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Are you a self-employed businessman or a chartered accountant looking to start-up a new business or expand to a new location with the help of a Bajaj Finserv business loan? Choose us and enjoy custom-made online Bajaj Finserv loans with flexible repayment tenures and access to your personalized Financial Fitness Report.

Bajaj Finserv Business Loan - Overview

With a Bajaj Finserv Business Loan, you can easily access capital for your business to build new age infrastructure, upgrade to technologically advanced plant and machinery, maintain optimum inventory and also increase your working capital. You can avail a business loan of up to Rs. 30 Lakhs in under just 3 minutes! What's more? With us, at Finserv MARKETS, the entire process is online, hassle-free and can be customized according to your needs and requirements. So why wait? Choose Finserv MARKETS and apply for a Bajaj Finserv Business Loan with us today!

Start-up Business Loan

If you are a budding entrepreneur, visit our Business Loan for start-ups section to know more about the exciting features and benefits of applying for Business loan with us.

MSME business loan

You can avail an SME & MSME business loan to meet your business’ working capital requirements. An MSME loan can be used for several purposes such as upgrading your company’s infrastructure, buying / repairing machinery, purchasing raw materials, etc.

Features and Benefits of Bajaj Finserv Business Loans

  • Instant Loans

    Whatever your need be, get business loans online for self-employed individuals for up to Rs. 30 Lakhs to live your dream!

  • Exclusive Offerings

    We offer tailor-made Bajaj Finserv pre-approved loans to meet all your financial requirements.

  • Zero Collateral

    No need for a guarantor when you apply for a Business Loan. We trust you.

  • Range of Tenure

    With repayment tenures ranging from 12-60 months, choose between short-term or long-term loans.

  • Value Added Services

    Get easy access to your Financial Fitness Report and protect your business loan liability with customized insurance plans.

Why Choose Finserv MARKETS for Bajaj Finserv Business Loans?

Fast Online Process

Apply for a business loan online, get approval in 3 minutes and money in your account in 24 hours.

Minimal Documentation

No tedious paperwork! Visit our website, choose a Bajaj Finserv loan to suit your need and apply!

Transparency Guaranteed

We promise transparency. Get all the information about your Bajaj Finserv pre-approved loan, upfront. No hidden charges!

Custom-made Loans

With customized business loans to suit your needs, why look elsewhere?

Trusted Companion

100 million+ happy customers across India have chosen Bajaj Finserv as their trusted financial partner. It's your time now!

How to Apply for Bajaj Finserv Business Loan on Finserv MARKETS

Want a Bajaj Finance Business Loan? Follow the steps below and hit that Apply button now!

How to Apply for a Business Loan?
  • Online Form Filling

    Fill in your personal and employment details.

  • Specify Loan Details

    Select Bajaj Finserv loan amount and repayment tenure.

  • Approval & Disbursal

    Get approval in 3 minutes and money in your bank account within 24 hours.

All we need from you…

Eligibility criteria
  • You must be a citizen of India.
  • You must be a self-employed individual.
  • Self-employed individuals between 26 - 66 years are eligible and can apply for a Business Loan.
  • You must have 3 years of business vintage.
Documents Required
  • Aadhar Card/Passport/Driving License.
  • PAN Card.
*Don't worry if you are asked to upload additional documents, we are just creating the best loan for you!

How do you qualify for a small Business Loan?

We, at Finserv MARKETS provide business loans based on specific eligibility criteria such as nationality, employment status, age and experience. Following are the criteria that you must fulfill in order to apply for a business loan with us:

  • You must be an Indian citizen
  • You must be a self-employed individual
  • Self-employed individuals between 26-66 years of age
  • You must have 3 years old business.

Visit our business loan eligibility section to know more about the various pre-requisites when applying for a business loan with us.

How do you calculate your EMI for availing a business loan?

