my offers

How about checking some pre-approved offers you might be eligible for?

my offers

How about checking some pre-approved offers you might be eligible for?

  • Mobile No.
  • Date of birth

You have a pre approved offer

  • Sum Assured
    Premium
    Persons Covered
  • Rate
    5%

Currently We do not have a personalized offer for you. We recommend you put in your application.

We have 02 personalised offers for you

Currently We do not have a personalized offer for you. We recommend you put in your application.

my offers

Are you a self-employed businessman or a chartered accountant looking to start a new business or expand to a new location? Well, you can easily get the necessary financing with the help of a Bajaj Finserv Business Loan. You can undertake various business operations, such as expansion in the new market, acquisition of other companies and working capital requirements, etc. Choose us and enjoy custom-made online instant business loans with flexible repayment tenures and get access to your personalized Financial Health Check Report (FHCR).

Bajaj Finserv Business Loan - Overview

Bajaj Finserv Business Loans are collateral-free, which means you do not have to put your personal or business assets on the line to get the finance for your business. You can avail a business loan of up to Rs. 30 Lakhs in under just 3 minutes! What's more? With us, at Finserv MARKETS, the entire process is online, hassle-free and can be customized according to your needs and requirements. So why wait? Choose Finserv MARKETS and apply for a Bajaj Finserv Business Loan with us today!

Types of Business loan at Finserv MARKETS

  • Start-up Business Loan

If you are a budding entrepreneur, you can avail this loan to start a new business or expand current operation of your existing businesses. To apply, visit our Startup Loan section to know more about the exciting features and benefits of applying for an instant business loan with us.

  • Mudra Loan

Pradhan Mantri Mudra Yojana (PMMY) scheme provides Business Finance to SME owners for capital expenses and operating costs. The Mudra loan scheme has three categories Shishu Loan, Kishore Loan, Tarun Loan, under which the loans are disbursed.

  • Business Loan for Women

With Business Loans for Women, women entrepreneurs can support themselves financially and ensure growth of their enterprise. To apply, visit the Business loan for Women section and also know about the benefits that can be availed with a small business loan.

  • Business Term Loan

A Business term loan can be used to finance high-cost investments such as expansion of your business or for purchasing essentials like new machinery or tools for a smooth business operation.

  • Working Capital Loan

Avail this loan to finance the daily expenditures that your business might encounter. Different businesses take working capital loans for a variety of purposes. Working capital finance frees up cash to help businesses grow. It is often used for specific growth projects, such as taking on a bigger contract or investing in a new market, some businesses need it for the seasonal demands based on their industry type or even for managing the credit cycle. A Working Capital Loan can help your business to get back on track and continue with your business operations smoothly.

  • MSME Business Loan

You can avail an MSME/SME Loan to meet your business’ working capital requirements. An MSME loan can be used for several purposes such as upgrading your company’s infrastructure, buying / repairing machinery, purchasing raw materials, etc.

Features and Benefits of Bajaj Finance Business Loans

  • Instant Loans

    Whatever your need be, get business loans online for self-employed individuals for up to Rs. 30 Lakhs to live your dream!

  • Exclusive Offerings

    We offer tailor-made Bajaj Finserv pre-approved loans to meet all your financial requirements.

  • Zero Collateral

    No need for a guarantor when you apply for a Business Loan. We trust you.

  • Range of Tenure

    With repayment tenures ranging from 12-60 months, choose between short-term or long-term loans.

  • Value Added Services

    Get easy access to your Financial Fitness Report and protect your business loan liability with customized insurance plans.

Why Choose Finserv MARKETS for Business Loan?

Fast Online Process

Apply for a business loan online, get approval in 3 minutes and money in your account in 24 hours.

Minimal Documentation

No tedious paperwork! Visit our website, choose a Bajaj Finserv loan to suit your need and apply!

Transparency Guaranteed

We promise transparency. Get all the information about your Bajaj Finserv pre-approved loan, upfront. No hidden charges!

Custom-made Loans

With customized business loans to suit your needs, why look elsewhere?

Trusted Companion

100 million+ happy customers across India have chosen Bajaj Finserv as their trusted financial partner. It's your time now!

How to Apply for Business Loan on Finserv MARKETS

Want a Bajaj Finance Business Loan? Follow the steps below and hit that Apply button now!

How to Apply for a Business Loan?
  • Online Form Filling

    Fill in your personal and employment details.

