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Punjab National Bank IFSC Code

The Reserve bank of India assigns IFSC to identify the banks and their several branches. The PNB IFSC code is an 11-digit alpha-numeric code that helps identify specific bank branches and is a must to transfer funds from one bank account to another. PNB IFSC code is mandatory for all online money transfer processes via NEFT/ IMPS / RTGS.


The IFSC code's first four characters denote the bank's name, the '0' is kept in the middle, and the last six (6) characters help identify the specific bank branch. The IFSC code of PNB starts with PUNB, and the last six (6) characters represent the respective PNB branch code. The format of Punjab National Bank's IFSC code is PUNB0123456. Punjab National Bank will not permit any transactions without an IFSC code.

About Punjab National Bank

The first Swadeshi Bank in India, Punjab National Bank, is a 119-year-old nationalized bank. It has more than 6082 branches of Punjab National Bank around the nation with five (5) overseas branches. PNB first began its operations in April 1895 from Lahore. PNB is a very trusted name in banking, and with its 120-year-old expertise, it helps create innovative and distinct financial products to cater to the needs of its customers. PNB has further emerged as one of the most reputed banks in India and was also accredited with the “Best Performing bank” among all public sector banks.

How to Find the Punjab National Bank IFSC Code and MICR Code Online

  • PNB IFSC Code

You can find the PNB IFSC code both online and offline. Also, the list of all PNB branches is available online based on the Bank’s IFSC code. For finding out the Punjab National Bank IFSC code online on their website, you can follow these steps:

  1. Select the branch of Punjab National Bank

  2. Select the name of the state where the bank is located

  3. Select the name of the district of the PNB

  4. Choose the area of the PNB branch

  5. The PNB IFSC code for the particular branch will now be displayed.


You can also find the PNB IFSC Code and PNB MICR Code on the RBI-Reserve Bank of India website.

  • PNB MICR Code 

The Punjab National Bank MICR code, a nine (9) digit code printed on cheques, is available on the PNB cheque book. The PNB MICR Code is printed at the bottom of the cheque leaf next to the cheque number.

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How to Find Punjab National Bank IFSC Code and MICR Code Offline

  • PNB IFSC Code

You can find the PNB IFSC code on the cheque book issued by the bank. The IFSC code is also present on the first page of your PNB pass-book. The PNB IFSC code is located on the top left-hand corner of the PNB cheque leaf. You must mention this code for any online/ electronic money transfer processes via NEFT, IMPS and RTGS.

  • PNB MICR Code 

Apart from the IFSC code, the Punjab National bank MICR code is a 9-digit code printed on the PNB cheques. The PNB MICR Code is printed at the bottom of the cheque leaf next to the cheque number. The first three digits define the city code; the following three denote the bank's code, while the last three digits represent the code of your bank branch. The PNB MICR code determines the bank and branch involved in an ECS- Electronic Clearing System and helps in faster processing.

How to Transfer Money via PNB through NEFT

NEFT: National Electronic Funds Transfer (NEFT) is an electronic fund transfer facility that allows transactions between banks. It saves time and effort in visiting the bank for any fund transfer. With the help of internet banking in Punjab National Bank, you can log into your PNB bank account, you can transfer money online by mentioning the IFSC code. The funds get transferred on the same day if done during working hours within the cut-off time, and beyond the cut-off time, it gets transferred the next day. However, before transferring money, you must add the beneficiary account details such as the Name, Bank Account Number, IFSC code of the bank branch.

How to Transfer Money via PNB through RTGS?

RTGS: Real-Time Gross Settlement (RTGS) is another money transfer method. You can use it to transfer money above Rs. 2 Lakhs very conveniently. The money is credited to the beneficiary/payee account on a real-time basis. RTGS transactions are one of the fastest online transfer methods, and there is no maximum limit. 

How to Transfer Money via PNB through IMPS

IMPS: Immediate Payment Service (IMPS) is one of the fastest money transfer methods, and this service is available for all PNB customers. Through mobile apps, customers can transfer funds at any time of the day and from anywhere, 24/7 & 365 days a year. Here, the money gets credited to the receiver's account within minutes. You need to mention the beneficiary's bank IFSC code and account number.

Information Required for Transferring Funds with PNB

The following details need to be furnished for carrying out online transactions:

  • Account number

  • The amount to be transferred.

  • Recipient's bank name

  • Name of the beneficiary customer

  • Account number of the beneficiary

  • Information, if any, from the Sender to the receiver. 

  • For PNB IFSC code-based transfer, the name & account number of the beneficiary and the IFSC Code is to be provided. 

FAQs on Punjab National Bank IFSC Code

Can we find the Punjab National Bank IFSC Code by Account Number?

Yes, the Punjab National Bank IFSC Code can be found using the account number as IFSC codes are assigned to bank branches. These codes are not allocated to personal or other accounts.

How can I know my Bank Branch by IFSC Code?

IFSC code is an 11-digit alpha-numeric code. The last six characters of the 11-digit IFSC code helps in the identification of your bank branch.

How can I get the IFSC code of Punjab National Bank (PNB)?

PNB IFSC code is present on the cheque leaf issued by the bank. Alternatively, the information can also be obtained online from the PNB website.

How can I know my Bank Branch by the MICR Code?

MICR Code is the nine (9) digit code printed at the bottom of the cheque. The last three digits of the nine-digit MICR code represent the code of your bank branch.

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