The Bhamashah Swasthya Bima Yojana provides cashless insurance benefits for In-Patient Department (IPD) patients. Under this initiative launched by the government of Rajasthan, eligible beneficiaries get coverage up to ₹30,000 for general ailments and up to ₹3 Lakhs for critical illnesses.
A wide network of private and public hospitals are a part of the scheme. Some of the key features of the Bhamashah Swasthya Bima Yojana include no age cap on the eligible beneficiaries, coverage of hospitalisation costs, as well as coverage of pre and post-hospitalisation expenses. Furthermore, pre-existing conditions are also covered, and beneficiaries receive a transportation allowance up to ₹500.
Take a look at some key features of the BSBY Scheme
Hospitalisation Costs: The Bhamashah Health Insurance Scheme covers all the pre & post hospitalisation expensespre incurred by the beneficiary.
Insurance Coverage: Insurance coverage of up to ₹30,000 is offered for general illnesses and ₹3 Lakhs for critical ailments under the BSBY scheme.
No Age Cap: Bhamashah Yojana has no upper or a lower age limit applicable to avail insurance benefits under the scheme.
Wide Chain of Network Hospitals: Beneficiaries can opt for treatment at private and government hospitals.
Pre & Post-Hospitalisation Cost: The expenses incurred on pre and post-hospitalisation are included in Bhamashah Yojana to offer complete coverage!
Bhamashah Card: The policyholders of the BSBY scheme can avail the healthcare benefits with a Bhamashah card issued by the Government of Rajasthan.
Coverage under the Bhamashah Yojana
Pre-Hospitalisation: Expenses covered up to 7 days before getting admitted.
Post-Hospitalisation: Expenses covered up to 15 days after getting discharged.
Coverage for General Ailments: Insurance cover of up to ₹30,000.
Coverage for Critical Diseases: Insurance cover of up to ₹3 Lakhs.
Treatment Packages under BSBY Scheme
Government Package: 170
General Illness Package: 1,045
Critical Illness Package: 500
To apply for the Bhamashah Swasthya Bima Yojana, there is only an offline process available. Currently, no online application process has been launched by the Rajasthan Government. So, here’s how you can proceed with the enrolment for the BSBY:
The applicants for the Bhamashah Health Insurance Scheme should visit the nearest network hospital.
As every network hospital shall have an individual appointed for the BSBY application process, the applicants can take their help.
The applicant must duly fill and sign the Bhamashah Swasthya Bima Yojana application form and submit the required documents to be registered under the health policy.
Here are some key inclusions and exclusions of the Bhamashah Swasthya Bima Yojana:
What is covered in Bhamashah Swasthya Bima Yojana
What is not covered in Bhamashah Swasthya Bima Yojana
You can avail the healthcare benefits available under the Bhamashah Swasthya Bima Yojana with the Bhamashah card. It is issued in the name of the eldest female member of the family; the government shall open a bank account in the beneficiary’s name. This enables the female member of the family to get direct access to the grants offered by the government under the Bhamashah Yojana.
The Bhamashah card is linked with the beneficiary’s mobile number so that they can receive updates via SMS. Once all the family members have been registered under the BSBY scheme, the card will be issued within 2-3 months and the policyholder shall be notified through SMS.
To download the Bhamashah Swasthya Bima Yojana card online, you must register yourself at the Rajasthan SSO website. Here are the steps you need to follow:
Follow these steps for the Bhamashah Swasthya Bima Yojana card activation process:
Through your eMitra account, you can easily update your Bhamashah card bank account:
If you need to make any changes to your Bhamashah Swasthya Bima Yojana card and edit the details, here’s how you can do it:
Here are some important criteria that need to be met for a Bhamashah Swasthya Bima Yojana card:
The applicant should be a resident of Rajasthan.
The applicant must be a BPL (Below Poverty Line) cardholder to be eligible for the BSBY scheme.
The individual should have a bank account opened under the Bhamashah Swasthya Bima Yojana.
The Bhamashah card is only valid in the state of Rajasthan.
You can keep the following documents ready while raising a claim under the Bhamashah Swasthya Bima Yojana:
Valid photo ID of the patient
Valid Bhamashah card or copy of ration card
Patient's photograph at the time of admission
Copy of investigation reports
As the Bhamashah Swasthya Bima Yojana is a cashless health scheme, the healthcare expenses incurred shall be directly settled by the insurance provider. In the event of a medical emergency or planned treatment, you must take your Bhamashah card and ID proof to a network hospital. After the insurer authorises the cashless treatment, the policyholder can seek medical care. The hospital shall send the hospitalisation bills and receipts to the insurance company and the claim shall be directly settled.
For any BSBY scheme-related queries, you can contact the following people:
Dr. Vikram Singh, Consultant: Email ID - email@example.com, Contact No. - 9529963867
Ms. Aachu Agrawal, Programme Officer, BSBY: Email ID - firstname.lastname@example.org, Contact No. - 8764848541
Sh. M.P Jain, SNO(M), BSBY: Email ID - email@example.com, Contact No. - 9414057269
Sh. Buddhi Vardhan, Programme Officer: Email ID - firstname.lastname@example.org, Contact No. - 8146545515
Ms. Priyanka Kapoor, SNO(P), BSBY: Email ID - email@example.com, Contact No. - 9414063905
For any BSBY claim-related queries, you can reach out to:
Manager, Jaipur Regional Office, The New India Assurance Agency, Ph.0141-2643842
Helpline No. NIA Office (BSBY) Jaipur Regional Office, The New India Assurance Agency, 0141-2609947
Contact No. - 0141-2609838, 0141-2617965
Email ID - firstname.lastname@example.org
No. The Bhamashah Swasthya Bima Scheme is only available for the residents of Rajasthan.
Yes, you can apply for a BSBY card online by visiting the official Rajasthan SSO website.
After you have opened a bank account and registered all the family members under the BSBY scheme, it will take 2-3 months to get the Bhamashah card.
Individuals who fall under the BPL category and are covered under the National Food Security Act (NFSA), 2013, and Rashtriya Swasthya Bima Yojana (RSBY) can avail the benefits of the BSBY card.
The Bhamashah card is issued in the name of the eldest female member of the family.
With the help of the Bhamashah card, the policyholder can enjoy a cashless facility at network hospitals while seeking treatment!
A cashless health insurance plan, the Bhamashah Swasthya Bima Yojana (BSBY) was launched with the aim to provide healthcare treatment benefits to the residents of Rajasthan.
The eligible beneficiaries get coverage up to ₹30,000 for general ailments and up to ₹3 Lakhs for critical illnesses.
No, this scheme is available only to the residents of Rajasthan.
Yes, physically challenged people and students are also eligible under the Bhamashah Swasthya Bima Scheme.