Search for Loan Search for Free CIBIL Search for Card Search for Insurance Search for Investment Search for Stocks Search for Credit Card Search for Personal loan Search for IPO Search for Indices

Customer Portal

EMI Card

Download

Steal Deals

BAJAJ FINSERV DIRECT LIMITED

Gold Loan in Bangalore

A gold loan in Bangalore gives you quick access to funds while keeping the process simple and stress-free. You use your gold as security, so lenders approve your request faster and with fewer checks.

...

Required Gold Weight

9 gms

Monthly EMI

₹ 8,367

Total Interest

₹ 401

Total Payment

₹ 1,00,401

Today’s Gold Rate @ ₹ 15740 / Gm for 22k purity

Select Type

Required Loan Amount

Interest Rate

- +

Tenure

- +

Check Eligibility

You can also make instant comparisons between gold loan offers from over 6 loan providers on Bajaj Markets

...

Why Choose Lenders on Bajaj Markets for a Gold Loan in Bangalore

Different lenders may offer loans with varied gold loan rates in Bangalore and different loan-to-value ratios. Instead of visiting one gold dealer after another, you can compare trusted lenders in one place on Bajaj Markets. This helps you choose a deal that suits your needs without the stress of travelling to several branches.

Here are some benefits you should know:

Fast Processing

The digital application moves quickly, so your loan request gets reviewed and approved without delay.

Minimal Documentation

You upload only a few basic papers online, which makes the process smooth and easy to follow.

No Hidden Fees

You see every charge clearly, giving you full confidence in the cost of your loan.

Reliability

You complete every step through a secure and transparent platform, helping you feel safe and informed throughout.

Features and Benefits of Gold Loans in Bangalore

Gold loans offer simple eligibility checks and easy paperwork, which makes the process smooth for most borrowers. You also benefit from flexible repayment plans and interest rates that suit different budgets.

Here are some key features and benefits you should know:

Part-release Facility

You can repay a portion of your loan and take back part of your pledged gold before the full tenure ends.

High Loan Amount

You can borrow up to 75% of your gold’s current market value, which helps you access funds when you need them.

Flexible Repayment Options

You can choose monthly, bi-monthly, quarterly, half-yearly, or yearly payments based on what works best for your budget.

No Pre-Closure Charges

You can clear your loan early without paying any extra fees.

No Credit Score Requirement

Your credit score plays a very small role, so more borrowers can qualify without worry.

Disclaimer: Terms and conditions apply to the benefits listed above, and these may vary between lenders.

Eligibility Criteria to Avail a Gold Loan in Bangalore

You need to meet a few basic conditions before you apply for a gold loan in Bangalore. These checks help lenders confirm that you can complete the process without issues.

Here are the requirements:

Age: You must be at least 18 years old
Nationality: You must be an Indian citizen
Employment: You can apply as a salaried worker, a self-employed person, an entrepreneur, a farmer, or a trader
Gold Purity: Your gold must have a purity of at least 18 karats to qualify as collateral

Documentation Required for a Loan Against Gold in Bangalore

You need to share a few basic documents when you apply for a loan against gold. These papers help lenders confirm your identity and address.

Identity Proof	Address Proof
Driving licence	Aadhaar card
Voter ID	Passport
Aadhaar card	Driving licence
Passport	Utility bills

How to Apply for a Gold Loan in Bangalore

You can apply for a gold loan in Bangalore on Bajaj Markets through a simple online process that saves you time and effort. Here are the steps that help you move through the application smoothly and get quick access to funds:

Visit the gold loan page on Bajaj Markets
Click ‘Check Eligibility’ to start your application
Use the amount-to-weight calculator if you want an idea of the loan amount based on your gold weight
Fill in your name, mobile number, date of birth, email address, and PIN code in the form
Choose your loan type and the amount you want to borrow
Agree to the stated terms and conditions
Click ‘Submit’ to complete your online request

After you submit the form, a representative contacts you to guide you through the next steps

