Biju Swasthya Kalyan Yojana (BSKY)

The Biju Swasthya Kalyan Yojana (BSKY) is a state scheme which caters to the economically weaker sections of society and it aims to build an extensive healthcare network across Odisha. It is an initiative launched by Naveen Patnaik, the Chief Minister of Odisha. Under this scheme, eligible members get a BSKY card that they can use to claim the benefits offered. Odisha residents with a family income below Rs. 5 Lakhs in rural areas and Rs. 6 Lakhs in urban areas are eligible. 

Introducing Biju Swasthya Kalyan Yojana

Here are a few noteworthy features of the BSKY:

• Financed and Authorised by the Odisha Government

The Biju Swasthya Kalyan Yojana is initiated and implemented by the government of Odisha. BSKY covers the residents of this state against financial issues.

• Universal Health Coverage

Along with financing medical treatments for residents with the BSKY card, it also supports the cost of treatments at sub-central owned public healthcare centres of any district.

• Health Insurance for Cardholders

As a BSKY policyholder, you and your family are eligible for health insurance policy coverage. Every enrolled family can seek health cover of up to ₹5 Lakhs from the State Government, whereas women get coverage up to ₹10 Lakhs.

• Medical Treatments

The Biju Swasthya Kalyan Yojana provides financial support for around 4,036 medical treatments like kidney ailments, cancer, heart diseases, etc. Moreover, it compensates for approx 255 surgical procedures.

• Drop Back Assistance

The Drop Back Assistance feature offers ₹500 to pregnant women and sick infants who need special health support. This compensation can be used for commuting to the hospital and back home.

• Collaboration between Private and Government Medical Institutes

The Odisha Government plans to bring all government and private medical centres together to ensure quick and efficient treatment for all.

Benefits of Biju Swasthya Kalyan Yojana

Here are a few benefits of being a BSKY policyholder:

• All medical services like diagnostics, dialysis, chemotherapy, medicines, in-patient admission, etc. are free of cost in all government health centres.

• Families with BSKY, Biju Krushak Kalyan Yojana (BKKY), Rashtriya Swasthya Bima Yojana (RSBY), BPL, or Antyodaya Anna Yojana (AAY) card, and low-income certificate can also avail cashless treatments at District Headquarters Hospitals, 208 partner private hospitals, and all government health institutions.

Treatment Coverage under BSKY

• BSKY offers free healthcare services for Odisha residents at all state government medical centres.

• You get an annual coverage of ₹5 Lakhs for male family members and ₹10 Lakhs for female members.

What is a BSKY Card?

Biju Swasthya Kalyan Yojana Card is like a membership card that is assigned to the BSKY beneficiaries. It contains details about the beneficiary and a unique 12-digit registration number. The BSKY card will work like a debit card. You will receive a kit along with the card, which will contain details about all partner hospitals.

 

Eligibility Criteria for Biju Swasthya Kalyan Yojana

Free medical services can be availed by Odisha citizens, however it comes with a set of conditions. Continue reading to understand who is eligible for a health insurance cover of ₹5 Lakhs (for male family members) and ₹10 Lakhs (for female members) under BSKY:

 

• Must be a resident of Odisha

• Family income should not exceed ₹5 Lakhs (in rural areas) and ₹6 Lakhs (in urban areas)

• BPL (Below Poverty Line) cardholders

• Biju Krushak Kalyan Yojana and Rashtriya Swasthya Bima Yojana cardholders

• Antyodaya Anna Yojana cardholders

Documents Required for Biju Swasthya Kalyan Yojana

Here's a list of documents you need to enrol for BSKY:

 

• Residential papers

• Aadhaar card (though this is a compulsory ID document, the Odisha Government enables you to enrol for BSKY even if you do not have an Aadhaar card. However, you need to get your Aadhaar card before the completion of 1 year of this project)

• BPL certificate (Below Poverty Line certificate)

• Income certificate

• Profession-related certificate

Note: Since this scheme caters to the low-income group of Odisha, the above documents are required to verify your residential and financial status.

How to Apply for BSKY

Follow the below steps to apply for the Biju Swasthya Kalyan Yojana:

 

• Step 1: Visit the official website i.e., nhmodisha.gov.in

• Step 2: Click on the 'Apply Now' button

• Step 3: You will land on the Odisha BSKY Application Form. Enter the details asked on the form

• Step 4: Attach the required documents related to income, domicile, and date of birth

• Step 5: Once you have filled out the form and uploaded the necessary documents, submit the form

 

The authority will verify your documents on the verification call, where you have to furnish the documents to the officials. You will receive the Biju Swasthya Kalyan Yojana health card once the documents are verified.

How to Check the Biju Swasthya Kalyan Yojana Beneficiary List

You can check the BSKY beneficiary list by following the below steps:

 

• Step 1: Visit nhmodisha.gov.in

• Step 2: Click on the link to BSKY Beneficiary List on the Homepage

• Step 3: You will land on a page with a complete list of BSKY beneficiaries. Press Ctrl+F and type in your name to find your name in the list

Biju Swasthya Kalyan Yojana Hospital List

ALSO READ ABOUT: Pradhan Mantri Jan Arogya Yojana

Biju Swasthya Kalyan Yojana Claim Process

As a BSKY beneficiary, you do not have to worry about making payments in the hospital. The scheme facilitates cashless treatments up to the District Headquarters Hospital level. Hence, you do not have to claim a reimbursement. In the case of a partnered private hospital, the insurance party will settle the claim with the hospital. Ensure you visit a hospital that is entirely under BSKY.

BSKY Customer Support

Want to raise a complaint or resolve a query related to the Biju Swasthya Kalyan Yojana? Connect with a BSKY representative via these two toll-free numbers: 1553696 and 104.

Conclusion

Biju Swasthya Kalyan Yojana is a step taken towards making healthcare accessible to all, especially the poor. This initiative extends medical treatments like chemotherapy and dialysis to the low-income group. While the government is doing its best to secure the economically weaker sections of the country, the financially sound groups too must cover themselves against unforeseen medical emergencies. No matter how economically blessed an individual is, they shouldn’t underestimate the cost of healthcare. So, ensure you have a comprehensive health insurance policy, which alleviates the financial burden during dire situations. At Bajaj Markets, choose from a range of health insurance plans that cover you and your family during a health crisis.

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