Need urgent funds to manage unexpected expenses? Apply for a personal loan in Chennai on Bajaj Markets and compare offers from multiple partner lenders in one place.
Last updated on: Jul 30, 2026
If you are looking for a personal loan in Chennai, you can compare offers from multiple partner lenders available on Bajaj Markets and apply online with minimal hassle. Depending on your eligibility, you may be able to access up to ₹55 Lakhs at competitive interest rates and choose a repayment tenure that suits your financial needs.
A personal loan is an unsecured credit facility that helps you cover a wide range of financial needs without pledging any collateral. Whether you need funds for a wedding, medical emergency, home improvement, education, or debt consolidation, you can use the loan amount as required.
The approved loan amount, interest rate, and repayment tenure depend on factors such as your income, credit profile, existing obligations, and the lender's eligibility criteria.
A personal loan EMI calculator helps you estimate your monthly instalments before applying for a loan. By entering the loan amount, interest rate, and tenure, you can understand how much you may need to repay every month.
Let's understand with a simple example:
Suppose you borrow ₹5 Lakhs at an interest rate of 10% p.a. for 5 years. The calculator will instantly estimate your EMI, which would be approximately ₹10,624, and the total repayment amount, which would be around ₹6,37,411. You can then adjust the tenure or loan amount to find a repayment plan that aligns with your budget.
Here are the details of personal loan offers available through various lending partners on Bajaj Markets. You can compare the available options and choose a loan that aligns with your financial requirements and repayment capacity.
| Available Offerings | Max. Loan Amount | Min. Interest Rate | Max. Repayment Tenure | Processing Fee |
|---|---|---|---|---|
₹55 Lakhs |
10% p.a. |
108 months |
Up to 3.93% of the loan amount (Inclusive of applicable taxes) |
|
₹10 Lakhs |
12% p.a. |
60 months |
Up to 5.1% + GST |
|
₹5 Lakhs |
14% p.a. |
60 months |
2% to 2.5% of the loan amount + GST or ₹500 + GST (whichever is higher) |
|
₹10 Lakhs |
14.5% p.a. |
60 months |
2% to 4% of the loan amount |
|
₹2 Lakhs |
18.96% p.a. |
24 months |
₹50 to ₹200 + 18% GST (maximum APR of 48%) |
|
₹15 Lakhs |
12% p.a. |
48 months |
Up to 3% of the loan amount + GST |
|
₹10 Lakhs |
13.99% p.a. |
60 months |
2% to 5% of the sanctioned amount |
|
₹5 Lakhs |
14% p.a. |
36 months |
Up to 2% of the loan amount |
|
₹25 Lakhs |
12% p.a. |
60 months |
0% to 6% of the loan amount |
|
40 Lakhs |
10.99% p.a. |
72 months |
1.10% - 1.50% of the loan amount + GST |
|
₹1 Lakh |
18% p.a. |
12 months |
2% to 12% of the loan amount |
|
10 Lakhs |
15.95% p.a. |
60 months |
Up to 3% of the loan amount |
|
10 Lakhs |
1.33% p.m. |
60 months |
Starts from 2% of the approved loan amount |
|
₹5 Lakhs |
12.75% p.a. |
48 months |
2% to 3% of the loan amount + 18% GST |
|
₹4 Lakhs |
14% p.a. |
24 months |
3% to 5% of the loan amount |
|
₹5 Lakhs |
12% p.a. |
36 months |
1% onwards |
|
₹6 Lakhs |
17.25% p.a. |
60 months |
1.50% to 4.50% of the loan amount |
|
₹5 Lakhs |
18% p.a. |
12 months |
2% to 6% of the loan amount |
|
₹5 Lakhs |
16% p.a. |
36 months |
3% |
|
₹1.5 Lakhs |
6% p.m. |
90 days |
3%-10% |
|
₹5 Lakhs |
17.99% p.a. |
48 months |
3%-5% |
|
₹5 Lakhs |
16% p.a. |
36 months |
Up to 5% of the loan amount plus applicable taxes |
|
₹5 Lakhs |
23% p.a. |
36 months |
2.5% to 4% of the loan amount |
|
₹2 Lakhs |
16% p.a. |
36 months |
3.50% |
|
₹5 Lakhs |
18% p.a. |
48 months |
2% – 6% |
Disclaimer: The mentioned details are subject to change at the lender's discretion.
A personal loan can help you manage planned and unexpected expenses without affecting your savings.
Here are the features and benefits of applying for a personal loan in Chennai:
As personal loans are unsecured, you do not need to pledge any asset as security to get funding.
Depending on your eligibility and the lender's policies, you can access funds of up to ₹55 Lakhs on Bajaj Markets.
Compare interest rates across multiple lenders and select a suitable loan offer.
On Bajaj Markets, you can repay the loan over a tenure of up to 108 months, subject to the lender's terms and conditions.
You can complete the application process online without visiting multiple lender branches.
Use the loan amount for medical expenses, home improvements, weddings, travel, education, debt consolidation, or other personal needs.
The application process usually involves submitting a few basic documents, including identity, address, income, and banking proofs.
Here are the eligibility criteria required to apply for a personal loan in Chennai on Bajaj Markets:
Here are the documents required for a personal loan in Chennai:
Identity and Address Proof (Any One)
PAN Card
Aadhaar Card
Voter ID
Driving Licence
Passport
Income Proof
Last 3 months' bank statements
Last 3 months' salary slips
Note: The exact documentation requirements may vary depending on the lender you choose.
You can apply for an instant personal loan in Chennai online through Bajaj Markets in just a few steps.
Here are the steps to apply:
Click here to start the application
Enter your basic personal and professional details.
Provide your PAN, mobile number, email ID, and date of birth.
Fill in your employment details, including your company name, salary, and salary credit mode.
Compare the available offers and select a suitable loan option and repayment tenure.
Complete the KYC verification and other associated processes on the lender's website for final approval.
Reviewer
You can apply for a personal loan in Chennai on Bajaj Markets by comparing available offers, selecting a suitable option, and completing the online application process with the required details and documents.
Interest rates for personal loans on Bajaj Markets start from 10% p.a. The rate you receive depends on factors such as your income, credit score, employment profile, and the lender's eligibility criteria.
Yes, some lenders may offer quick approvals and faster disbursals if you meet their eligibility requirements and submit all the necessary documents. Approval and disbursal timelines vary by lender.
The minimum income requirement for a personal loan finance in Chennai varies across lenders and applicant profiles. In general, lenders prefer applicants with a stable and regular source of income, as this can improve the chances of loan approval. Meeting the lender's income criteria, along with other eligibility requirements, may also help you qualify for better loan terms.
Yes, unsecured loans in Chennai are available through various lenders. Since these loans do not require collateral, approval is typically based on factors such as your income, credit profile, and repayment capacity.