Gold Loan Interest Rates in Bangalore

Our Partners	Minimum Interest Rate	Minimum Loan Amount	Loan Tenure
Bajaj Finance Gold Loan	9.50% p.a.	₹5,000	Up to 12 Months
IIFL Finance Gold Loan	11.88% p.a.	₹20,000	24 Months
indiagold Gold Loan	10.20% p.a.	₹ 3,000	61 Days - 12 Months
Muthoot FinCorp ONE Gold Loan	9.96% p.a	₹1,550	3 Months - 12 Months
Rupeek Gold Loan	9.48% p.a.	₹25,000	3 Months - 12 Months
Fedfina Gold Loan	12% p.a.	₹ 50,000	Up to 12 months

Know More About Gold Loan in Other States

Gold Loan Bangalore	Gold Loan Chennai	Gold Loan Delhi
Gold Loan Kerala	Gold Loan Pune	Gold Loan Dehradun
Gold Loan Aurangabad	Gold Loan Panipat

Frequently Asked Questions (FAQs)

Who is eligible to apply for a loan against gold in Bangalore?

You are eligible if you are an Indian resident aged 18 or above and own gold jewellery with at least 18-karat purity. Lenders in Bangalore accept salaried, self-employed, farmers, traders, and small business owners as long as the gold meets purity and valuation checks.

What documents are required to apply for a gold loan in Bangalore?

You must submit basic KYC documents: Aadhaar or passport for identity, and Aadhaar, passport, driving licence, or a recent utility bill for address proof. Some lenders may also ask for PAN to complete verification before approving your gold loan.

How is the value of my gold determined in Bangalore?

The lender checks your gold’s weight and purity using tools like spectrometers and calculates its value using the day’s market rate. Your eligible loan amount is then based on up to 75% of this assessed value, as per RBI LTV rules.

What are the current interest rates for gold loans in Bangalore?

Gold loan interest rates on Bajaj Markets start from 9.48% p.a., with the exact rate depending on the lender, your gold’s purity, the loan amount, and the chosen tenure. You can compare partner offers on the platform to select a rate that fits your requirements.

How much loan can I get per gram for a gold loan in Bangalore?

The loan you receive per gram depends on your gold’s purity, weight, and the day’s market rate. Lenders calculate the amount using these factors and apply the standard loan-to-value limits set for gold loans.

How to get a gold loan in Bangalore?

You can get a gold loan by visiting a lender's branch for gold valuation or applying online through platforms like Bajaj Markets. After submitting your gold for purity testing and completing KYC, the lender approves and disburses the loan, often on the same day.

What is the minimum loan amount I can get against gold in Bangalore?

The minimum loan amount depends on the lender’s policy and the value of the gold you pledge. You can usually get a small loan if your gold meets the required purity and valuation standards, even when the ornament weighs very little.

What is the maximum tenure of a gold loan in Bangalore?

On Bajaj Markets, the maximum gold loan tenure ranges from 3 to 24 months, depending on the partner lender. You can compare different gold loan options on the platform to choose a repayment period that aligns with your financial needs.

Can I get a gold loan from the Bangalore branch without residential proof?

Most lenders require valid address proof for KYC, such as Aadhaar, passport, or a utility bill. Without residential proof, approval is unlikely because KYC rules are mandatory. Some lenders may accept alternative documents if they meet RBI norms.

Can I pay gold loan interest online in Bangalore?

Yes, you can pay gold loan interest online through net banking, UPI, debit card, or mobile banking apps. Most lenders in Bangalore provide online repayment links or payment portals for quick and secure interest payments.

Can I avail an EMI facility on a gold loan in Bangalore, and if so, how?

Yes, many lenders offer EMI-based gold loan repayment. You can choose the EMI option during application by selecting a tenure that converts your interest and principal into fixed monthly instalments. Approval depends on loan amount, tenure, and lender policy.

Home

Steal Deals

CIBIL Score

Free Cibil

Explore

Yara AI