The Business Loan EMI Calculator by Finserv MARKETS, is an online tool that provides you the exact amount that you need to pay as EMI by taking into account the following 3 factors:

Loan amount: This is the principal amount of loan that you wish to apply for

Rate of interest: You can fill your desired rate of interest here

Loan tenure: The next input is the loan duration. This is the tenure (year or months) in which you will pay back the borrowed amount

What are the Fees & Charges for Bajaj Finserv Business Loan Application

For term loans, charges are calculated on the outstanding principal of your business loan amount.

Check out the business loan interest rates section for more information on our processing fees and charges.

What are the required documents for availing a business loan?

The documents required for Business Loan are as follows:

Aadhaar Card/Passport/Driving License.

PAN Card.

*Don't worry if you are asked to upload additional documents. We are just creating the best loan for you!

Frequently Asked Questions on Business Loans

  • Why should I avail of a Business Loan online?

    Getting a Business Loan online is fast, secure, hassle-free and transparent. It will save you a lot of time and effort.

  • Why should I choose you for my Business Loan?

    Through our online process, you can avail of a business loan from the comfort of your home. No paperwork or agents. And it's super secure. Whether for a small-scale business, or a large one, you can choose from a variety of exclusive loan products that suit your need.

  • Do I have to provide any security, collateral or guarantors if I need a business loan?

    No, we don't ask for any kind of security or guarantee when offering unsecured loans.

  • Can I carry out the Bajaj Finserv lending application process in a conventional manner offline?

    Sorry, we only have an online presence and recommend online transactions for quick processing and convenience. The Bajaj Finserv lending process in seamless.

  • Do you offer balance transfer facility for a Business Loan?

    Unfortunately, we don’t have the facility of balance transfer for Business Loan.

  • How secure is my information when I apply for a Bajaj Finserv pre-approved Business loan?

    All your sensitive information like personal/financial information is encrypted and safeguarded with our best in class security systems. We don't share your information with any marketing agencies or any 3rd party without your consent.

  • What are the basic personal loan eligibility criteria for a self-employed individual?

    You can apply for a personal loan if: 1. You are a self-employed individual with at least 4 years of business experience. 2. You are between 25-65 years of age.

  • I want a business loan but I am an NRI. Can I still get one?

    We are sorry. We currently serve only Indian residents.

  • What is the minimum and maximum tenure that I can avail of when applying for a Bajaj Finserv pre-approved loan?

    You can avail of a loan for a tenure ranging from 1 year to 5 years (with annual renewal option for interest servicing loan).

  • Is there a minimum limit on part payment?

    There is no minimum limit on part payment in case of Hybrid Flexi Loan but there is a minimum limit of one EMI for part payment in case of a Term Loan.

  • When can I make the part-payment?

    You can make part-payments at any time after paying the first EMI of a Term Loan.

  • How many times can I make a part-payment?

    There is no limit to the number of part payments in Hybrid Flexi Loan. However, in a term loan, a maximum of 6 - part payments can be made in a year.

  • When can I foreclose my Bajaj Finserv loan?

    You can foreclose your loan after paying your first EMI.

  • How will a part-payment change your EMI and/or tenure?

    In case of Hybrid Flexi Loan, part payment paid will be adjusted to the principal amount which results in a reduced monthly interest. For Term Loan, you can keep the EMI same and reduce the tenor or you can keep the tenor same and increase the EMI.

  • How much amount can I withdraw on my Term Loan?

    Sorry, the withdrawal facility is not available on a Term Loan.

  • Why do Hybrid Flexi Loans have a higher interest rate than Term Loans?

    You can save on interest payments even though the base rate is marginally higher than a Term Loan. The innovative customer friendly features that come with Hybrid Flexi allows you flexibility and control on your loan repayment which can help you minimize the interest you pay. In case of any fund requirements, you can always withdraw from the part payments with funds instantly credited to your bank account.

  • What documents do I need to submit to avail a self-employed business loan?

    You provide us with the digital copies of all your documents. Usually, for a business loan/line you would need to provide proof of identity, proof of current address, proof of qualification, SPDC and a cancelled cheque.

  • How do I check my Business Loan eligibility?

