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Car and insurance are long-term buddies who go hand-in-hand with insurance always required to cover the damage costs of your car. However, choosing the right insurance policy is crucial. The Mahindra XUV 300 Car Insurance comes at a reasonable premium which wouldn’t drain your pockets. At Bajaj Markets, you get the best insurance deals for your Mahindra XUV300. You can get benefits such as third-party damages, injuries and other liabilities covered at the lowest premium rates. The Mahindra XUV 300 car insurance will not only cover your financial liabilities but also give you security assurance and mental peace. There are many added benefits under this insurance.

Mahindra XUV300 Insurance Price, Car Price, and Variants

The Mahindra XUV300 is offered in 21 different variants. So, let’s take a glance at the Mahindra XUV300 variants, their ex-showroom price, and insurance cost.

Mahindra XUV300 Variant

Ex-Showroom Price*

Fuel Type

Estimated Third-party Premium**

XUV300 W4

₹8.16 Lakh



XUV300 W4 Diesel

₹9.30 Lakh



XUV300 W6 Sunroof

₹9.99 Lakh



XUV300 W6 Diesel Sunroof NT

₹9.99 Lakh



XUV300 W6 Sunroof NT

₹9.99 Lakh



XUV300 W6 AMT Sunroof NT

₹10.20 Lakh



XUV300 W6 AMT Sunroof

₹10.57 Lakh



XUV300 W6 Diesel Sunroof

₹10.63 Lakh



XUV300 W8

₹10.84 Lakh



XUV300 W6 AMT Diesel Sunroof

₹11.28 Lakh



XUV300 W6 AMT Diesel Sunroof NT

₹11.35 Lakh



XUV300 W8 Option

₹12.03 Lakh



XUV300 W8 Diesel Sunroof

₹12.05 Lakh



XUV300 W8 Option Dual Tone

₹12.18 Lakh



XUV300 W8 Option AMT

₹12.69 Lakh



XUV300 W8 Option AMT Dual Tone

₹12.84 Lakh



XUV300 W8 Option Diesel

₹12.85 Lakh



XUV300 W8 Option Dual Tone Diesel

₹13.00 Lakh



XUV300 W8 AMT Optional Diesel

₹13.52 Lakh



XUV300 W8 AMT Option Diesel Dual Tone

₹13.67 Lakh



*Third-party premium rates are indicative. The actual premium that you might have to pay may change depending on various factors. Please check the prevailing premium prices before purchasing your car insurance policy.

How to Buy Mahindra XUV300 Insurance Online in Simple Steps

Follow the given steps on how you can buy your Mahindra XUV300 insurance online easily:

  • Step 1: Head over to the car insurance premium page, & fill in necessary details like the car registration number, your phone number, etc

  • Step 2: Browse through and select the best plan for yourself

  • Step 3: Make an online payment

  • Step 4: Your Mahindra XUV300 insurance details will be emailed to you soon

How to Renew Mahindra XUV300 Insurance

You must carry valid insurance papers with you when you are on the road with your XUV300. Failing to do so can cause serious legal issues, and it is highly recommended that you renew your policy on a timely basis. Follow the given steps to renew your insurance online:


  • Step 1: Visit the ‘Car Insurance Renewal’ page on Bajaj Markets. Provide relevant details about your vehicle

  • Step 2: Enter the details about your previous insurance

  • Step 3: Add or drop any add-ons

  • Step 4: Pay the renewal premium online

  • Step 5: You will receive your renewed policy via email

Why Insure Your Mahindra XUV300

Mahindra XUV300 is one of the safest cars with a 5-star global NCAP rating. However, this does not mean that your car will not be damaged at all. The XUV300 is still prone to damages, theft, unfortunate accidents, etc. The repair and replacement costs in such scenarios can be as high as ₹1 lakh to ₹1.5 lakh. Having a Mahindra XUV300 insurance will cover such expenses, offering financial assistance during unanticipated instances. Moreover, it is legally mandatory to have valid car insurance to drive on Indian roads.

Types of Mahindra XUV300 Insurance

There are two common types of motor insurance policies, and they are:

Third-Party Insurance Plan

If your reason for buying insurance is to comply with the Motor Vehicle Act, 1988, this policy may be the answer. However, third-party car insurance covers you against legal and financial obligations that may arise if your XUV300 causes any losses to the third party (like personal injuries or property damage). You won't be covered for damages caused to your vehicle.

