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A business loan is an unsecured loan that serves as a financial aid for businesses and enterprises to meet their requirements. Be it expanding your business to new locations, purchasing advanced machinery, hiring new staff or clearing all your debts, a Business Loan will surely serve the purpose. Nowadays, most of the banks and Non-Banking Financial companies offer business loans at competitive interest rates. If you are eligible and have required documents in place, you can avail the Business Loans and ensure its smooth operation.

Our Partners

  • Bajaj Finance Limited

    Bajaj Finance Limited

    Over the years, Bajaj Finance Limited has customized its loans to meet all your financial needs efficiently. And our 1 million+ happy customer base stands witness to it.

  • Lendingkart Finance Limited

    Lendingkart Finance Limited

    Lendingkart Finance Limited is a reputed financial organization that specializes in providing business loans to small businesses, MSMEs and other public sector enterprises.

  • NeoGrowth Credit Pvt Ltd

    NeoGrowth Credit Pvt Ltd

    NeoGrowth is a reputed financial organization that has helped hundreds of entrepreneurs to scale their businesses to greater heights with Business Loans through a hassle-free process.

  • Prefr Partners

    Prefr helps millions of Indians realize their dreams through facilitating loans in a few simple steps. Loans from Prefr Partners get disbursed in just 24 hours and come at highly attractive interest rates making your process of availing the loan hassle-free

Why Choose Finserv MARKETS for Business Loan

Abundance of Choice

Finserv MARKETS helps you choose from a wide variety of Business Loan products. What’s more! You also get to compare various loan offers by the best of the lending partners. So, you are indeed spoilt for choice!

Fast Online Process

There's no tedious paperwork involved. Your application is approved within minutes and money gets disbursed in no time.

Trusted Companion

We are proud to deliver on our promise. Our reliable interface helps the lending partners reach out to people all across India and provides the best lending experience.

Features and Benefits of Business Loan

  • Loan amount

    You can get business loans up to Rs. 35 Lakhs to fulfill your requirements. Higher loan amounts ensure you can make the most of it and meet all your business needs.

  • Repayment tenure

    Since Business loans are unsecured in nature, you do not have any pledge any collateral/security against the loan. Just avail the amount you wish.

  • No Collateral/Security needed

    Since Business loans are unsecured in nature, you do not have any pledge any collateral/security against the loan. Just avail the amount you wish.

  • Need-based offerings

    Business Loan can be used for purchasing raw-materials, upgrading infrastructure, hiring staff etc.

  • Exciting offers

    Personalized pre-approved offers and value added services can make your experience of availing a Business Loan even more amazing.

Types of Business Loans

As per the business needs and requirements, there are various types of Business Loans online. Take a look:

  • Start-up Business Loan

As an aspiring entrepreneur, if you are looking to start your business venture and need financial assistance for it, you can always apply for a Start-up loan. You can also avail this loan; in case you wish to expand the operations of your start-up.

  • Business Loan for Women

With the aim of promoting financial independence among women, Business Loans for Women can help the female entrepreneurs become self-sufficient and enable the growth of their business. Most financial institutions offer Business Loans to women to fund their requirements.

  • Working Capital Loan

With a working capital loan, the self-employed individuals can manage the daily expenditures of the business. This includes managing steady cash-flow, purchase machinery, pay short-term debt. Availing this loan will help you take care of finances associated with day to day operations.

  • MSME Business Loan

MSME stands for Micro, Small, and Medium Enterprises. With the help of MSME loan, you can finance your business requirements like revamping your company’s infrastructure, purchase machinery or raw materials, or expanding your business operations in general.

  • Equipment Machinery Loan

An Equipment Machinery loan can help you with finances related to your business equipment. With this loan, you can purchase new machinery, upgrade the existing ones or even the faulty ones repaired.

How to Apply for Business Loan on Finserv MARKETS

Applying for a Business Loan online on Finserv MARKETS is now really simple. Just follow these steps:

How to Apply for a Business Loan?
  • Online Form Filling

    Fill in your personal and employment details.