    You can visit our Eligibility Calculator section for a quick check on your Business Loan eligibility.

  • Why do I need to provide my bank account credentials while applying?

    We fetch your last 1-month bank statement directly from your bank thus saving you the trouble of uploading the documents.

  • Can I get a loan anywhere in India? What is the maximum loan amount that I can get?

    We are present in 35 major cities in India. You can avail of a loan of up to Rs.25 lakhs subject to your eligibility.

  • What are my EMI dates? Can I change them?

    You can schedule your EMI payment date as the 2nd or 5th of every month. You may change your EMI dates after paying a nominal fee.

  • How can I change my tenure?

    You can change your tenure by making part payments.

  • What is the loan processing fee?

    2% of the loan amount is charged as Processing Fee. This fee is deducted from the loan amount.

  • What are the part-payment charges?

    There are no part-payment charges on Hybrid Flexi loans. Term Loans come with a 2% part-payment fee.

  • What are the foreclosure charges?

    We charge you 4% of the outstanding principal as foreclosure charges.

  • Are there any annual maintenance charges for Hybrid Flexi Loan?

    It is 0.25% on the loan amount.

  • Are there any other hidden charges?

    No. At Finserv MARKETS commit 100% transparency to you. There are no hidden charges at all.

  • What are the EMI bounce charges?

    We charge Rs. 1,000 per bounce for your loan repayments.

  • What are the penal charges for my Business Loan?

    We charge 2% per month on overdue amount.

  • What happens if my EMI payment bounces?

    It is advised that you maintain sufficient funds in your account for clearing loan EMIs regularly. However, in case of an EMI bounce we would be charging bounce charges of Rs. 1,000 per bounce. You could also attract penal charges on further delay in paying the EMI which can impact your credit score.

  • How do I get my loan foreclosure letter?

    The foreclosure letter can be downloaded by logging in to our Customer Portal.

  • How do I make a loan part-payment?

    Login to our Customer Portal and go to make part-payment.

  • How can I foreclose my loan?

    Login to our Customer Portal and go to foreclose your loan.

  • How do I pay my EMIs?

    Your EMIs will be auto deducted from your bank account via automatic ECS instruction.

  • What is the procedure to withdraw out of part payments made?

    Log in to our Customer Portal and select the additional withdrawals tab.

  • Where will I get the disbursed loan amount?

    The loan amount will be credited directly to your bank account.

  • What is ECS-mandate?

    ECS is an electronic mode of funds transfer from one bank account to another. You need to inform your bank and provide a mandate that authorizes the institution, who can then debit or credit the payments through the bank. The mandate contains details of your bank branch and account particulars.

  • How do I track the status of my online application?

    Login to our Customer Portal to track the status of your application.

  • How can I make my overdue payments?

    You can pay your overdue EMIs online through the Customer Portal. This facility is offered to customers who have Net Banking activated for their Bank account.

  • How long does it take for the part-payment or withdrawal to reflect in the statement of account?

    The part-payment or withdrawal will reflect in your statement within 30 minutes.

  • Where can I view my EMI status?

    You can view and download your Statement of Account or Repayment Schedule on Customer Portal. Alternatively, your statement of account will be forwarded to your registered email ID every month.

  • How can I get my loan account statement?

    You can view/download your Statement of Account or Repayment Schedule on Customer Portal. Alternatively, your statement of account will be forwarded to your registered email ID every month.

  • Where can I view my outstanding loan amount?

    You can view and download your Statement of Account or Repayment Schedule on Customer Portal.

  • Where can I access my loan documents?

    Scanned copies of your loan documents are available on the Customer Portal.

Apply for Bajaj Finserv Business Loan from Finserv MARKETS in few easy steps

Looking to expand your business or set up a new one? We, at Finserv MARKETS, understand how running your own business can be a challenging affair. That’s why, we bring to you Bajaj Finserv business loans that can be customized to suit your business needs. What’s more? You can enjoy various benefits such as instant processing, flexible tenures, among others! So why wait? Choose us and let us help you drive superior growth for your business.

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