Comprehensive Insurance Plan

If you wish to have better coverage for your vehicle, you need a comprehensive plan. A comprehensive car insurance plan features third-party coverage, personal accident coverage, and own damage coverage.

What is Covered in Your Mahindra XUV300 Insurance?

Your Mahindra XUV300 third-party car insurance consists of coverage against third-party damages, injuries, and liabilities. However, comprehensive car insurance covers you against the expenses mentioned above and losses caused to your vehicle due to riots, strikes, floods, storms, theft, accidents, etc.

What is Not Covered Under Mahindra XUV300 Insurance?

Some of the important exclusions of Mahindra XUV300 insurance are damages caused while not following the traffic rules, damages caused when the driver is under the influence of alcohol/intoxicants, self-inflicted damages, etc.

Add-On Covers for Mahindra XUV300 Insurance

Here are a few add-on covers that you can include in your comprehensive insurance plan:

  • Roadside Assistance

This cover helps you to get 24x7 roadside assistance in times of distress when you get stuck on the road or highway with a flat tyre, run out of fuel, or face any engine trouble with no garage nearby.

  • Zero-Depreciation Cover

With the zero-depreciation cover, the insurance company does not consider the general wear and tear of the vehicle and provides full coverage.

  • Accessories Cover

If you plan to customise your SUV with some additional accessories, it would be better to cover them under this add-on cover.

  • No Claim Bonus Protect Cover

The NCB protect cover is a popular add-on since it helps you keep your NCB in car insurance safe even if you have raised a claim during the policy year.

  • Engine Cover

This add-on Engine Protection cover in car insurance is practical for slightly old vehicles as it covers the costs related to any internal damage and complete breakdown of the engine.

Claim Process of Mahindra XUV300 Insurance

Do keep the following documents handy while filing a claim:


  1. Duly filled claim form

  2. Policy Papers

  3. Driver’s licence

  4. RC

  5. The ID of the claimant

  6. Original bills, in case of a reimbursement


The claim procedure is the most crucial aspect when you buy an insurance cover. Most companies follow a standard set of procedures, and being aware of it can smoothen and fast-track claim settlement. Filing a claim at Bajaj Markets is super easy and quick.

  • Process for Filing Cashless Claims

Provide details of your vehicle damage to your insurer as soon as possible by either calling customer care or online. Post the survey, get your vehicle repaired at a network garage. Present your insurer with the necessary documents. Post the verification your claim will be settled directly

  • Process for Filing Reimbursement Claims

Inform your insurance company about the damage at the earliest. In case there is a theft involved, you have to file an FIR. Get your car repaired at your own cost. Submit all documents to your insurer. Once your documentation is authenticated, your claim will be reimbursed

Useful Tips for Reducing Your Mahindra XUV300 Insurance Cost

By using the below-mentioned tips, you can lower the Mahindra XUV300 insurance price.

  • Compare Premiums

You can compare the quotes offered by different insurance providers before buying car insurance. This way, you can get cost-effective insurance for your car.

  • Maintenance

You should take good care of your car and keep it maintained as the car's condition is also a deciding factor of your car insurance premiums.

  • No Claim Bonus

You can avail reduced insurance premium while renewing with the no claim bonus i.e. NCB reward. You should not raise a claim throughout the policy year to secure this.

  • Cover Small Claims

You should take care of the smaller claims out of your pocket and avoid raising an insurance claim to secure the NCB reward and lower the premium amount.

Tips to Maintain Your Mahindra XUV300

  • Warning Lights

On the dashboard, keep an eye out for the warning lights and ensure your car has not incurred any trouble.

  • Tyre Pressure

Keep a tab on the tyre pressure and maintain it accordingly to avoid any wear and tear/bursting of the tyre.

  • Read Car Manual

The car’s user guide will tell you a lot about the vehicle and help you avoid any minor problems that may arise.

  • Clean the Car Battery

Your car's battery has to be cleaned for a smooth and efficient driving experience.