  • Select your Lending Partner

    From the list of loan offers, select Business Loan from your prefered partner to move ahead in the journey.

  • Specify Loan Details

    Choose your preferred loan amount and repayment tenure.

  • Upload the Documents

    Upload the scanned copies of all the required documents.

  • Approval & Disbursal

    Submit your application, and post the approval and verification check, you will get money in your account.

Business Loan Eligibility

To be eligible for Business Loan, you must fulfill the following criteria:

  • You must be a self-employed individual.
  • Self-employed professionals include doctors, chartered accountants etc and self-employed non-professionals include traders, manufacturers.
  • You must be between 25-65 years of age.
  • Business units such as partnerships, limited liability partnerships, private limited companies can apply for a Business Loan.
  • You must have a minimum business experience of 3 years in the current business and at least 5 years’ business experience on the whole.
  • The minimum Annual Income (ITR) must be Rs.1.5 Lakhs per annum.

Business Loan Fees & Interest Rates

Customized Interest Rates*

1.5-2% per month

Processing Fees


Loan Tenure

Up to 60 months

Pre-closure Charges


Eligibility Criteria

>Rs. 90,000 turnover for 3 months

Loan Amount

Rs. 50,000 to Rs.75 Lakhs


Flexible Monthly/Bi-weekly

**Pre-closures are allowed upon the full payment of the first EMI

Business Loan Documents

Here is a list of the documents one needs to provide while applying for a Business Loan.

  • PAN Card
  • Identity Proof:  Aadhaar Card/Passport/Driving license/Voter ID Card
  • Address Proof: Aadhaar Card/Passport/Driving license/Voter ID Card/Utility Bills
  • Bank statement of last 6 months
  • ITR form in addition with certified copies with details such as income computation, balance sheet, Profit and Loss statement for the last 2 years
  • Sole Proprietorship Declaration or authenticated copy of Partnership Deed
  • Certified copy of Memorandum and Articles of Association

Know about how to apply for aadhar card business loan

How to use Business Loan EMI calculator

The Business Loan EMI Calculator by Finserv MARKETS, is an online tool that provides you the exact amount that you need to pay as EMI by taking into account the following 3 factors:

  • Loan amount: This is the principal amount of loan that you wish to apply for.
  • Rate of interest: You can fill your desired rate of interest here.
  • Loan tenure: The next input is the loan duration. This is the tenure (year or months) in which you will pay back the borrowed amount.

Dos and Don'ts of Business loans

A business loan is a great way of growing your business venture and supporting your future endeavours. However, it is important to plan this path effectively as it can make or break your prospects.

Here are some factors that you must consider when getting a business loan:

Explore Every Option: Getting a business loan is a major decision and one that you take with a critical objective in mind. Before you make the final call and avail a business loan, explore other options like increasing sales production, adopting a low-cost mechanism, and more. Carefully consider all your options before finally getting a business loan as it can save you from commercial debt that you may not need.

Decide how you will use the loan: Create a plan focusing on the most effective ways for using the funds. You may directly put the money into funding the critical task or use it in portions. However, not planning well may lead you to using the funds on non-essential tasks. So, be very careful about how you plan to employ your funds.

Driven Value: The ultimate goal of getting a business loan must be the deriving value. It must bring meaningful growth to your business. So, consider this ultimate aspect before getting a business loan. 

Importance of CIBIL Score to Avail a Business Loan

Lenders always evaluate your CIBIL score before approving your loan application. Your Credit score determines your creditworthiness and repayment capacity. If you apply for a business loan with bad credit, it can be difficult to secure the financing you require. To avail business finance with ease, it is important to maintain a good credit score by paying off your bills and outstanding debts on-time. You must always check your CIBIL score before applying for a loan. This will give you a fair idea regarding whether your loan application will be accepted or not.

Bajaj Finserv MARKETS iOS App Download

Get Business Loan instantly at Finserv MARKETS App

Personalized choices for Loans, Cards, Insurance, Investments & UPI Payments along with No Cost EMI offers to shop for a wide range of lifestyle products – discover more on the Finserv MARKETS App.

