5 percent mark-up |
1.99 percent mark-up |
3.5 percent mark-up |
Dynamic Currency Conversion |
3.5 percent mark-up (transaction > = INR 1000) |
3.5 percent mark-up (transaction > = INR 1000) |
3.5 percent mark-up (transaction > = INR 1000) |
1.99 percent mark-up (transaction > = INR 1000) |
3.5 percent mark-up (transaction > = INR 1000) |
What is the SBI Credit Card Interest-free Period?
An interest-free period refers to the duration between the date the transaction is made and the due date of bill payment. During this tenure, no interest is charged on the credit card outstanding bill. However, to enjoy this benefit, you need to clear the entire balance on your credit card before the due date, as well as refrain from withdrawing cash on your credit card. The interest-free period for SBI credit cards usually varies from 20 days to 50 days, depending on the type of card you own.
Why choose SBI Credit Card from Finserv MARKETS
There are multiple reasons to choose Finserv MARKETS to apply for SBI Bank Credit Cards:
Rewards & Discounts
Get some of the best rewards on SBI Credit Cards on Finserv MARKETS. Apply for Credit Cards online at Finserv MARKETS and get Credit Cards packed with rewards and offers from your favorite brands.
One Platform, Many Cards
At Finserv MARKETS, we have just the right amount of Credit Cards for you. Whether you want a Credit Card that gets you discounts on shopping or the one that saves on your fuel costs, we have it all!
Joining Benefits
Enjoy assured joining benefits on multiple Credit Cards at Finserv MARKETS as soon as you join. Get amazing discount vouchers from top e-commerce sites, fuel surcharge waivers, cashback, and much more! If you are a student, then you can apply for a Student Credit Card to avail benefits.
Convert Purchases into EMIs
Purchases through any of the SBI Credit Cards available at Finserv MARKETS can be converted into EMIs easily. Apply for an SBI credit card online today.
Stringent Security Measures
With cyber-crime a reality, your SBI Credit Card comes with features that ensure safety against any kind of fraud. Apply online and avail the best credit card for you now!
- Credit Cards
- Apply for Credit Card
- Credit Card Customer Care
- Documents Required for Credit Card
- Credit Card Eligibility
- Credit Card Offers
- Credit Card Payments
- Credit Card Reward Points
- Credit Card Statement
- Credit Card Benefits
- How do Credit Card Works?
- How to Apply for Credit card?
- Types of Credit Cards
- What is a Credit Card
- What is the difference between Credit Card & Debit Card?
- Choosing a Student Credit Card
- MNSBBY - Student Credit Card Bihar
- Student Credit Card vs Secured Credit Card
- Bihar Student Credit Card Apply Online
- What is the meaning of CVV?
- Credit Card Login
- Credit Card Interest Rates
- Credit Card Application Status
- Credit Card Limit
- Credit Card Loan
- Credit Card EMI
- Credit Card Balance Transfer
- RBL Credit Card
- SBI Credit Card
- Axis Credit Card
- Citibank Credit Card
- Credit Card for Students
- RBL Credit Card Payment
- RBL Credit Card Reward Points
- RBL Credit Card Customer Care
- RBL Credit Card Application Status
- RBL Credit Card Statement
- RBL Credit Card Offers
- RBL Credit Card Cash Withdrawal Charges
- RBL Credit Card Charges
- SBI Credit Card Payment
- SBI Credit Card Customer Care
- SBI Credit Card Statement
- SBI Credit Card Reward Points
- SBI Credit Card Offers
- Axis Bank Credit Card Customer Care
- Axis Bank Credit Card Payment
- Axis Bank Credit Card Statement
- Axis Bank Credit Card Application Status
- Axis Bank Credit Card Pin Generation
- Citibank Credit Card Customer Care
- Citibank Credit Card Payment
- Citibank Credit Card Rewards
- Citibank Credit Card Offers
- RBL World Plus Supercard
- RBL World Prime Supercard
- RBL Bank CA Supercard
- RBL Doctors Supercard
- Simplyclick SBI Credit Card
- Simplysave SBI Credit Card
- SBI Elite Credit Card
- SBI Prime Credit Card
- SBI BPCL Credit Card
- Axis Bank My Zone Credit Card
- Axis Bank Neo Credit Card
- Indian Oil Card
- SBI Credit Card Documents Required
- Citi Cash Back Credit Card
- Citi Rewards Credit Card
- Indian Oil Citi Credit Card
- Citi Premiermiles Credit Card
- Axis Bank Credit Card Offers
- Axis Bank Credit Card Apply Eligibility
- Axis Bank Credit Card Features & Benefits
- Axis Bank Credit Card Reward Points
- Axis Bank Credit Card Charges
- RBL Credit Card Documents Required
- RBL Credit Card Netbanking
- RBL Credit Card Pin Generation
- Citi Credit Card Eligibility
- Citibank Credit Card Statement
Frequently Asked Questions About SBI Credit Card Charges and Fees
-
✔️Are there any charges for SBI credit cards?
Yes, there are certain SBI credit card charges and fees that are levied for owning and using your SBI credit card.
-
✔️What are the different fees & charges on SBI credit cards?
The most common SBI credit card charges, as well as fees that are levied on SBI credit card, include SBI credit card annual fees, SBI credit card late payment charges, SBI credit card over-limit charges, SBI credit card finance charges, etc.