Mahindra XUV300 Maintenance Cost

The estimated maintenance cost of your Mahindra XUV300 is ₹20,365 for 5 years. The first 3 services are free of cost. Here is a look at the Mahindra XUV300 maintenance cost and servicing schedule:

Servicing Instance


Free or Paid

Mahindra XUV300 Maintenance Cost





















About Mahindra XUV300

The XUV300 is Mahindra’s enlightened sub-four-metre midsize SUV. It's a scaled-down and re-engineered version of Mahindra subsidiary SsangYong's Tivoli. The Mahindra XUV300 has been awarded as the safest car to be crash-tested by Global NCAP, receiving 5 stars for adult occupant protection and 4 stars for child occupant protection. To learn more about the XUV300’s specifications, price, features, variants, and more, stick to this article.

Mahindra XUV Specifications

If you are going to buy an XUV300, you should learn about its technical characteristics and other crucial elements. Here are a few technical specifications of Mahindra XUV300 that you must be aware of:


Technical Specifications



1197 cc (Petrol)



1497 cc (Diesel)



3 Cylinders


Engine Type


1.2 L Turbo Petrol



1.5 L Turbo Diesel




17 kmpl (Petrol)



20 kmpl (Diesel)



Manual -6 Gears, Sports Mode

Ground Clearance

180 mm

Turning Radius

5.3 m

Fuel Tank Capacity

42 litres

Boot Space

257 litres



Front Type - Disc



Rear Type - Disc



Steel Rims

Wheel Base

2600 mm

Spare Wheel



Tubeless Tyres

Seating Capacity

5 Persons

Cargo Volume

259 litres

Steering Type


Note: The actual specifications may vary depending on the variant.

Mahindra XUV300 Features

The Mahindra XUV300 is equipped with features that offer safety, convenience, and comfort. Here are a few prominent features of the Mahindra XUV300:

  • Safety

It comes with around seven airbags, one of which is for the driver's knees. Other standard safety features include ABS with EBD and rear parking sensors. It also has all of the driver-assist systems, including the Electronic Stability Program (ESP), Hill Start Assist, Hill Descent Control, and Traction Control.

  • Information and Entertainment System

The XUV300 includes auto-climate control, a 7-inch touchscreen system with smartphone connectivity options (Apple CarPlay and Android Auto), and steering-mounted audio controls.

  • Adjustable Driving Modes

It has driving modes that allow you to vary the steering weight.

Mahindra XUV300 On-Road Price Across Major Cities

The Mahindra XUV300 on-road price varies from city to city. Here's a glance at the XUV300 on-road price across different cities in India.


Mahindra XUV300 On-Road Price

Mahindra XUV300 on-road price in Delhi

₹10,52,801 (W4 Diesel Diesel Base Model)

Mahindra XUV300 on-road price in Mumbai

₹10,95,138 (W4 Diesel Diesel Base Model)

Mahindra XUV300 on-road price in Pune

₹10,97,604 (W4 Diesel Diesel Base Model)

Mahindra XUV300 on-road price in Bangalore

₹11,23,596 (W4 Diesel Diesel Base Model)


That summarises the key specifications and other technical features of the well-known Mahindra XUV300. If this seems like something you're looking for, the XUV300 is ideal for you. Ensure that you purchase a car insurance policy to protect your XUV300 against unforeseen threats. Motor insurance policies available on Bajaj Markets can help you protect your prized possession while also providing a solid financial safety net during emergencies. So, get your hands on the Mahindra XUV300 insurance from Bajaj Markets now!

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FAQs on the Mahindra XUV300

What is the Mahindra XUV300's boot space capacity?

The boot space capacity of the Mahindra XUV300 is 257 litres.

Is there a black version of the Mahindra XUV 300 W8 AMT Optional Diesel?

Yes, Napoli black is available in the Mahindra XUV 300 W8 AMT Optional.

Is Hyundai Creta's ground clearance and XUV300 ground clearance the same?

No, both are different. The Hyundai Creta has a 190 mm ground clearance and the ground clearance of Mahindra XUV300 is 180 mm.

Is the automatic variant available in XUV300?

Yes, the car is available in the automatic variant.

Can I increase the IDV of my Mahindra XUV300?

Yes, you can increase the insured declared value, i.e. IDV of your Mahindra XUV300, but your insurance premium cost will also increase.

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