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Learn about PayU Finance Personal Loan features, charges, eligibility, and the simple application process through Bajaj Markets.
Last updated on: March 11, 2026
A PayU Finance Personal Loan on Bajaj Markets lets you borrow anywhere between ₹20,000 and ₹5 Lakhs with flexible repayment periods from 6 to 36 months. A smooth digital process and minimal documentation make it easy to apply and manage the loan hassle-free.
Here is a quick overview of the key features to help you assess suitability:
| Loan Features | Details |
|---|---|
Personal Loan Interest Rate |
23% to 36% per annum |
Maximum Loan Amount |
₹5 Lakhs |
Minimum Loan Amount |
₹20,000 |
Maximum Loan Tenure |
36 months |
Minimum Loan Tenure |
6 months |
Disclaimer: The mentioned values are subject to change at the lender’s discretion.
Here is a clear breakdown of the additional fees and charges, so you can plan your borrowing better:
| Particulars | Details |
|---|---|
Processing Fee |
A fee ranging from 2.5% to 4% of the loan amount
*charged once at the time of loan approval |
Pre-payment Charges |
Charges between 0% and 8%
*may apply if you choose to repay the loan early |
Late Payment Charges |
A fee of ₹500
*charged if an EMI remains unpaid for more than three days after the due date, along with applicable interest
|
Disclaimer: The mentioned values are subject to change at the lender’s discretion.
Here is a clear and simple checklist to help you understand whether you qualify for a PayU Finance Personal Loan before you apply:
CIBIL score of 700 or higher
Minimum monthly income of ₹20,000
Age between 23 and 56 years
Only Indian residents with valid address proof can apply
PAN card and Aadhaar card are mandatory for KYC
Here are the documents you need to keep ready to apply without delays:
Aadhaar card
PAN card
Here is how you can apply quickly and without confusion:
Click on the ‘Apply Now’ button on this page to begin your PayU Finance Personal Loan application
Enter your basic personal and work details correctly to help the system assess your loan eligibility
Select ‘PayU Finance’ from the list of available partners
Choose a loan amount and repayment period that suits your monthly income and comfort
Check all entered details carefully and submit your application online
Wait for verification, after which a representative will contact you to explain approval status and next steps.
Here is why choosing this personal loan option can make borrowing simpler, faster, and more comfortable for you:
You can apply fully online without visiting any branch, which saves time and avoids paperwork stress.
You can receive the funds in your bank account within 24 hours of approval.
You can borrow from ₹20,000 up to ₹5 Lakhs based on your needs and repayment ability.
You can choose a repayment period between 6 and 36 months to match your monthly budget.
You only need your Aadhaar card and PAN card to complete the application process.
You do not need to pledge property, gold, or any asset to get this personal loan.
All applicable charges are clearly shared upfront by PayU Finance, so you understand the total cost before moving ahead.
Here are the official PayU Finance customer care details to help you get clear support for queries, complaints, or loan-related concerns without confusion:
| Support Category | Contact Details |
|---|---|
Corporate Office Address |
9th Floor, Bestech Business Tower, Sohna Road, Sector-48, Gurgaon, Haryana 122002, India |
Corporate Office Phone |
0124-6624800 / 0124-6624900 |
Registered Office Address |
Wallace Towers, Second Floor, Crossing of Sahar Road, Vile Parle East, Mumbai, Maharashtra 400057, India |
Registered Office Phone |
022-26000868 |
Customer Support Email |
care.bfdl@payufin.com |
Grievance Officer Contact |
grievence.bfdl@payufin.com , 10 am to 7 pm ,TAT 10 days |
Nodal Officer Contact |
nodalofficer@payufin.com, 10am to 7 pm , TAT 10 days |
For more information, visit https://payufin.in/#contactus
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
Reviewer
Yes, PayU Finance offers unsecured personal loans to eligible individuals in India through a fully digital process, with quick approval and flexible repayment options.
Yes. PayU Finance India Private Limited is an RBI-registered, non-deposit-taking NBFC with a valid Certificate of Registration issued on 21 February 2019.
Yes, PayU Finance India Private Limited is a legitimate company that provides digital lending services and follows required regulatory and operational standards in India.
A PayU Finance loan is an unsecured personal loan designed for short- to medium-term needs, offering quick access to funds with simple eligibility and digital processing.
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