  • Specify Loan Details

    Select Bajaj Finserv loan amount and repayment tenure.

  • Approval & Disbursal

    Get approval in 3 minutes and money in your bank account within 24 hours.

Business Loan Eligibility & Documentation

Eligibility criteria
  • You must be a citizen of India.
  • You must be a self-employed individual.
  • Self-employed individuals between 26 - 66 years are eligible and can apply for a Business Loan.
  • You must have 3 years of business vintage.
Documents Required
  • Aadhar Card/Passport/Driving License.
  • PAN Card.
*Don't worry if you are asked to upload additional documents, we are just creating the best loan for you!

How to use a Business Loan EMI calculator

The Business Loan EMI Calculator by Finserv MARKETS, is an online tool that provides you the exact amount that you need to pay as EMI by taking into account the following 3 factors:

  • Loan amount: This is the principal amount of loan that you wish to apply for
  • Rate of interest: You can fill your desired rate of interest here
  • Loan tenure: The next input is the loan duration. This is the tenure (year or months) in which you will pay back the borrowed amount

Business Loan Interest rates & Charges

For term loans, charges are calculated on the outstanding principal of your business loan amount.

Check out the business loan interest rates section for more information on our processing fees and charges.

Importance of CIBIL Score to Avail a Business Loan

Lenders always evaluate your CIBIL score before approving your loan application. Your CIBIL score determines your creditworthiness and repayment capacity. If you apply for a business loan with bad credit, it can be difficult to secure the financing you require. To avail business finance with ease, it is important to maintain a good credit score by paying off your bills and outstanding debts on-time. You must always check your CIBIL score before applying for a loan. This will give you a fair idea regarding whether your loan application will be accepted or not.

Bajaj Finserv MARKETS iOS App Download

Get Business Loan instantly at Finserv MARKETS App

Personalized choices for Loans, Cards, Insurance, Investments & UPI Payments along with No Cost EMI offers to shop for a wide range of lifestyle products – discover more on the Finserv MARKETS App.

Frequently Asked Questions on Business Loans

  • ✔️Why should I avail of a Business Loan online?

    Getting a Business Loan online is fast, secure, hassle-free and transparent. It will save you a lot of time and effort.

  • ✔️Why should I choose you for my Business Loan?

    Through our online process, you can avail of a business loan from the comfort of your home. No paperwork or agents. And it's super secure. Whether for a small-scale business, or a large one, you can choose from a variety of exclusive loan products that suit your need.

  • ✔️Do I have to provide any security, collateral or guarantors if I need a business loan?

    No, we don't ask for any kind of security or guarantee when offering unsecured loans.

  • ✔️Can I carry out the Bajaj Finserv lending application process in a conventional manner offline?

    Sorry, we only have an online presence and recommend online transactions for quick processing and convenience. The Bajaj Finserv lending process in seamless.

  • ✔️Do you offer balance transfer facility for a Business Loan?

    Unfortunately, we don’t have the facility of balance transfer for Business Loan.

  • ✔️How secure is my information when I apply for a Bajaj Finserv pre-approved Business loan?

    All your sensitive information like personal/financial information is encrypted and safeguarded with our best in class security systems. We don't share your information with any marketing agencies or any 3rd party without your consent.

  • ✔️I want a business loan but I am an NRI. Can I still get one?

    We are sorry. We currently serve only Indian residents.

  • ✔️What is the minimum and maximum tenure that I can avail of when applying for a Bajaj Finserv pre-approved loan?

    You can avail of a loan for a tenure ranging from 1 year to 5 years (with annual renewal option for interest servicing loan).

  • ✔️Is there a minimum limit on part payment?

    There is no minimum limit on part payment in case of Hybrid Flexi Loan but there is a minimum limit of one EMI for part payment in case of a Term Loan.

  • ✔️When can I make the part-payment?

    You can make part-payments at any time after paying the first EMI of a Term Loan.

  • ✔️How many times can I make a part-payment?

    There is no limit to the number of part payments in Hybrid Flexi Loan. However, in a term loan, a maximum of 6 - part payments can be made in a year.

  • ✔️When can I foreclose my Bajaj Finserv loan?

    You can foreclose your loan after paying your first EMI.

  • ✔️How will a part-payment change your EMI and/or tenure?

    In case of Hybrid Flexi Loan, part payment paid will be adjusted to the principal amount which results in a reduced monthly interest. For Term Loan, you can keep the EMI same and reduce the tenor or you can keep the tenor same and increase the EMI.

