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Purchasing a Tata Tigor car insurance protects you against needless expenses that you may incur due to theft, accidents, and other perils. Although it is mandated by law to own a third-party car insurance, it is wiser to opt for a comprehensive Tata Tigor car insurance for an all-round cover that issues financial aid not just to a third-party but to your car as well in the event of an adversity. You can also maximise your plan’s benefits with add-on covers like the return to invoice cover, zero depreciation cover, accessories cover and consumables cover. 

Tata Tigor Variants and Car Insurance Price

Did you know the Tigor insurance cost could vary based on the variant you choose? Refer to the below table to check out the indicative insurance price for each variant.

Tigor Variants

Ex-showroom price*

Fuel Type

Estimated Third-party Premium**

















XZ Plus












*The ex-showroom prices are for Delhi and are subject to change on the basis of the city.

**Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your car insurance policy.

Buy Tata Tigor car Insurance Policy Online

At Bajaj Markets, we have devised an easy 5-step process of buying car insurance for your Tata Tigor.

Step 1: Fill in your mobile and vehicle registration number.

Step 2: Add other important details about your car.

Step 3: Select the type of car insurance cover you want to buy.

Step 4: Pay the premium amount online.

Step 5: You’ll receive your insurance policy document via email!

Renew Your Tata Tigor Car Insurance Plan in Just 5-easy Steps

Step 1: Provide your car registration number and contact details.

Step 2: Enter your previous policy details.

Step 3: Check your car insurance renewal premium quote.

Step 4: Choose your preferred online payment mode and make the payment.

Step 5: Download the policy document copy.

Why Insure Your Tata Tigor?

The Indian Government has made motor insurance mandatory under the Motor Vehicles Act. So, if you want to take your Tigor out for a spin, you first need to insure it. Moreover, irrespective of how pro you are at driving, your car will always be exposed to some kind of risk like theft, natural calamities, man-made disasters, and so on. And such risks lead to repair and replacement expenses. Replacing and repairing different components of your car can amount to ₹40,000 at the least. Incurring such high losses out of the blue can cause stress and anxiety. That’s when Tata Tigor insurance comes into the picture. It offers financial protection against multiple unforeseen financial expenses.

Why Should You Opt for Comprehensive or Third-Party Car Insurance?

Third-Party Car Insurance

The Motor Vehicle Act, 1988 has made third-party liability insurance mandatory to ply vehicles on Indian roads. If your car is responsible for causing any damages to the third-party, this plan will have you covered. Since it only covers the third party, the rate of this insurance plan is relatively cheaper.

Comprehensive Car Insurance

A comprehensive car insurance plan safeguards your Tigor as well. Along with third-party liabilities, it also covers your car against unforeseen perils. Hence, the cost of this car insurance plan falls in a slightly higher range.

What’s Covered Under Car Insurance?

Third-party insurance only covers third-party liabilities like his/her property, bodily injuries, and even the death of the victim. In case of a comprehensive cover, you are protected against own damage, third-party damage, theft, natural calamities, and man-made disasters.

What’s Not Covered Under Car Insurance?

Ensure that you do not make claims for expenses incurred due to natural wear and tear, driving without licence, electrical/mechanical breakdown, damages caused due to drunk driving, etc. Car insurance policies do not cover such losses.

Add-On Covers for Your Tata Tigor car

Allow your Tata Tigor insurance to offer a more extensive coverage with the following add-on covers:

Zero-Depreciation Cover

Generally, insurers deduct the vehicle's depreciation value while making claim settlements. Zero-Depreciation Car Insurance Cover insures you for the depreciation value of your car as well.

No Claim Bonus Cover

No Claim Bonus Cover helps you save a fortune at the time of car insurance renewal. However, you cannot make a single claim during the policy period.

Engine Protection Cover

Engine Protection Cover comes in handy during monsoon season. It saves you from the damages inflicted on your car's engine due to flood and waterlogging.

Round-the-clock Spot Assistance

Buy Round-the-clock Spot Assistance cover if you don't want to be left stranded on the road due to a sudden breakdown.

Car Insurance Claim Process for Your Tata Tigor

You will need the following documents to make a car insurance claim:

  1. Car insurance policy papers

  2. FIR in case of an incident/accident

  3. Detailed information about the incident with eyewitness accounts

  4. Original RC papers of the vehicle

  5. Full set of bills and receipts (in case of reimbursement claim)

Here are the two ways of making car insurance claims:

  • Cashless Claims

Don’t want to spend even a penny out of your pocket? This is the best type of claim process! Take your vehicle to the nearest garage that is associated with your insurance company, get it fixed, and let your insurer take care of the bill.

  • Reimbursement Claims

If you are someone who prefers going to your usual garage, irrespective of whether it is associated with your insurer, this claim process is for you. Once you have repaired your Tigor and settled the bill, you can file a reimbursement request.

How to Reduce Your Tata Tigor Insurance Premium?

Follow the below tips to reduce the insurance premiums rates on your Tata Tigor:

  • Compare Insurance Plans Online

Comparing multiple plans will help you identify the right kind of coverage for your car.

  • Use the No Claim Bonus (NCB)

If you've made zero claims during your policy tenor, do not forget to claim your NCB reward.

  • Install Anti-theft Device

Installing anti-theft devices reduces the possibility of theft. Hence, insurers generally offer insurance plans at a lower price if your car is installed with such safety gadgets.

  • Avoid Making Small Claims

You'll miss out on hefty rewards if you seek reimbursement for tiny expenses. Thus, if an expense is affordable, it is best to avoid making a claim.

