Dhani Personal Loan

Dhani Personal Loan is offered by Dhani Loans and Services Limited, formerly known as Indiabulls Consumer Finance Ltd. Dhani is the NBFC that offers this credit to help you meet your objectives with easy access to financing. 

With its quick application process, availing the Indiabulls Dhani Loan is easy and hassle-free. 

The Dhani Personal Loan has a range of features, making it a smart option to consider. Here is the table containing information about the Dhani Loan interest rate and other details:

Disclaimer: The above rates and charges are subject to change at the lender’s discretion.

The interest rate levied on your Dhani Personal Loan depends on your overall credit profile and loan terms. The rate you get starts at 13.99% onwards. The lender will look at your credit score, existing liabilities, and other factors that affect your creditworthiness. 

If you want to acquire the best Dhani Loan interest rate, you must have a credit score of 750 and above.

While the Dhani Personal Loan interest rate is a major factor influencing your cost of borrowing, other fees and charges also add to your borrowing costs. Generally, the processing fee with a Dhani Loan can go up to 5% of the loan amount.

This means that if your loan amount is ₹5 Lakhs, the processing fee can be up to ₹25,000. Apart from the processing fees, there are prepayment charges and other legal charges. You can check the details of these charges at the time of applying for the Dhani Personal Loan.

Here are the Dhani Personal Loan eligibility details you should know before applying.

• Applicant must be above 21 years

• Applicant must be a citizen of India

• Applicant should be employed or self-employed

• Applicant need to have an Aadhaar card for KYC and rapid money transfer

Meeting all the eligibility criteria is crucial in increasing the chances of approval. As such, ensure that you meet these criteria before applying.

Although there is minimal paperwork, you still need to submit basic documents to avail a Dhani Personal Loan. Documents required to apply for a Personal Loan include:

• Completed application form as well as passport-sized pictures

• KYC documents 

• Address proof 

• PAN card information

• Bank account information

• Pay slips for the previous three months

• Audited financial statements (last two years)

• Any other documents that the lender requires

Once you submit the necessary information, the lender will process your application and verify your identity. If your application gets approved, the sanction amount will be transferred directly to your account. 

You can contact the customer support team by calling 0124-6555-555 or writing at their email - support@dhani.com. Do remember that the customer support team via call is available between 8AM – 8PM. 

If your query is not resolved by either of the above options, you can contact the corporate office and registered offices. The address for both these offices is available on the lender’s official website.