Personal Loan

A personal loan is a fixed amount of money borrowed at a fixed rate and repaid over a fixed amount of time. You can avail a personal loan from a bank, credit union or online lender. Personal loans are the unsecured type which means it requires some type of collateral. In that case, lenders look a.....

Medical emergencies can be frightening as it brings with them a lot of responsibilities that you are unprepared for. To get the best course of treatment in case of a medical emergency, you would require adequate funds to take care of all your medical expenses. Unfortunately, people don’t always h.....

A personal loan is a fixed amount of money borrowed at a fixed interest rate and repaid over some time. You can easily avail personal loan from a bank or Non-Banking Financial Companies (NBFCs). Personal loans are usually unsecured loans which means you are not required to pledge any collateral. .....

The unfortunate reality is that it is surprisingly easy to default on education loans. The cost of higher education is rising. At the same time, there’s a rise in the number of fresh graduates in certain career streams. In case of a student loan, just missing out on a few payments can lead to a d.....

Almost everyone has a moment where you sat at the computer wistfully dreaming of quitting the stressful routine and living a little. Modern life is busy, there’s a lot of responsibilities at work, family, friends and it’s easy to get caught in the cycle without pausing to think about your actual .....

In recent years, there has been a significant rise in the number of women entrepreneurs across the country. In order to further encourage women entrepreneurs, the Indian Government has introduced several schemes such as Annapurna scheme, Udyogini scheme, Mudra yojana scheme, etc. to support them .....

Your Credit Information Bureau India Limited (CIBIL) score plays a crucial role in determining whether your loan application will be approved or rejected. CIBIL score, commonly known as credit score, determines your creditworthiness and your repayment capacity. Thus, the higher your credit score,.....

Every year thousands of students across the globe leave their home country to fulfill their dreams of studying abroad. They go in search of better opportunities and exposure to the careers that wish to pursue. Some countries have specialization in various courses whether its fashion, business or .....

Personal loans come handy in times of sudden financial needs. If you currently have a financial liability that needs immediate attention, you can opt for a personal loan to take care of it. The lenders offer the flexibility, which enables you to use the money for any purpose. You can use it to re.....

If you have any debt, it becomes your primary goal to take care of it at the earliest. You might incur various kinds of debts in your lifetime, but probably a medical debt is the worst of them. It can make anyone feel ashamed. However, you must not count it as a failure. Sometimes, you do not hav.....

The world is rapidly changing, and you can see the evolution in today’s work culture as well. As the market is opening up to newer professions, you can get your dream job anywhere in India. However, it is not easy to get a well-paying, respectable job in this extremely competitive market. Having .....

CIBIL (Credit Information Bureau India Limited) is a credit information company that collects and records the credit-related activities of customers across the country. Financial raw data is used to obtain credit scores and credit information reports. The credit scores obtained are in the form of.....

In today’s competitive age, all of us desire to have a luxurious lifestyle. If not, at least own a decent house, car, travel abroad, etc. But what if monetary limitations restrict you from realizing your desires. This is where a personal loan can come to your rescue. Nowadays, with the help of le.....

Half the financial year is over and if you still have not done your tax planning, it is the time now. Paying the taxes as per the regulations is mandatory; however, there are some ways in which you may reduce the liability.

Financial planning is the process of determining ways to manage your money and the amount you need to earn, invest and spend. By planning your finances, you put your money such that you reach your life goals. What you do now to manage your finances may not be 100% accurate and it may need to be c.....

Taking a loan can be a significant financial decision, so it’s best to make it a smart one by knowing why you need to borrow money is the most critical factor you need to consider. Borrowing money can either help you or hurt you depending on how you manage it. If you can’t make your loan repaymen.....

When handling money, there has always been a perception that women don’t like to or are unable to manage their finances, investments and taxes independently. However, this situation has changed over the years and women are now actively participating in money-related decisions. Women in India cons.....

Travelling nowadays has become an important part of modern millennial life. Millions of people all over the world travel about their own countries and abroad as well. People travel for business purposes or to visit destinations surrounded by natural habitat to get away from their busy city life a.....

In recent years, the Government of India has taken several initiatives to promote financial literacy amongst the citizens. Government programs such as Financial Education Training Program (FETP), Comprehensive Financial Inclusion Plan (CFIP), Financial Awareness and Consumer Training (FACT), etc......

Financial emergencies can take a toll on your savings. However, with the help of a personal loan, you can overcome this problem quickly and in a hassle-free manner. A personal loan can be used for various purposes such as repaying credit card debt, managing medical expenses, home renovation, taki.....

A personal loan is your financial savior in case of any urgent capital crunch. Unlike most loans, a personal loan is an unsecured type of loan. Thus, a borrower need not provide any collateral against it, as a form of security. Moreover, the loan can be availed for any personal reasons such as, p.....

Your wedding is one of the most important event in your life. To make it extra special, you tend to look for different ways and inspirations. Well, one way to make your wedding memorable is by having a wedding theme. Your wedding style can determine the best theme that f.....

Borrowing is a convenient option for most of our financial needs. You can buy what you want without exhausting your current savings or finances. However, if you don’t manage your debts in a responsible manner, you may end up in a debt trap.

 If you are currently in the process of planning a wedding, you are likely to enjoy the endless food samples and making difficult decisions like whether to have a chaat counter or a candy station at the reception. However, planning a wedding is not just about food counte.....

A loan balance transfer involves transferring the outstanding balance loan amount on your existing loan from one financial institution to another. The basic concept is that you ‘refinance’ your existing loan by paying off its outstanding balance by availing a new loan. T.....

Personal loans are “all-purpose loans”. You can avail them for fulfilling any personal or financial need, such as paying expensive medical bills, funding a business venture, arranging grand wedding functions, investment purpose, etc. Many banking and non-banking financia.....

Availing a personal loan is the most preferred way to manage instant funds. Personal loans are no-qualms loans. You do not have to provide any collateral as a form of guarantee. Also, they can be availed for any personal reasons, which makes their application and process.....

A personal loan is your best bet when there is an immediate need for funds. A personal loan can be availed for debt consolidation, paying medical bills, redecorating your house, starting a new business venture, funding your travel plans or any other personal purpose.

A personal loan is often the best choice when you are in need of immediate capital. Today, availing a personal loan from any bank or NBFC’s (Non-Banking Financial Company) is much less of a hassle as compared to availing any other type of loan. As a result, people often .....

While choosing a personal loan provider from the plethora of options available in the market is comparatively easy, convincing them that you are competent to repay it is always the tricky part. Since a personal loan is a type of unsecured loan, a lot of thought goes into an applicant’s personal l.....

Opting for a personal loan is the best option when you are facing a financial crunch. As the name suggests, a personal loan is a type of loan that can be used for any personal purpose. Most personal loans are unsecured in nature, meaning that you do not have to provide any collateral as a form of.....

Personal loans are multi-purpose loans that enjoy high demand in the financial market. These loans are unsecured (you do not have to provide any collateral against them) and offer flexibility in terms of their repayment options as compared to the other types of loans. No.....

When faced with a situation that demands immediate financial respite, an online personal loan is your best go-to option! There are several advantages of applying for a personal loan online. Some of them include: