Get a gold loan from Muthoot Finance on Bajaj Markets
✓ No Limit on Loan Amounts ✓ Interest Rate Starting @0.74% p.m. ✓ Minimal Documentation
Get easy funding against your gold assets with a Muthoot Finance Gold Loan on Bajaj Markets. With interest rates starting as low as 9.96% p.a., you can get a loan starting from ₹1,500. Repay comfortably by choosing a suitable tenure ranging from 7 Days to 36 Months.
Apart from these, you can enjoy doorstep valuation, instant disbursal, and a hassle-free application process.
The interest rate and other charges for the Muthoot Finance Gold Loan scheme are as follows:
Interest Rate |
9.96% p.a. |
Processing Fee |
0.20% |
Associated Charges |
Security Charges: 0.15%* of loan amount (Minimum ₹60* - Maximum ₹600*)- (Rest of India) |
* Disclaimer: The above charges are subject to change at the lender’s discretion.
Features and Benefits
Here are some features and benefits you can enjoy when applying for a gold loan from Muthoot Finance:
Nominal Interest Rates
Manage your repayment effortlessly with affordable Muthoot Finance Gold Loan interest rates
Flexible Loan Amount
Get funding as per requirement with the lowest amount starting at ₹1,500 and no upper limit
Minimum Documents Required
Submit a few basic documents to get a gold loan and enjoy hassle-free processing
Tailored Loan Offer
Get suitable loan terms based on your eligibility for a customised offer that fits your budget
Suitable Tenure Option
Choose a suitable tenure of up to 36 Months and repay comfortably
Before applying, ensure you meet the following Muthoot Finance Gold Loan eligibility requirements:
You must be an Indian citizen
Your age must be between 18 and 70 years
In addition, you can pledge gold jewellery of acceptable purity to apply for a gold loan.
Here is the list of documents required:
Identity proof: Any one of the following
PAN card
Aadhaar card
Voter ID card
Passport
Address proof: Any one of the following
PAN card
Aadhaar card
Voter ID card
Passport
Utility bills
How to Apply
You can easily apply for a gold loan from Muthoot Finance by following these easy steps:
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Click on ‘APPLY NOW’ on this page
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Enter details like your name, mobile number, and date of birth.
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Provide the loan amount you require and your email ID
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A loan representative will contact you to process your application further
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
FAQs
What is the minimum loan amount you can get with Muthoot Finance?
The minimum gold loan amount is ₹1,500.
Who is eligible to get a Muthoot Finance Gold Loan?
Any Indian citizen above the age of 18 years is eligible to apply for a Muthoot Finance Gold Loan.
Should I have a third-party guarantor to avail of the gold loan?
No, it is not necessary to have a third-party guarantor to obtain a gold loan.
What type of gold can I pledge with Muthoot Finance to avail of the gold loan?
To obtain gold financing, you can pledge any type of gold ornaments or jewellery like rings, necklaces, etc. The purity of the gold must be at least 22 karats. However, it is also important to note that mangalsutra and coins are not accepted.
What is the mode of payment available to customers for the repayment of the gold loan in Muthoot Finance?
You can repay the loan amount through a debit card, UPI, the iMuthoot App, cash, or cheque. Demand drafts and credit cards are not accepted.
