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How about checking some pre-approved offers you might be eligible for?

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Buy Mobile, Washing Machine, AC, Fridge on ZERO Interest EMIs | Apply for Bajaj Finserv EMI Card Now!

  • Bajaj Finserv EMI Network Card
  • How to Apply
  • Documents & Eligibility
  • Features & Benefits
  • Offers
  • Partner Stores

What does No Cost EMI Means?

No clue about what is meant by no cost EMI? Well, No Cost EMI means that if you have taken a loan of a particular amount against a purchase, you are required to pay no additional interest on the principal. In other words, no EMI cost means that zero cost EMI is charged on top of the cost of the product. Read on to understand the no cost EMI meaning better.

How does No Cost EMI work?

In September 2013, an RBI circular was released which prevented lenders from marketing consumer loans and EMIs with zero interest rate. In such a situation, what does no cost EMI mean? It means that when you purchase an item and opt for no cost EMI, the total EMI you would have had to pay on the purchase is deducted from the price of the product. As a result, the zero cost EMI translates as a discount on product cost equivalent to the interest that would have been charged on the product.

Bajaj Finserv No Cost EMI- What is it? Where can you use it?

The Bajaj No Cost EMI is an alternate payment option to the traditional credit card that lets you purchase products on easy monthly installments. The Bajaj Finance No Cost EMI can be availed using the Bajaj Finserv EMI Network card. The option of no cost EMI on Bajaj Finserv EMI Network cards makes use of a pre-approved loan to purchase high-value products and prevents you paying excess on your purchase. It also has over 1,000 exclusive offers and zero foreclosure charges. In addition, you also have the option of customising the repayment tenure. You can use Bajaj Finserv EMI Network card apply online or offline at our partner stores.

The No Cost EMI Bajaj Finserv EMI Network card can be used on online portals such as the Bajaj Finserv EMI Store. It can also be used on e-commerce websites such as Amazon, MakeMyTrip, Flipkart, Yatra, Paytm Mall, Samsung, Pepperfry, Goibibo, etc. The Bajaj Finserv EMI Network card is also applicable at over 84,200+ Bajaj Finserv partner stores across 1300+ cities.

No Cost EMI at Bajaj Finserv EMI Network Card Partners

On availing a Bajaj Finserv EMI Network card, you can shop at various partner stores and convert your purchases into Easy EMIs. The Bajaj Finserv EMI Network Card has leading online and offline stores as their partners which you can shop in No Cost EMIs and avail great offers too! Below are the partner stores where you can avail No Cost EMIs, when you shop with your Bajaj Finserv EMI Network Card:

  1. No Cost EMI on Amazon

  2. No Cost EMI on Flipkart

  3. No Cost EMI on GoIbibo

  4. No Cost EMI on MakeMyTrip

  5. No Cost EMI on Paytm Mall

  6. No Cost EMI on Pepperfry

  7. No Cost EMI on Samsung

  8. No Cost EMI on Yatra

Frequently Asked Questions

  • ✔️How can I use EMI without cost?

    EMI without cost is a feature that can be availed with the Bajaj Finserv EMI Network Card. The pre-approved loan on the card lets you buy the products of your choice without charging you additional cost on your EMIs.

  • ✔️I want to change my EMI plan after the transaction?Is it possible?

    Unfortunately, you cannot change your EMI plans post transaction.

  • ✔️What is no cost EMI and how it works?

    No cost EMI means that there is no interest charged over and above the principal cost of purchasing a product. As a result, the interest value that would have been charged on the product is deducted from the actual cost of the product.

  • ✔️What is the benefit of no cost EMI?

    The No Cost EMI option is ideal for purchasing high-value products without having to pay extra interest costs on top of the regular EMIs.

Happy Customers of Finserv MARKETS

Getting a loan to take care of my wedding and relieving my parents to enjoy the occasion was the best decision I ever made. Easy-to-apply, amazing interest rate and quick disbursal, what more can one ask for!

I am passionate about the vehicle I drive. I want to protect it with the best available option. What amazed me was the full transparency, quick quotes and the attractive discount on the premium while choosing the annual payment option!

Check your personal loan eligibility in seconds!

My husband and I will finally move into our own house this Diwali. All thanks to Finserv Markets, with competitive interest rates, minimal processing fees and easy to repay EMIs, our dream saw the light of reality in no time!

Get the best FD interest rates starting @ 8.40%. Let's start!

Kids grow up fast and to fulfill their dream trip to Disneyland I had everything but instant funds. With no collateral or guarantor required and a hassle-free processing, I gifted my family a memorable trip to Orlando with just a click!

Get sum insured up to 1 Crore! Let's start!

The best way to start looking for health insurance is to do a close study of the coverage needs and checking the insurance company's claim ratio. No unnecessary jargons, easy to apply claims process and choice of premium!

Zero additional charge on part-payment option on Business loans! Let's start!

I bought my first iPhone using my Bajaj Finserv EMI Network Card. Zero downpayment with a No cost EMI on Bajaj Finserv EMI store just made my day!

Get home loan sanctioned online in 72 hours! Let's start!