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The Mukhyamantri Amrutum (MA) Vatsalya Yojana is a healthcare scheme tailored to alleviate the medical expenses burden for families residing below the poverty line (BPL) in Gujarat. This inclusive health insurance scheme has been extended to provide financial security to lower-middle-class families as well. With a sum insured of ₹3 Lakhs per family, the Mukhyamantri Amrutum Vatsalya Yojana ensures comprehensive coverage. This is from the point of diagnosis of covered ailments through the entirety of post-hospitalisation care.

Key Features & Benefits of Mukhyamantri Amrutum Vatsalya Yojana Scheme

The following table enlists the features and benefits of the MA Vatsalya Yojana Scheme.

Features of MA Vatsalya Yojana

  • Policy beneficiaries do not have to pay any enrollment amount/insurance premium to avail of the benefits. It is a 100% government-funded scheme.

  • The scheme provides up to ₹3 Lakhs to each family annually.

  • A maximum of five family members can avail of the benefits under the scheme.

  • ASHA workers are given ₹100 for each BPL family they register under this scheme.

  • The State Government transfers the benefit amount through RTGS (Real-time Gross Settlement).

  • The policy conducts Mega and General Health Camps every month on district levels with the help of government and private hospitals empanelled under the scheme.

  • The authorities at MA Vatsalya Yojana have dedicated data centres and servers to manage/store information. The IT agency that helps them do so is known as (n)Code Solutions.

  • All processes under the MA Vatsalya Yojana Scheme are paperless.

  • The beneficiaries can be enrolled under the scheme throughout the year.

  • Beneficiaries can be enrolled at the Civic Centre Kiosks and Taluka Kiosks.

  • There is no mediator involved in the entire process.

Benefits of MA Vatsalya Yojana


  • Besides ₹3 Lakhs, the scheme provides benefits up to ₹5 Lakhs for Kidney Transplant, Liver Transplant, and Kidney + Pancreas Transplant procedures. 

  • It also provides coverage for the following: Cardiovascular diseases, Renal diseases, Neurological diseases, Burns, Polytrauma, Cancer, Neonatal diseases, Knee & Hip Replacement, Liver and Kidney + Pancreas Transplant and 600+ other procedures.

  • Each beneficiary is issued a QR-coded card that contains biometric thumb impressions, photos, a unique registration number (URN), and district and Taluka name.

  • The policy also offers coverage for transportation charges of up to ₹300 per hospitalisation.

  • It also covers the cost of repatriation of remains at ₹6 per km from the hospital to the beneficiary’s house.

  • The policy provides all the benefits under the PMJAY Scheme.

List of Treatments Covered Under Mukhyamantri Amrutum Vatsalya Yojana

Any person eligible under the MA Vatsalya Yojana scheme will have coverage for the following list of treatments:

  • Cardiovascular Surgeries - Total of 153 Benefit Packages

  • Neurosurgery - Total of 49 Benefit Packages

  • Burns - Total of 12 Benefit Packages

  • Poly Trauma (Not covered by Motor Vehicle Insurance) - Total of 8 Benefit Packages

  • Cancer (Surgical Oncology, Chemotherapy & Radiation Oncology) - Total of 210 Benefit Packages

  • Renal (Kidney) -  Total of 21 Benefit Packages

  • Neonatal diseases - Total of 23 Benefit Packages

Eligibility Criteria for Mukhyamantri Amrutum Vatsalya Yojana

The individuals and families listed in the BPL list by the State Government are eligible under the MA Vatsalya Yojana. Furthermore, each family member should be present when enrolled under the scheme. However, families that belong marginally above the poverty line can be under the MA Vatsalya Vatsalya Yojana if they follow these criteria –

  • The annual income of the family is up to ₹3 Lakhs   

  • Any member(s) who are Accredited Social Health Activist (ASHA) workers

  • Any member(s) who have accredited reporters

  • Class-3 and Class-4 employees employed on a fixed payroll by the State Government

