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Are you a self-employed businessman or a chartered accountant looking to start-up a new business or expand to a new location with the help of a Bajaj Finserv business loan? Choose us and enjoy custom-made online Bajaj Finserv loans with flexible repayment tenures and access to your personalized Financial Fitness Report.
With a Bajaj Finserv Business Loan, you can easily access capital for your business to build new age infrastructure, upgrade to technologically advanced plant and machinery, maintain optimum inventory and also increase your working capital. You can avail a business loan of up to Rs. 30 Lakhs in under just 3 minutes! What's more? With us, at Finserv MARKETS, the entire process is online, hassle-free and can be customized according to your needs and requirements. So why wait? Choose Finserv MARKETS and apply for a Bajaj Finance Business Loan with us today!
If you are a budding entrepreneur, visit our Startup Loan section to know more about the exciting features and benefits of applying for Business loan with us.
You can avail an SME Loan to meet your business’ working capital requirements. An MSME loan can be used for several purposes such as upgrading your company’s infrastructure, buying / repairing machinery, purchasing raw materials, etc.
Whatever your need be, get business loans online for self-employed individuals for up to Rs. 30 Lakhs to live your dream!
We offer tailor-made Bajaj Finserv pre-approved loans to meet all your financial requirements.
No need for a guarantor when you apply for a Business Loan. We trust you.
With repayment tenures ranging from 12-60 months, choose between short-term or long-term loans.
Get easy access to your Financial Fitness Report and protect your business loan liability with customized insurance plans.
Apply for a business loan online, get approval in 3 minutes and money in your account in 24 hours.
No tedious paperwork! Visit our website, choose a Bajaj Finserv loan to suit your need and apply!
We promise transparency. Get all the information about your Bajaj Finserv pre-approved loan, upfront. No hidden charges!
With customized business loans to suit your needs, why look elsewhere?
100 million+ happy customers across India have chosen Bajaj Finserv as their trusted financial partner. It's your time now!
Want a Bajaj Finance Business Loan? Follow the steps below and hit that Apply button now!
Fill in your personal and employment details.
Select Bajaj Finserv loan amount and repayment tenure.
Get approval in 3 minutes and money in your bank account within 24 hours.
We, at Finserv MARKETS provide business loans based on specific eligibility criteria such as nationality, employment status, age and experience. Following are the criteria that you must fulfill in order to apply for a business loan with us:
Visit our business loan eligibility section to know more about the various pre-requisites when applying for a business loan with us.
The Business Loan EMI Calculator by Finserv MARKETS, is an online tool that provides you the exact amount that you need to pay as EMI by taking into account the following 3 factors:
For term loans, charges are calculated on the outstanding principal of your business loan amount.
Check out the business loan interest rates section for more information on our processing fees and charges.
The documents required for Business Loan are as follows:
*Don't worry if you are asked to upload additional documents. We are just creating the best loan for you!
Your CIBIL score determines your creditworthiness and repayment capacity. Therefore, lenders always evaluate your CIBIL score before approving your loan application. You must always check your CIBIL score before applying for a loan. This will give you a fair idea regarding whether your loan application will be accepted or not. Let us have a look at how you can check CIBIL score for business loans at Finserv MARKETS.
Step 1: While availing a business loan at Finserv MARKETS, you can check your CIBIL score for free. All you have to do is go the official website, click on “check CIBIL score”, and fill in the required details.
Step 2: You will receive an OTP on your registered email ID and mobile number. Verify your identity by confirming the OTP.
Step 3: Post verification of your identity, you will be able to view your detailed financial health report consisting of your CIBIL score.
Since the CIBIL check conducted by Finserv MARKETS would be a soft inquiry, it won’t reflect on your credit report. Therefore, it will not hurt your credit score in any way. You must always try to maintain a high credit score. This will not only increase your loan eligibility but also help you avail a higher loan amount at a reasonable interest rate.
Apart from the CIBIL score, the financial report will provide you insights that will make your future financially secure. It will also offer smart investment options that can help you achieve your financial goals with ease.
Getting a Business Loan online is fast, secure, hassle-free and transparent. It will save you a lot of time and effort.
Through our online process, you can avail of a business loan from the comfort of your home. No paperwork or agents. And it's super secure. Whether for a small-scale business, or a large one, you can choose from a variety of exclusive loan products that suit your need.
No, we don't ask for any kind of security or guarantee when offering unsecured loans.
Sorry, we only have an online presence and recommend online transactions for quick processing and convenience. The Bajaj Finserv lending process in seamless.
Unfortunately, we don’t have the facility of balance transfer for Business Loan.
All your sensitive information like personal/financial information is encrypted and safeguarded with our best in class security systems. We don't share your information with any marketing agencies or any 3rd party without your consent.
You can apply for a personal loan if: 1. You are a self-employed individual with at least 4 years of business experience. 2. You are between 25-65 years of age.
We are sorry. We currently serve only Indian residents.
