Personal Loan of ₹30,000

A personal loan is the easiest and most convenient option to get instant monetary help in emergencies and unfavourable situations or to fulfil your lifestyle needs without disturbing your savings. The introduction of digitization in the Banking and Finance sector has further eased the availability of loans. With online lenders, you can now avail of a personal loan almost instantly and take care of your financial needs. If you choose to apply for a personal loan at Bajaj Markets, you get numerous benefits such as flexible repayment tenure, affordable rates of interest and many add-on benefits.

There can be many reasons you might want to apply for a personal loan of ₹ 30,000. Whether you want instant cash to purchase a new smartphone or there is an urgent need for funds due to a medical emergency, you can always avail a personal loan of ₹30,000 at Bajaj Markets. Some of the common purposes one might want to apply for a personal loan of ₹30,000 are:

• To arrange funds for wedding expenses

• For festival celebrations

• For home renovation

• For shopping

• For medical emergencies

You can avail a personal loan of ₹30,000 at Bajaj Markets from our various partner lenders at affordable interest rates. The following table illustrates the rates of interest levied by our different lending partners

Disclaimer: The rates mentioned above are subject to constant change. You must always check with the lender before applying. Additionally, the final interest rate applicable to you will depend on factors such as your repayment tenure, your age, your monthly income, and your CIBIL score.

While eligibility criteria are different for every lender, some of the general eligibility conditions that you will need to fulfil for most personal loans are as under:

• You must be an Indian citizen

• You must have a regular source of income as a salaried employee or a self-employed individual

• You must be a legal adult, i.e. be at least 18 years of age. Some lenders may have a higher minimum age limit, i.e. 21 or 25 years. There is also an upper age limit to be eligible for a personal loan, which is usually between 58 and 65 years

Applying for a personal loan of ₹30,000 via Bajaj Markets is an easy and hassle-free process. All you must do is follow the steps mentioned below:

• Step 1: Visit the Personal Loans page on the Bajaj Markets website.

• Step 2: Click on “Apply Now”. A new page will open with a form in which you need to fill in a few details.

• Step 3: Enter some basic details like your income, type of employment, and contact number.

• Step 4: Compare the loan offers from the various partner lenders and pick the one that suits you the best.

You will need to furnish the following documents while applying for a personal loan:

• Identity Proof: Voter’s ID, Aadhaar card, PAN card, passport etc.

• Address Proof: Aadhaar card, driving licence, Voter’s ID, passport, utility bills, rent agreement, etc.

• Proof of Income: Latest salary slips (usually last three months’ salary slips are required) or IT returns certificate or latest Form 16