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Both CRISIL and ICRA have assigned high ratings to Bajaj Finance Fixed Deposits (FDs). This indicates that FDs from this Non-banking Financial Company (NBFC) are low-risk and interest payments are unlikely to default. Whether you prefer a risk-averse approach or want to balance your portfolio, these FDs offer stability with assured returns. Manage your Bajaj Finance FD online easily from home. Enjoy this convenience while building a secure financial future.
Get up to 9.40% p.a. interest, inclusive of additional benefit of 0.50% p.a. for senior citizens and 0.10% p.a. for women. These competitive Bajaj Finance FD rates cater to both conservative and growth-focused investors.
To determine if a Bajaj Finance FD is safe, you can review its credit rating. Bajaj Finance is one of the highest-rated investment options. It holds a AAA/Stable rating from both CRISIL and ICRA. These ratings, combined with stable Bajaj Finance FD rates, make it a low-risk and attractive investment option.
indicate that Bajaj Finance Fixed Deposit is a low-risk option.
Applying for a Bajaj Finance FD is simple and straightforward. You can complete the entire process online from the comfort of your home. This allows you to enjoy high returns without the hassle of visiting a branch. No lengthy paperwork is required.
Booking your next FD with Bajaj Marketss is simple. Just submit your documentation online. You can also use the online Bajaj Finance FD interest calculator to better plan your investments. Start your FD with a minimum deposit of just ₹15,000.
Bajaj Finance operates in strict adherence to regulatory standards set by the Reserve Bank of India (RBI) and other governing bodies. This ensures that all processes are conducted transparently and securely. Following these regulations means that Bajaj Finance not only protects its investors' funds but also ensures that its fixed deposits meet the highest legal and financial standards.
Bajaj Finance is considered trustworthy due to its strong credit ratings and regulatory compliance. It holds a AAA/Stable rating from both CRISIL and ICRA, reflecting its reliability and low-risk profile as a secure investment option. Additionally, its commitment to adhering to RBI standards reinforces the integrity of its financial products—including those featuring some of the top Bajaj Finance FD rates.
Bajaj Finance Fixed Deposit offers multiple layers of security to safeguard your investment. These FDs are backed by high credit ratings from reputable agencies like CRISIL and ICRA rating. These ratings highlight strong financial stability and low risk, making Bajaj Finance a secure option for your funds.
The NBFC offers flexible tenures and competitive interest rates. Additionally, the investment process is straightforward and transparent. These elements work together to create a stable environment for your money. This ensures your returns are predictable and protected from market volatility.
Bajaj Finance offers flexible fixed deposits designed to cater to a wide range of investors, from those starting with modest amounts to larger investors seeking substantial investments. The minimum deposit amount to open a fixed deposit with Bajaj Finance is ₹15,000, making it accessible for individuals aiming to meet short-term financial goals.
For online fixed deposit bookings, customers can invest up to ₹3 Crs per deposit, providing ample opportunity for larger investors to grow their wealth with competitive returns. For offline investments, there is no specified upper limit on the deposit amount. Across all investment slabs, Bajaj Finance FD rates remain competitive and rewarding.
Bajaj Finance Fixed Deposits offer attractive interest rates, with rates up to 7.95% p.a. for senior citizens, depending on the tenure and deposit amount. Special tenure options and flexible interest payout schemes (monthly, quarterly, half-yearly, annually, or at maturity) add to the convenience and customisation of investments.
Bajaj Finance Fixed Deposit offers several additional benefits. These make it a secure and rewarding investment option:
Flexible Tenures
Choose tenure from 12 to 60 months. This flexibility helps you align your investments with your financial goals.
Periodic Payout Options
Choose monthly, quarterly, half-yearly, or annual interest payouts. This flexibility helps you manage your cash flow effectively.
Higher Rates for Senior Citizens
Senior citizens FD receive higher interest rates of up to 9% p.a. This helps them earn better returns and save for retirement.
Loan Against FD
You can access liquidity through a loan against your FD, preserving your potential interest earnings without breaking the deposit. Loans are available for up to 75%
of the invested amount for cumulative FDs and up to 60% for non-cumulative FDs.
Read MoreBajaj Finance Fixed Deposit offers several additional benefits. These make it a secure and rewarding investment option:
Choose tenure from 12 to 60 months. This flexibility helps you align your investments with your financial goals.
Choose monthly, quarterly, half-yearly, or annual interest payouts. This flexibility helps you manage your cash flow effectively.
Senior citizens FD receive higher interest rates of up to 9% p.a. This helps them earn better returns and save for retirement.
You can access liquidity through a loan against your FD, preserving your potential interest earnings without breaking the deposit. Loans are available for up to 75% of the invested amount for cumulative FDs and up to 60% for non-cumulative FDs.
Yes, Bajaj Finance FD is rated AAA/Stable by both CRISIL and ICRA, indicating high safety and minimal risk of default for investors.
You can start investing with as little as ₹15,000. For online bookings, the maximum is ₹3 Crs per deposit; there’s no specified limit for offline bookings.
Yes, senior citizens enjoy higher interest rates—up to 7.95% p.a.—along with flexible tenures and interest payout options.
Absolutely. The entire application process is digital, with minimal documentation, allowing you to invest from the comfort of your home.
Yes, you can avail of a loan up to 75% of the FD value (for cumulative FDs) without breaking the deposit, helping you maintain liquidity.
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