ICICI Bank Personal Loan

ICICI Bank provides personal loans to offer a quick and convenient way to manage your financial needs, whether for large expenses or unforeseen events. With the option to borrow up to ₹50 Lakhs, the loan is designed to offer flexibility. It comes with a repayment period of up to 6 years. The easy application process and competitive interest rates starting from 10.25% p.a. make an ICICI Bank Personal Loan a reliable solution.

Here are the interest rates and other charges applicable to a personal loan offered by ICICI Bank:

*Disclaimer: The details are subject to change at the lender’s discretion. Please contact the bank and verify all the details before applying for a loan.

ICICI Bank provides personal loans to both self-employed and salaried individuals. The eligibility parameters for both categories are different. Along with a good CIBIL score, here are the ICICI Bank Personal Loan eligibility criteria that an individual needs to meet to qualify for the loan:

Additionally, if salaried, you are required to have a minimum net monthly income of ₹30,000. This may differ depending on your customer profile which includes details like your relationship with ICICI Bank and information about your current employer.

Furthermore, you will have to furnish the following documents when applying for the loan: 

1. Salaried applicants 

• Passport-size photos

• Address proof, such as utility bills, rent agreements, and more

• Identity proof, such as PAN card, Aadhaar card, and more

• Previous 3 months’ salary slips

• Previous 3 months’ bank account statements

2. Self-employed applicants 

• Passport-size photos

• Address proof, such as utility bills, rent agreements, and more

• Identity proof, such as PAN card, Aadhaar card, and more

• Last 2 years’ ITR

• Commercial address proof

• Previous 6 months’ bank account statements 

In order to apply for ICICI Bank Instant Personal Loan, you need to follow these simple steps: 

• Visit the official portal of ICICI Bank
  

• Navigate to ‘Loans’, then click on ‘Personal Loan’
  

• Click on the 'APPLY FOR PERSONAL LOAN' option on the screen
  

• Enter the required loan amount and tenure, then click on ‘LET’S GET STARTED’
  

• Following this, provide your mobile number, PAN details, and date of birth
  

• Provide any additional details as requested
  

• Verify the details entered and submit the application form
  
  

A representative from the bank will get in touch with you to discuss the following proceedings.

In order to connect with ICICI Bank Personal Loan customer care, use the following details:

• Toll-free number: 1800-1080

• Address: ICICI Bank Tower. 7th floor. Survey no: 115/27. Plot no. 12. Nanakramguda, Serilingampally, Hyderabad - 500032

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.