You can avail of a loan for a tenure ranging from 1 year to 5 years (with annual renewal option for interest servicing loan).
There is no minimum limit on part payment in case of Hybrid Flexi Loan but there is a minimum limit of one EMI for part payment in case of a Term Loan.
You can make part-payments at any time after paying the first EMI of a Term Loan.
There is no limit to the number of part payments in Hybrid Flexi Loan. However, in a term loan, a maximum of 6 - part payments can be made in a year.
You can foreclose your loan after paying your first EMI.
In case of Hybrid Flexi Loan, part payment paid will be adjusted to the principal amount which results in a reduced monthly interest. For Term Loan, you can keep the EMI same and reduce the tenor or you can keep the tenor same and increase the EMI.
Sorry, the withdrawal facility is not available on a Term Loan.
You can save on interest payments even though the base rate is marginally higher than a Term Loan. The innovative customer friendly features that come with Hybrid Flexi allows you flexibility and control on your loan repayment which can help you minimize the interest you pay. In case of any fund requirements, you can always withdraw from the part payments with funds instantly credited to your bank account.
You provide us with the digital copies of all your documents. Usually, for a business loan/line you would need to provide proof of identity, proof of current address, proof of qualification, SPDC and a cancelled cheque.
You can visit our Eligibility Calculator section for a quick check on your Business Loan eligibility.
We fetch your last 1-month bank statement directly from your bank thus saving you the trouble of uploading the documents.
We are present in 35 major cities in India. You can avail of a loan of up to Rs.25 lakhs subject to your eligibility.
You can schedule your EMI payment date as the 2nd or 5th of every month. You may change your EMI dates after paying a nominal fee.
You can change your tenure by making part payments.
2% of the loan amount is charged as Processing Fee. This fee is deducted from the loan amount.
There are no part-payment charges on Hybrid Flexi loans. Term Loans come with a 2% part-payment fee.
We charge you 4% of the outstanding principal as foreclosure charges.
It is 0.25% on the loan amount.
No. At Finserv MARKETS commit 100% transparency to you. There are no hidden charges at all.
We charge Rs. 1,000 per bounce for your loan repayments.
We charge 2% per month on overdue amount.
It is advised that you maintain sufficient funds in your account for clearing loan EMIs regularly. However, in case of an EMI bounce we would be charging bounce charges of Rs. 1,000 per bounce. You could also attract penal charges on further delay in paying the EMI which can impact your credit score.
The foreclosure letter can be downloaded by logging in to our Customer Portal.
Login to our Customer Portal and go to make part-payment.
Login to our Customer Portal and go to foreclose your loan.
Your EMIs will be auto deducted from your bank account via automatic ECS instruction.
Log in to our Customer Portal and select the additional withdrawals tab.
The loan amount will be credited directly to your bank account.
ECS is an electronic mode of funds transfer from one bank account to another. You need to inform your bank and provide a mandate that authorizes the institution, who can then debit or credit the payments through the bank. The mandate contains details of your bank branch and account particulars.
Login to our Customer Portal to track the status of your application.
You can pay your overdue EMIs online through the Customer Portal. This facility is offered to customers who have Net Banking activated for their Bank account.
The part-payment or withdrawal will reflect in your statement within 30 minutes.
You can view and download your Statement of Account or Repayment Schedule on Customer Portal. Alternatively, your statement of account will be forwarded to your registered email ID every month.
You can view/download your Statement of Account or Repayment Schedule on Customer Portal. Alternatively, your statement of account will be forwarded to your registered email ID every month.
You can view and download your Statement of Account or Repayment Schedule on Customer Portal.
Scanned copies of your loan documents are available on the Customer Portal.
Looking to expand your business or set up a new one? We, at Finserv MARKETS, understand how running your own business can be a challenging affair. That’s why, we bring to you Bajaj Finserv business loans that can be customized to suit your business needs. What’s more? You can enjoy various benefits such as instant processing, flexible tenures, among others! So why wait? Choose us and let us help you drive superior growth for your business.
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I was looking out for options to take a loan for my business. I came to know about Bajaj Finserv Business Loan from an acquaintance. I am fully satisfied with the products and service provided by them.
Posted on 1 Nov 19
I took a business loan for my jewelry imitation business. Thank you so much for your services. I will definitely recommend fellow business owners to avail Bajaj Finserv Business loan for financial assistance.
Posted on 6 Jan 20
I took a flexi-hybrid business loan to expand the branches of my business and I must say that I'm genuinely impressed with the convenient loan availing options provided by Finserv MARKETS.
Posted on 8 Aug 19
The loan process was easy on Finserv MARKETS and overall service was nice. The customer portal is very helpful. Executuve procided complete loan details were provided.
Posted on 7 Jan 20
Service is very nice, executive were very supportive, the loan procedure was completed fast, applying and processing application online was easy and simple, process is nice, satisfied with the service.
Posted on 10 Jan 20