Term Loans for Business

More than ever before in the history of this country, India is witnessing a true boom in the entrepreneurial spirit of its citizens. However, launching and running a business of one’s own comes with its own share of significant responsibilities. A crucial aspect of business ownership has to deal with meeting the ever-changing financial needs of your company by raising the required capital. For most of the population, these financial needs cannot be met by common means.

Which is why prudent business owners today seek the aid of term business loans from a credible lending and financial service platform like Finserv MARKETS. In particular, the Bajaj Finserv Business Loan available at the platform offers a variety of features that are certain to meet the needs of every business owner.

Why Not Avail Regular Business Loans?

A business owner might wish to secure a regular business loan to meet its requirements, but might not wish to burden himself with long business loan terms. This is especially true if the business loan is secured only to meet an urgent or one-time financial need.

When stretched over long durations, business loan repayments can weigh heavily on a company’s financial toll. It might even be counterproductive to the functioning of the business if it is bound by long-term debt and repayments.

Unfortunately, traditional business loans do not offer much flexibility when determining the terms for your business loan. They might also require a considerable collateral, extensive paperwork and a long time for processing.

Need for Term Loans for Business

It is as a solution to this problem that term loans for business have gained popularity among business owners across the country. After all, business owners should be provided with the option to avail business loan on the terms of their own preference. It is keeping this in mind that the Bajaj Finserv Business Loans available on the Finserv MARKETS, become an ideal option.

These term loans for business come with fixed, pre-defined business loan terms and rates and offer considerable flexibility to the borrower. They allow the business owner to avail a loan keeping in mind his or her specific business requirements. Moreover, their time-bound small business loan terms also make these loans the right fit for businesses in early stages that are looking to expand.

How Business Loans Can Help Your Company

If you are a business owner looking for a means of stable and flexible financial inflow into your company, a business loan might just be the right option for you. Here is why you should consider getting a business loan:

  • Freedom of Finances

A business loan, particularly a term business loan, provides you not only the finances you require but also the freedom to spend those finances as you deem fit. Business loans have no influence over how the borrowed amount is spent, whether it be for expansion, raising capital or purchasing new machinery.

  • Preferable Alternative than Investors

An alternative method of raising capital for businesses is by bringing an investor on-board. However, investors step into businesses with certain expectations and are also entitled to a share of the profit. This is not the case with business loans, as all that is expected from the borrower is repayment. If you invest your loan amount into an investment, you get to keep the entire profits that you reap from it.

  • Flexibility in Terms

Another advantage of these loans is that you get to choose your own business loan terms as per your requirement - be it long-term or short-term. As long as your funding requirements are well-defined in terms of time, a business loan can be the convenient financial solution you need. 

Why Get a Business Loan on Finserv MARKETS?

The key to making the most of a business loan is by finding the right product and lender in the market. That is why the Bajaj Finserv Business Loan available on the Finserv MARKETS platform is a popular choice among business owners around the country.

Here are all the features and benefits that help it stand out from the rest:

  • Flexible Tenures

As a business owner, you should get to decide the medium or small business loan terms that best work for you. With the Bajaj Finserv Business Loan, you can avail flexible tenures ranging from 12 to 60 months based on your business requirements.

  • No Collateral Required

With the Bajaj Finserv Business Loan, you can put your mind at ease as the business loan amount can be availed without placing a valued possession as collateral. The loan is unsecured and requires no guarantor.

  • Minimal Documentation

As a business owner, you already have a variety of tasks and documents on a regular basis. With the Finserv MARKETS, you can avail the Bajaj Finserv Business Loan you seek without having to manage too much paperwork as the documentation required for business loan from you is minimal.

  • Quick Approval

With the Finserv MARKETS platform, your online loan application process is guaranteed to be quick and seamless. On submitting and verifying the required documents, your business loan can be approved in just 3 minutes.

  • Quick Disbursal

With the Bajaj Finserv Business Loan, your business plans will never have to stay on hold for too long. Post approval, the requested business loan amount can reflect in your account in less than 24 hours. 

Help your business grow to its potential while enjoying the business loan terms and rates that are best suited for you. With the Bajaj Finserv Business Loan available on the Finserv MARKETS platform, you can conveniently avail loan amounts as high as Rs. 30 Lakhs.

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