Looking for a personal loan in Kolkata? Compare offers from multiple partner lenders on Bajaj Markets and apply online with ease.
Last updated on: Jul 30, 2026
Kolkata is one of India's major commercial and cultural centres, where funding needs can arise for various planned and unplanned expenses. If you are looking for a personal loan in Kolkata, you can compare offers from multiple partner lenders on Bajaj Markets, check your eligibility, and complete the application process online.
A personal loan is a credit option that allows you to borrow funds without providing any collateral. You can use the loan amount for various purposes, such as medical emergencies, home renovations, higher education, travel, wedding expenses, or debt consolidation.
If you are looking for a personal loan in Kolkata, you can start the journey on Bajaj Markets. You can compare loan offers from multiple partner lenders in one place. The loan amount, interest rate, and repayment tenure available to you will depend on your eligibility and the lender's criteria.
A personal loan EMI calculator helps you estimate your monthly loan repayments before you apply. Simply enter the loan amount, interest rate, and repayment tenure to get an instant estimate of your EMI and total repayment amount. You can then adjust these values to find a repayment plan that suits your budget.
Comparing loan offers can help you choose an option that aligns with your financial requirements and repayment capacity.
Here are the interest rates, loan amounts, repayment tenures, and other key details offered by various lenders on Bajaj Markets:
| Available Offerings | Max. Loan Amount | Min. Interest Rate | Max. Repayment Tenure | Processing Fee |
|---|---|---|---|---|
₹55 Lakhs |
10% p.a. |
108 months |
Up to 3.93% of the loan amount (Inclusive of applicable taxes) |
|
₹10 Lakhs |
12% p.a. |
60 months |
Up to 5.1% + GST |
|
₹5 Lakhs |
14% p.a. |
60 months |
2% to 2.5% of the loan amount + GST or ₹500 + GST (whichever is higher) |
|
₹10 Lakhs |
14.5% p.a. |
60 months |
2% to 4% of the loan amount |
|
₹2 Lakhs |
18.96% p.a. |
24 months |
₹50 to ₹200 + 18% GST (maximum APR of 48%) |
|
₹15 Lakhs |
12% p.a. |
48 months |
Up to 3% of the loan amount + GST |
|
₹10 Lakhs |
13.99% p.a. |
60 months |
2% to 5% of the sanctioned amount |
|
₹5 Lakhs |
14% p.a. |
36 months |
Up to 2% of the loan amount |
|
₹25 Lakhs |
12% p.a. |
60 months |
0% to 6% of the loan amount |
|
40 Lakhs |
10.99% p.a. |
72 months |
1.10% - 1.50% of the loan amount + GST |
|
₹1 Lakh |
18% p.a. |
12 months |
2% to 12% of the loan amount |
|
10 Lakhs |
15.95% p.a. |
60 months |
Up to 3% of the loan amount |
|
10 Lakhs |
1.33% p.m. |
60 months |
Starts from 2% of the approved loan amount |
|
₹5 Lakhs |
12.75% p.a. |
48 months |
2% to 3% of the loan amount + 18% GST |
|
₹4 Lakhs |
14% p.a. |
24 months |
3% to 5% of the loan amount |
|
₹5 Lakhs |
12% p.a. |
36 months |
1% onwards |
|
₹6 Lakhs |
17.25% p.a. |
60 months |
1.50% to 4.50% of the loan amount |
|
₹5 Lakhs |
18% p.a. |
12 months |
2% to 6% of the loan amount |
|
₹5 Lakhs |
16% p.a. |
36 months |
3% |
|
₹1.5 Lakhs |
6% p.m. |
90 days |
3%-10% |
|
₹5 Lakhs |
17.99% p.a. |
48 months |
3%-5% |
|
₹5 Lakhs |
16% p.a. |
36 months |
Up to 5% of the loan amount plus applicable taxes |
|
₹5 Lakhs |
23% p.a. |
36 months |
2.5% to 4% of the loan amount |
|
₹2 Lakhs |
16% p.a. |
36 months |
3.50% |
|
₹5 Lakhs |
18% p.a. |
48 months |
2% – 6% |
Disclaimer: The mentioned details are subject to change at the lender's discretion.
A personal loan can help you manage a wide range of planned and unexpected expenses without pledging any collateral.
Here are the features and benefits of a personal loan in Kolkata:
Compare interest rates across multiple lenders and select a suitable loan offer.
Choose a repayment tenure of up to 108 months, depending on the lender's terms.
Since personal loans are unsecured, you do not need to provide any asset as security.
Get access to funds of up to ₹55 Lakhs, subject to your eligibility and the lender's policies.
Apply for a loan online without the need to visit multiple lender branches.
Use the loan amount for medical expenses, home renovations, higher education, travel, weddings, or other personal requirements.
Complete your application with basic identity, address, and income-related documents.
Lenders evaluate factors such as your age, employment status, income, and credit profile before approving your application.
Here are the eligibility criteria to apply for a personal loan in Kolkata on Bajaj Markets:
Keeping the required documents ready can help make the application process smoother.
Here are the documents required for a personal loan in Kolkata:
Note: The exact documentation requirements may vary depending on the lender.
You can apply for an instant personal loan in Kolkata on Bajaj Markets in a few simple steps.
Here are the steps to apply:
Click here to start your application
Enter your basic personal and professional details
Provide your PAN, mobile number, email ID, and date of birth
Fill in your employment details, including your company name, salary, and salary credit mode
Compare the available offers and choose a suitable loan option and repayment tenure
Complete the KYC verification and e-mandate process on the lender's website for final approval
Reviewer
You can apply for a personal loan in Kolkata on Bajaj Markets by comparing offers from multiple partner lenders, selecting a suitable loan option, and completing the online application process.
Interest rates for personal loans on Bajaj Markets start from 10% p.a. The final rate offered depends on factors such as your income, credit profile, and the lender's eligibility criteria.
Yes, some lenders may offer quick approvals and faster disbursals if you meet their eligibility criteria and submit the required documents. Approval timelines vary by lender.
The income requirement varies across lenders. Generally, you should have a stable source of income to qualify for a personal loan.
Yes, unsecured loans are available in Kolkata through various lenders. These loans do not require collateral, and approval is based on factors such as your income, credit score, and repayment capacity.