LIC Housing Finance Home Loan Statement

An LIC HFL statement is a comprehensive document that details your home loan transactions. The home loan statement consists of the following details: 

• Total loan amount

• Repayment tenure

• Interest rates

• EMI amount

• Outstanding balance

• Applicable charges

The LIC Housing Finance home loan statement helps you keep track of your loan repayment. You can also use it as proof to claim tax exemptions under the Income Tax Act 1961.

Your LIC HFL statement provides a comprehensive record of your loan repayments and dues. It generally includes: 

• Accrued EMI: The EMI amount due each month
• EMI Paid: A record of all EMIs paid during the loan tenure
• EMIs Bounced: Details of any EMIs returned or unpaid
• Date of Payment: Exact dates on which EMIs were paid
• Borrower Details: Your name, address, and other personal information
• Summary: An overview of the total EMIs paid over the tenure
• Payment Mode: The method used for EMI payments, such as a mandate or a post-dated cheque
• Loan Account Number: The unique number assigned to your home loan
• Type of Interest Rate: Whether the loan has a fixed or floating interest rate
• Outstanding Loan Amount: The remaining balance as of the statement date. 

There are simple and convenient options to download an LIC HFL housing loan statement. These channels cater to both online and offline preferences, ensuring quick and hassle-free access. 

• Website

The LIC HFL official website allows you to log in and conveniently obtain your statements online

• Mobile App

The LIC HFL mobile application, known as HOMY, provides easy access to view and manage home loan statements anytime, anywhere

• WhatsApp

Through LIC HFL’s WhatsApp support, you can request and receive their statements instantly

• Email

You can reach out via the official LIC HFL email address at customersupport@lichousing.com to receive your statement in digital form

• Branch Visit

For in-person assistance, you can visit the nearest LIC HFL branch to collect your statement directly

To download LIC HFL housing loan statement online, you need to have two essential details: the home loan amount and loan account number. You can follow these steps to retrieve your statement from the official LIC HFL website:

1. Visit the official website of LIC Housing Finance Limited

2. Click on the 'Customer Login' option

3. Log in using your credentials or your loan/application number and date of birth

4. Click on ‘Submit’

5. From the dashboard options, select the 'Repay Certificate' option from the ‘Activities’ tab

6. Click on your home loan account number and the relevant financial year, then confirm

7. The loan statement will open, allowing you to view or download it in PDF format, and print it if required

To download the LIC HFL housing loan statement online, you need to access the customer portal. You can log in either as an existing customer or as a new one to access the LIC HFL Housing Finance portal. 

Existing Customers 

To log in as an existing customer of LIC HFL, you can follow these steps:

1. Visit the official website of LIC Housing Finance Limited
2. Click on ‘Customer Login’
3. Enter your username and password created during registration
4. Input the security code displayed on the screen
5. Click ‘Login’ to submit your details and access your account 

Using the Loan Application Number

To access your LIC HFL account using the application number, you can follow these steps:

1. Visit the official LIC HFL customer portal
2. Select the ‘login using Application number’ option
3. Enter your loan application number and date of birth
4. Submit the details to access your account 

New User Registration 

Here is how you can register on the LIC HFL customer portal for the first time:

1. Visit the official LIC HFL customer portal
2. Click on "Register"
3. Provide details such as loan number, date of birth, sanctioned amount, and security code
4. Create a new username and password
5. Enter your mobile number and click "Continue"
6. Enter the OTP received on your mobile number to confirm the registration
7. You will receive your login details via SMS or email

The LIC Housing Finance Limited Home Loan provisional interest certificate outlines the interest payments and principal amount for a specific financial year. It also includes details such as the loan sanction date, sanctioned amount, and more. 

You can access both provisional and final interest certificates via the official LIC HFL customer portal. To obtain your certificate, you can follow these steps:

1. Log in using your username and password on the customer portal

2. Navigate to the ‘Activities’ tab and select ‘Repayment Certificate’

3. Choose the loan amount and relevant financial year from the dropdown menu

4. The repayment certificate for the selected year will be displayed

5. Download and save the certificate on your device

Getting a LIC HFL statement offline is a simple process that allows you to obtain your statement through in-person service. Here is how you can get a LIC HFL loan statement offline:

1. Visit the nearest branch of the LIC Housing Finance Limited

2. Request for a home loan statement application form

3. Fill up the form with accurate information

4. Submit the form to the concerned representative along with the required documents, such as your PAN Card or Aadhaar card

5. You can get the loan statement from the branch office or via post

The LIC Housing Finance Limited Home Loan Statement offers a detailed record of your loan particulars, payment history, and outstanding balance. Accessible through both online and offline channels, it provides convenience and flexibility for all customers. 

You can obtain the statement via the official website, mobile app, email, or WhatsApp. You can also visit a branch to get it in person, ensuring quick and hassle-free access to your loan details