Branch Personal Loan

From application to disbursal, the entire journey is built to be quick and hassle-free, making it a smart choice when you need funds without unnecessary delays.

• 100% Digital Application: Apply for your loan entirely online through Bajaj Markets, with no need to visit a branch or submit physical paperwork.
• Instant Approval: Get a quick eligibility decision so you know where you stand without long waiting periods.
• Unsecured Loan: Borrow without pledging any collateral such as property, gold, or other assets, making it accessible to a wider range of applicants.
• Flexible Tenure: Choose a repayment period between 3 months and 36 months that aligns comfortably with your monthly budget.
• Quick Disbursal: Once approved, funds are credited directly to your bank account instantly, so you're never left waiting when you need money urgently.
• Minimal Documentation: Just your Aadhaar and PAN are required, with most details fetched digitally to keep the process fast and simple.

Use this simple checklist to see if you’re eligible for a Branch Personal Loan before applying:

• CIBIL score: 650 or above
• Monthly income: Minimum ₹10,000
• Age: Between 21 and 65 years
• Residency: Only Indian residents
• Minimum Work Experience: At least 6 months

Keep the following items ready for a smooth and quick application process:

• PAN card
• Aadhaar card
• Voter ID
• Driving Licence
• Passport
• Last 3 months’ bank statements
• Last 3 months’ salary slips

Note: A bank account in your name is required for loan disbursement

Follow these quick steps to complete your Branch Personal Loan application smoothly:

1. Click here to start your application journey

2. Enter your basic personal and professional details

3. Select ‘Branch’ from the list of available partners.

4. Download the Branch app, complete your KYC and required steps, then apply for the loan.

5. Based on approval, the amount will be disbursed directly to your bank account.

Here’s why this personal loan option can make borrowing simpler, faster, and more convenient for you:

100% Digital Application

Apply fully online without visiting a branch, saving your time and eliminating paperwork.

Fast Loan Disbursal

Once approved, the loan amount is credited to your bank account within 2 hours.

Flexible Loan Amount

Borrow any amount from ₹5,000 to ₹2 Lakhs, depending on your requirement and eligibility.

Easy Repayment Tenure

Choose a repayment period between 3 and 36 months based on your monthly budget and comfort.

Minimal Documentation

You only need your Aadhaar and PAN, the process is quick because details are fetched digitally.

No Collateral Required

This is an unsecured personal loan, hence there’s no need to pledge gold, property, or any other asset.

Transparent Fees & Charges

All charges are clearly disclosed upfront by Branch, ensuring you understand the total cost before proceeding.

Once you submit your Branch Personal Loan application through Bajaj Markets, it moves through a few quick digital steps before the funds reach your account.

1. Verification: Your basic personal and professional details are verified to confirm accuracy and authenticity.
2. Eligibility Check: Branch assesses your CIBIL score, income, age, and residency status against its eligibility criteria to determine whether you qualify for the loan.
3. KYC: You'll complete your Know Your Customer (KYC) process on the Branch app, which includes submitting your Aadhaar, PAN, and a selfie for identity confirmation.
4. Approval: Based on the verification and eligibility outcomes, Branch reviews your application and communicates its approval decision.
5. Bank Account Disbursal: Once approved, the loan amount is transferred directly to your linked bank account instantly.

Every lender structures its personal loan offerings differently, so comparing options before applying can meaningfully improve your borrowing experience. Bajaj Markets lets you view personal loan offers from multiple lenders side by side, making it easier to choose the right one.

• Interest Rates: Lower rates mean lower borrowing costs
• Tenure Options: Pick a repayment period that fits your budget
• Repayment Flexibility: Compare prepayment, foreclosure, and EMI terms
• Eligibility Fit: Find lenders you're more likely to qualify with