Deen Dayal Swasthya Seva Yojana (DDSSY)

Deen Dayal Swasthya Seva Yojana is a cashless healthcare scheme launched by the Government of Goa. This scheme has been designed to provide the residents of Goa with yearly medical coverage ranging from Rs. 2.5 Lakhs to Rs. 4 Lakhs per family. The DDSSY scheme covers 447 different procedures, including ones that require hospitalisation. 

 

To enjoy the benefits under this scheme, a nominal annual premium ranging from Rs. 200 to Rs. 300 per family is required to be paid. 

DDSSY Benefits

Beneficiaries of Deen Dayal Swasthya Seva Yojana enjoy several advantages such as:

 

• As a part of the annual health cover, cashless medical facilities are available which are capped at ₹2.5 Lakh a year for a family of three or fewer members. This limit is ₹4 Lakh for those with four members or above. In case you are not eligible for DDSSY benefits, you can buy a health insurance plan that suits you best at Bajaj Markets.

• GMC and DHS medical, both institutes have free OPD and primary care available to members of DDSSY.

• The scheme covers up to 447 procedures that may require hospitalisation and takes into account the highest rates as incorporated from CGHS, states as well as institutes of national excellence.

• There is an upper limit of ₹15,000 that applies to medicines for chronic health conditions like hypertension and diabetes.

• Epilepsy, Multiple Sclerosis and Cerebral Palsy’s medication are covered as a part of DDSSY benefits.

• Those hospitalised for mental health conditions or ayurvedic treatment shall be directed only to government centres.

• High-end diagnostic treatment requires the reference of a government hospital or doctor and is available at fixed rates as per GMC.

• Non-beneficiaries are charged 30% of the package rates in the procedures listed in Deen Dayal Swasthya Seva Yojana for the initial year. These charges go up to 60% and further to 100% in the second and third year respectively.

Eligibility Criteria of DDSSY

In order to be eligible for the Goa Government’s Deen Dayal Swasthya Seva Yojana, a prospective applicant should fulfil a few conditions. These include:

 

• You should be a citizen of Goa living in the state for the past 5 years

• You should not be a Central or State Government official already covered by the medical reimbursement scheme of the government

DDSSY Documents Required

If you are a Goa resident interested in enrolling in the scheme to avail DDSSY benefits, here are a few documents you are required to furnish:

 

• Aadhaar card

• Enrolment’s acknowledgement slip

• Residence proof that should have been issued 5 years ago. For instance, passport, driving licence, voter ID, etc.

• Ration card

• Certificate of income (as proof of yearly income below ₹6 Lakh for OBC individuals)

• Caste certificate issued by either the Directorate of Tribal Welfare or the Deputy Collector for SC/ST applicants

• Disability certificate for differently-abled individuals

   

How to Apply for Deen Dayal Swasthya Seva Yojana

To apply for the DDSSY new registration online, you must follow these steps:

 

• Visit goaonline.gov.in and register by providing personal details of eligible persons like name, address, etc. along with OTP based authentication

• Now login and go to your profile to validate your Aadhaar card number

• Fill in your card number and search for member details

• Now generate OTP by clicking on the relevant link. Enter the OTP sent to your registered mobile number for validation

• Fill in the information in the mandatory fields and upload documents

• Click ‘Proceed to Pay’ to make a payment towards the registration fee

• After you are done with the payment, note down the acknowledgement number for tracking purpose

• The DDSSY card will be available for download only after the verification and approval of the application are done

• You should collect your DDSSY card within 30 days from the respective office that you select during application entry

Note: Click on ‘DDSSY renewal’ in the services menu if you are already a member and want to do DDSSY card renewal.

List of hospitals under the Deen Dayal Swasthya Seva Yojana

Here is a list of DDSSY hospitals in Goa:

Conclusion

If you are living in Goa, you can enrol in the scheme to avail the DDSSY benefits at reasonable rates. However, rising medical costs and increasing incidences of both infectious and chronic lifestyle diseases warn that you opt for a higher insurance cover to safeguard the health of you and your family. Health insurance available on Bajaj Markets offers tailor-made plans with a sum insured of up to ₹50 lakh so that your family members get the best medical care when the need arises.

 

The policy covers pre and post hospitalisation, expenses related to maternity and newborn, organ donation as well as Ayurvedic and homoeopathic treatment. No matter where you reside in India, with the extensive network of more than 6500 empanelled hospitals, you can rest assured that your family gets quality healthcare access in an emergency. So, choose the right health insurance plan today to stay prepared for a medical emergency in the future.

Health Insurance Plans Available at Bajaj Markets