Maintaining Your Tata Tigor: Important Tips

  • Regularly Service Your car

If you want your Tigor to run efficiently, you must keep a check on it regularly. Allowing the professionals to take a look at your car on a timely basis will help you identify and fix issues before it causes a huge loss.

  • Maintain Tyre Pressure

The right tyre pressure distributes the weight of your vehicle evenly across its tread pattern. Over or under inflated tyres can lose stability, leading to other concerns like difficulty in stopping while driving. Thus, ensure that your car’s tyres are appropriately inflated.

  • Maintain the Engine

The car’s engine is an essential component! Monitor the engine regularly, so your car can glide effortlessly.

  • Do Not Overload

Every gram of weight added to the vehicle can affect its suspension and tyre. Hence, avoid overloading your car.

Tata Tigor Service Cost

The approximate Tata Tigor maintenance cost for 5 years is ₹18,385. Refer to the below table to understand the Tata Tigor service schedule.

Service Schedule

Kilometres / Months

Free / Paid

Tata Tigor Maintenance Cost

First Service




Second Service




Third Service




Fourth Service




Fifth Service




Disclaimer: All prices mentioned on this page are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your car insurance policy.

About Tata Tigor

Tata Tigor features BS6 compliant 1.2 litre petrol engine and comes in 7 different variants! The updated Tigor gets an all new design that the manufacturer calls “IMPACT 2.0” design language. It not only looks impressive, but also modern and sophisticated with an agile stance. In many ways, the car looks a lot like its older sibling, the Altroz. It has also received a number of stylish addons like 15-inch diamond cut alloys, chrome finished fog lamps, a rear spoiler, and a few more tasty additions. This article further explores its features and specifications like Tata Tigor fuel tank capacity, mileage, max power, etc.

Tata Tigor Specifications

Let’s take a look at the main specifications of your Tigor:



ARAI Mileage

20.3 kmpl


1199 cc

Max Power


No. of Cylinder


Seating Capacity


Max Torque


Body Type


Transmission Type


Tata Tigor Features

Power Windows (Front)

Alloy Wheels

Power Steering

Anti Lock Braking System

Passenger and Driver Airbag

Automatic Climate Control

Fog Lights (Front)

Tata Tigor On-Road Price Across Different Cities


Tata Tigor On-Road Price


₹6.70 - ₹9.19 lakh


₹6.25 - ₹8.80 lakh


₹6.66 - ₹9.47 lakh


₹6.34 - ₹8.72 lakh


₹6.58 - ₹9.05 lakh

Wrapping It Up

The Tata Tigor stands out for its unique fastback-like profile. While Tata has decided to do away with the diesel option, the petrol Tigor makes for a smart choice, with both auto and manual versions – for urban buyers. If you are looking for a sedan at an attractive price range, then the Tigor is a great option for you. Make sure you go over the list of features carefully before you decide on the variant. Once you have made your mind up about the specific car of your choice, don't forget to buy insurance and safeguard yourself and your co-passengers from any eventuality while driving on roads.

Bajaj Markets lets you choose from some of the best car insurance plans that ensure your own damage protection, third party protection and comprehensive plans. The comprehensive car insurance policy not only covers damages that occurred to your car during an accident but also covers the repairs and costs incurred to third-party property. Moreover, you can enhance your financial protection by choosing from a variety of add-on covers that give added protection to the policyholder and add much-needed convenience to the car ownership experience.

Check Out Car Insurance Partners Available at Bajaj Markets

FAQs on Tata Tigor Car Insurance

What is the Tigor XM on road price in New Delhi?

The Tata Tigor on road price in Delhi is ‎₹ 6.09 Lakh. The top model Tata Tigor XZ+ on road price is ‎₹ 7.11 Lakh. The Tata Tigor on road price is made up of ex-showroom price, RTO registration, road tax and insurance amount.

Should I buy the petrol or diesel variant of the Tata Tigor?

Unfortunately the diesel variant of the Tata Tigor has recently been discontinued. The car is available only in the petrol variant.

Does the Tata Tigor feature climate control?

Yes, the Tigor has climate control in all its variants.

Does the Tata Tigor have a sunroof?

No, the Tigor does not have a sunroof as part of its standard features. However, the manufacturer does sell this as an add-on feature that can be purchased as an accessory. To purchase the sunroof, it would cost an additional ₹ 85,000 over the on road price.

Does the Tigor feature alloy wheels as standard?

No, the base XE variant of the Tigor does not get alloy wheels. The car features steel wheels as standard when out of the showroom. The diamond cut alloy wheels are available on the top XZ/XZA variants. However, it is easy to buy aftermarket alloys in case you have purchased the base variant of the Tigor.

Is the Tata Tigor safe of Indian roads?

Yes, the Tigor is a very safe car. The car comes loaded with a host of safety features as standard even on the base-spec variant, like Anti-Lock Braking System (ABS), Electronic Brake Distribution (EBD), Corner Stability Control (CSC), and rear parking sensors. The Tigor is the only car in the compact sedan segment to receive a four star rating on the EURO NCAP safety rating test.

Do I have to purchase comprehensive insurance when I buy the Tigor?

No you don’t have to buy comprehensive insurance. Legally, you are mandated to purchase third-party insurance, however, you can buy car insurance on platforms like Bajaj Markets at a much lower cost. You can also purchase add-ons with your insurance to further protect yourself from financial liabilities.

What is the mileage that can be realistically expected from the Tigor?

The Tigor will give a mileage of around 15.1 kmpl in the city and around 21.6 kmpl on the highway. The car will give you a combined mileage of around 20.2 kmpl.

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