Frequently Asked Questions on Business Loans

  • ✔️For what purposes can I avail a business loan?

    A Business Loan can be used for expanding current business operations, purchasing inventory, raw-materials, for working capital requirements etc.

  • ✔️What security should I provide to avail a business loan?

    A Business Loan is an unsecured loan product; hence you need not provide any security to avail it.

  • ✔️What is the maximum age of availing business loan?

    The maximum age of availing a Business Loan is usually 65 years.

  • ✔️How long will it take for me to find out if I am eligible for a business loan?

    With online facilities provided by most of the banks/NBFCs, you can find out your eligibility instantly.

  • ✔️For how long I can repay the loan amount?

    The repayment tenure usually ranges from 1-5 years.

  • ✔️How much is the minimum and maximum loan amount I can get?

    You can get a Business Loan from Rs. 5000 to Rs. 2 Crore, depending on the bank/NBFC, their policies.

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Business Loan Reviews

4.5out of 5

42 reviews

Stress-free borrowing experience

My experience was great! I own a small business I wanted funds so i applied for business loan from Lendingkart at Finserv MARKETS and faced no hassles. Can say it was a worry-free borrowing experience for me.

Offered the best rates

Applied for a business loan by Lendingkart. The rate of interest is affordable. It was totally a smooth process and the disbursal time was less.

Excellent loan service for business

On my hunt for a reliable loan provider i found the Lendingkart loan online at Finserv MARKETS. I wanted to set up franchise. it made it easier for me to achieve my goals with financial security I got with the loan.

Great place to get a loan

It was a good experience applying for a business loan from lendingkart at Finserv MARKETS. My business has been in good condition since then I find the repayment and loan terms very favorable according to my current condition.

Highly recommended loan service

Taking a business loan by lendingkart at Finserv MARKETS saved me from falling into debt. I was able to pay bills on time and the process for the loan was easy; everything got done online without much hassle.

Super fast loan disbursal

I wanted to expand my business. I was falling short of money. So I applied for lendingkart loan at Finserv MARKETS. I got the loan approved and the loan got credited very fast. I am super happy now.

Got the loan in less time

Got a Lendingkart business loan at Finserv MARKETS, my friend suggested this so I guess it was a good decision. I didn’t face any problem with the loan. Fabulous loan processing time.

Great business financing terms

Applied for a loan for my business. I wanted to get renovation work done so I applied for a business loan. I was able to get the Lendingkart loan at Finserv MARKETS online.

Amazed by the service

Got the lendingkart loan online by applying on Finserv MARKETS. I applied for a loan for my business. My application was approved easily.

The right place for loan

I applied for a Lendingkart business loan at Finserv MARKETS. I love the services offered on the loan, very easy and swift.

Good online loans

I decided to take out a Bajaj Finance business loan. The service for my loan was very good. I will recommend it to other people, if they are looking for a business loan.

Easy to fulfill criteria

The Bajaj Finance business loan eligibility was easy and I was impressed by the fast processing of the loan. I would definitely consider Finserv MARKETS in all my future credit requirements.

Best loan for business

I heard about Bajaj business loan from a friend. I must say the best decision I ever made was to get this loan for my business. Now I can expand my business without worrying about my finances.

Flexible loan terms

Really happy with the services offered to me. I got the best rate on Bajaj Finance business loan. And I would definitely reach out again for any future requirement for my business.

Easy repayment tenure

Applied for a Bajaj Finance business loan and got the loan approved instantly. The documents required for the loan was minimal and loan repayment also was easy.

Superb online experience

Was planning to expand my business venture so I got a Bajaj finance business loan online. The process was very easy and swift. What a good experience.

Easy Eligibility

Very customer friendly and the Bajaj Finance business loan eligibility was easy to qualify. All processes were online so I did not have to face any problems while applying for the loan with good experience.

Comfortable repayment process

Bajaj Business loan got me the money in time. I was in debt and had to get additional funds to support my business. Now my condition is stable and currently experiencing a comfortable repayment process as well.