  • U-win Card holders

  • Senior Citizens with families having total annual income of up to ₹6 Lakhs

Documents Required to Apply for MA Vatsalya Yojana

It is necessary to have the following documents when visiting the nodal agency for enrolment:

  • Address proof

  • Identification proof

  • Proof of income/Income Certificate

  • Certificate stating that your family qualifies as below-the-poverty line

List of Empanelled Hospitals under MA Vatsalya Yojana

Download the list of network hospitals empanelled under the MA Vatsalya Yojana scheme in various districts of Gujarat

 

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Claim Process for Mukhyamantri Amrutum Vatsalya Yojana

Claiming benefits under the Mukhyamantri Amrutum Vatsalya Yojana is an easy and paperless process. All you have to do is submit your QR MA card to the network hospital for verification, after which treatment is started. The entire process is cashless with the claim settled directly between the insurance company and the hospital once the treatment is over.

Mukhyamantri Amrutum Vatsalya Yojana Helpline Number

A toll-free helpline number 1800-233-1022 is provided to address any queries of those enrolled with the scheme. Apart from this, you can also mail the concerned officials at mayojanagujarat@gmail.com. 

 

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FAQs on Mukhyamantri Amrutum Yojana

How many members of a family are covered under this scheme?

A maximum of 5 members can be enrolled as per the regulations. However, a newborn child can be considered as the 6th member.

What is the waiting period for pre-existing conditions?

MA card covers all pre-existing diseases from Day 1 of enrollment in the Mukhyamantri Amrutum Yojana.

Who is eligible under the MA Yojana scheme?

People who fall under the Below Poverty Line (BPL) category in India are most likely to be eligible for the scheme. The eligible families have to get themselves enrolled at the nearest Taluka Kiosks to avail the benefits of the MA Yojana scheme.

What documents do the beneficiaries need to provide at the time of enrolment?

The eligible beneficiaries have to submit the following documents -

  • Address proof

  • Identity proof

  • BPL certificate

  • Income certificate

Are there any fees for issuing the MAA Card?

No. The beneficiaries do not have to pay anything for MA Vatsalya Card issuance.

How much coverage does the MA Yojana scheme provide?

The scheme provides tertiary medical coverage of up to ₹5 lakh to each eligible family. Besides, ₹300 is paid to the beneficiary for transportation to the empanelled hospital.

 

Can beneficiaries avail of cashless treatment without the MA Amrutam Card?

Eligible beneficiaries can avail of cashless medical treatments in absence of the MAA card at government hospitals only.

How many houses are there in the High Income Group category?

People who fall under the Below Poverty Line (BPL) category in India are most likely to be eligible for the scheme. The eligible families have to get themselves enrolled at the nearest Taluka Kiosks to avail the benefits of the MA Yojana scheme.

Are there any fees for issuing the MA Card?

No. The beneficiaries do not have to pay anything for MA Card issuance.

 

How do I obtain a copy of the Mukhyamantri Amrutum Yojana application form?

The PDF of the MA Yojana application form is not required for enrollment. Instead, you can visit the Mukhyamantri Amrutum website to locate your nearest kiosk. The form for application is provided at the kiosk itself.

Which procedures are not covered by the MA Amrutum Scheme?

The MA card does not mention any specific exclusions, however, there are certain categories of treatments that are not covered in the health scheme considering it provides financial assistance to low-income poor families -

 

  • Cosmetic treatments such as plastic surgery

  • A few Non-emergency procedures may not be covered as well

What are the characteristics of the Mukhyamantri Amrutum Yojana?

The Mukhyamantri Amrutum (MA) Yojana is a health insurance scheme specially designed to cover the medical expenses of families living under the Below Poverty Line (BPL) in Gujarat. The policy beneficiaries do not have to pay any enrollment amount/insurance premium to avail of the benefits. It is a 100% government-funded scheme. It provides up to ₹3 Lakhs to each family annually. A maximum of five family members can avail of the benefits.

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