  • ✔️How much amount can I withdraw on my Term Loan?

    Sorry, the withdrawal facility is not available on a Term Loan.

  • ✔️Why do Hybrid Flexi Loans have a higher interest rate than Term Loans?

    You can save on interest payments even though the base rate is marginally higher than a Term Loan. The innovative customer friendly features that come with Hybrid Flexi allows you flexibility and control on your loan repayment which can help you minimize the interest you pay. In case of any fund requirements, you can always withdraw from the part payments with funds instantly credited to your bank account.

  • ✔️What documents do I need to submit to avail a self-employed business loan?

    You provide us with the digital copies of all your documents. Usually, for a business loan/line you would need to provide proof of identity, proof of current address, proof of qualification, SPDC and a cancelled cheque.

  • ✔️How do I check my Business Loan eligibility?

    You can visit our Eligibility Calculator section for a quick check on your Business Loan eligibility.

  • ✔️Why do I need to provide my bank account credentials while applying?

    We fetch your last 1-month bank statement directly from your bank thus saving you the trouble of uploading the documents.

  • ✔️Can I get a loan anywhere in India? What is the maximum loan amount that I can get?

    We are present in 35 major cities in India. You can avail of a loan of up to Rs.25 lakhs subject to your eligibility.

  • ✔️What are the penal charges for my Business Loan?

    We charge 2% per month on overdue amount.

  • ✔️How do I get my loan foreclosure letter?

    The foreclosure letter can be downloaded by logging in to our Customer Portal.

  • ✔️Where can I view my outstanding loan amount?

    You can view and download your Statement of Account or Repayment Schedule on Customer Portal.

Apply for Bajaj Finserv Business Loan from Finserv MARKETS in few easy steps

Business Loan in Few Easy Steps

Looking to expand your business or set up a new one? We, at Finserv MARKETS, understand how running your own business can be a challenging affair. That’s why, we bring to you Bajaj Finserv business loans that can be customized to suit your business needs. What’s more? You can enjoy various benefits such as instant processing, flexible tenures, among others! So why wait? Choose us and let us help you drive superior growth for your business.

People also considered

Personal Loan

Professional Loan

Loan Protector

Business Loan Reviews

Business Loan Reviews

4out of 5

10 reviews

Business Loan

I was looking out for options to take a loan for my business. I came to know about Bajaj Finserv Business Loan from an acquaintance. I am fully satisfied with the products and service provided by them.

Bajaj Finserv Business Loan for My Jewelry Imitation Business

I took a business loan for my jewelry imitation business. Thank you so much for your services. I will definitely recommend fellow business owners to avail Bajaj Finserv Business loan for financial assistance.

Business Loan for Business Expansion

I took a flexi-hybrid business loan to expand the branches of my business and I must say that I'm genuinely impressed with the convenient loan availing options provided by Finserv MARKETS.

Great Service

The loan process was easy on Finserv MARKETS and overall service was nice. The customer portal is very helpful. Executuve procided complete loan details were provided.

Loan was Processed Quickly

Service is very nice, executive were very supportive, the loan procedure was completed fast, applying and processing application online was easy and simple, process is nice, satisfied with the service.

Attractive Interest Rates

Availing a business loan helped me upgrade the infrastructure of my small business. I applied for a business loan at Finserv MARKETS and I am extremely satisfied with the service I received. The business loan interest rate was quite attractive and I was able to secure a high loan amount due to my high credit score.

Collateral Free Business Loan

Business loan can help you realize your dream of taking your business to greater height. I’ve availed loans for small business at Finserv MARKETS a couple of times. The best part is that I did not have to pledge any security while availing the loan amount.

Smooth Application Process

If you are looking to avail a business loan, you must check your business loan eligibility beforehand. I applied for a business loan at Finserv MARKETS, the eligibility criteria was quite simple and the application process was also smooth. I was able to receive the loan amount within 24 hours.

Minimal Documentation

Applying for a business loan at Finserv MARKETS is a simple and quick process. The business loan documents required are minimal, the interest rate offered is attractive and the repayment tenure is also flexible. Happy to have availed business loan at Finserv MARKETS.

Instant Loan Disbursal

With the help of Bajaj finserv business loan I was able to anticipate some of the issues that my business may face. They’ve been extremely supportive and a great resource in providing small business loans services.