Fast business financing

I got a Bajaj Finance business loan. I wanted to expand my business and the loan helped me to do that. Have zero complains and definitely recommend to fellow business owners.

Simple eligibility for loan

The Bajaj Finance business loan was like a ray of hope for me as I desperately needed money for my business. It was hard to get elsewhere. The eligibility criteria was simple and I qualified for the loan easily.

Seamless loan service

Referred by a family member to get a Loan to start a business. No complains till now everything is going smooth and even the repayments are going well for me. Overall nice experience.

Lower rates on business loan

Whenever I applied for a business loan, the rates were very high. But on Finserv MARKETS, Business loan interest rate offered to me was very affordable. I really like how the loan took less time to reach me so I had the money when I needed it.

Good loan experience

The best part of getting the Business loan was the repayment tenure. I could choose the tenure according to my financial condition. Now repayment is easy for me.

Got the best rates

I was eligible for the loan and all the process was very easy. Getting Business loans for my business was very useful. I used the funds to expand my company. The interest rates offered to me was lower. Nice experience

Minimal Requirements

Applied for a loan for business and liked the fact they had less requirements in terms of documents and eligibility. It was easy to fulfill all of it; the process was very quick too.

Speedy loan process

Wanted to apply for loan for business so I applied for Bajaj Finance Business Loan and got the best deal. I like how smooth the loan application was I got everything done online.

Super loan terms

The business loan interest rate i was offered was the best compared to other lender. I applied for the loan, made the right decision to get financing for my business. Terms are quite flexible.

Best loan facility

I required renovation for my infrastructure, so getting a business loan was a good decision I was able to apply for a high loan amount my loan got approved. The repayment for my loan is not problematic.

Low interest rates

To get business loans was not an easy task for me but at Finserv MARKETS, I got money for my business the interest rate was very low. I was amazed by the loan terms, all went pretty good.

Instant Financing

This is the best place to get a loan for business.I wanted urgent money to stock inventory the super fast application process got me my money...great experience.

Trustworthy company

Bajaj Finance has been my utmost trusted partner for business loan since I started my business. So far, they have never given me the slightest reason to complain. And, Finserv MARKETS has made it so easy to avail the business loan now.

Most convenient loan

I needed an instant business loan with easy repayment options, and Bajaj Finance gave me just that. Believe it or not, I received disbursal within 2 days!

Smooth loan process

If you need an urgent business loan, apply online on the Bajaj Finserv website. Their easy loan processing can get your amount disbursed within a day. Unbelievable, right?

Great for new businesses

I think Bajaj Finance offers the best business loan for new business. You can not just get good support through the entire process, but also get great add-on benefits.

Excellent service

I thought that my business loan eligibility as a small shop owner in Kolkata would be bad, but Bajaj Finance indeed provides the best service to all businessmen!

Efficient tools

Firstly, the complete online process impressed me a lot. Secondly, the tools offered on Finserv MARKETS website such as business loan calculator really help businesspersons like me make a good decision.

Supportive staff

I was honestly just looking for a good business loan interest rate. But Bajaj Finance provided me with such good support through the entire process, I have to give them 5 stars!

Quickest loan

I have used a lot of other business loans before, but never received such a quick disbursal before such as Bajaj Finance Business Loan. Finserv MARKETS, as a platform, is really amazing.

Very customer friendly

As a new businessperson, I need a loan for business with a very easy process that won't leave me confused. Bajaj Finance Business Loan on Finserv MARKETS was the one!

Smooth Application Process

If you are looking to avail a business loan, you must check your business loan eligibility beforehand. I applied for a business loan at Finserv MARKETS, the eligibility criteria was quite simple and the application process was also smooth. I was able to receive the loan amount within 24 hours.

Minimal Documentation

Applying for a business loan at Finserv MARKETS is a simple and quick process. The business loan documents required are minimal, the interest rate offered is attractive and the repayment tenure is also flexible. Happy to have availed business loan at Finserv MARKETS.

Instant Loan Disbursal

With the help of business loan I was able to anticipate some of the issues that my business may face. They’ve been extremely supportive and a great resource in providing small business loans services.