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AU Small Finance Bank IFSC Code

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Deepshikha Nainani

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Overview

AU Small Finance Bank enables easy and secure digital banking through services like NEFT, RTGS, and IMPS. To complete any of these transactions, the AU Small Finance Bank IFSC code is required. This 11-digit alphanumeric code ensures that your funds are routed accurately to the intended bank branch.

Each branch has a unique IFSC code that allows the banking system to identify the correct location for processing transactions. Whether you’re transferring funds online or checking account details, the IFSC code plays a critical role.

What Is AU Small Finance Bank IFSC Code

The AU Small Finance Bank IFSC code is an 11-character alphanumeric code assigned to each AU Small Finance Bank branch by the Reserve Bank of India (RBI). It is essential for routing digital transactions such as NEFT, RTGS, and IMPS.

Without the correct IFSC code, fund transfers cannot be processed. Once entered, the system uses the code to identify the beneficiary’s bank branch and complete the transaction accurately. This ensures faster and error-free processing across banking platforms.

Where to Find IFSC Code of AU Small Finance Bank

There are multiple ways to locate the IFSC code of AU Small Finance Bank, whether it's your own branch or a different one you're transferring money to:

Passbook or Chequebook

The IFSC code is printed on the first page of your passbook and on every cheque leaf issued by the bank.

AU Small Finance Bank Official Website

  1. Visit the AU Small Finance Bank website https://www.aubank.in/

  2. Click on ‘Branch Locator’

  3. Scroll down to ‘AU Small Finance Bank branch/ATMs’

  4. Select the branch you are looking for and click on ‘More Details’

RBI Website

  1. Go to the Reserve Bank of India’s official website https://rbi.org.in/home.aspx

  2. Scroll down and click on ‘IFSC/MICR Codes’

  3. Select AU Small Finance Bank and enter the branch name to view the code

These methods ensure you always use the correct IFSC code for your transactions.

How to Transfer Funds Using AU Small Finance Bank IFSC Code

To transfer money using NEFT, RTGS, or IMPS, you must enter the beneficiary's account number, name, and the correct IFSC code AU Small Finance Bank has assigned to the destination branch. Here's how each method works:

National Electronic Funds Transfer (NEFT)

  • Ideal for transferring money to any bank branch in India

  • Available on working days between 8:00 a.m. and 5:00 p.m. (except 2nd and 4th Saturdays)

  • Steps:

    1. Log in to the AU 0101 mobile app or net banking

    2. Select NEFT as the transfer mode

    3. Add beneficiary details including name, account number, and IFSC code

    4. Enter the amount and confirm the transfer

Immediate Payment Service (IMPS)

  • Available 24/7, even on holidays

  • Can be accessed via mobile banking, internet banking, ATMs, or SMS

  • Instant credit to the beneficiary account

Real-Time Gross Settlement (RTGS)

  • Used for high-value transactions above ₹2 Lakhs

  • Transactions are settled in real-time and are irreversible

  • Requires the same beneficiary details, including the IFSC code

Note: Always double-check the IFSC code before confirming your transaction to avoid processing errors.

FAQs on AU Small Finance Bank IFSC Code

What is the purpose of the IFSC code in AU Small Finance Bank?

The IFSC code identifies the specific branch of AU Small Finance Bank and ensures that fund transfers through NEFT, RTGS, or IMPS are routed correctly.

All IFSC codes are assigned by the Reserve Bank of India (RBI) to each bank branch, including those of AU Small Finance Bank.

You can find it on your passbook, chequebook, the bank’s official website, or the RBI’s IFSC directory.

No. Each AU Small Finance Bank branch has a unique IFSC code to ensure accurate transaction routing.

No. An incorrect or missing IFSC code may result in a failed or misdirected transaction.

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Hi! I’m Deepshikha Nainani
Blogger

Deepshikha is a marketing and communications expert with over a decade of experience across various industries. With expertise in performance content, digital campaigns and brand management, she excels in creating data-driven, creative solutions that drive growth and engagement. Holding certifications in digital marketing and content strategy, she is passionate about combining creativity with analytics to create compelling marketing narratives that resonate. During her downtime, Deepshikha enjoys watching films and documentaries, listening to music, cooking and traveling.

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