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Introduction About Datsun redi-GO Insurance

Datsun redi-GO is an entry-level compact hatch from the house of Datsun. With its extensively reworked fascia, Datsun redi-GO takes the styling game a notch above what the segment has to offer.

 

The Datsun redi-GO price range starts from Rs. 3.83 Lakhs to 4.95 lakh. Note that the prices mentioned in this article are applicable only for New Delhi. The Datsun redi-GO on-road price varies from city to city depending on RTO charges and insurance cost changes.

 

You must be aware that you cannot drive a car on Indian roads without insurance. It is mandatory to buy at least third-party car insurance while purchasing a new car. The rough estimate for the Datsun redi-GO insurance is anywhere from Rs. 21,000 to Rs. 25,000, depending on the model/variant and the insurance plan you buy.

Check Datsun redi-GO Insurance Price For Different Variants

Datsun redi-GO has 6 variants and the insurance price varies with each of them. You can use any car insurance calculator available online to calculate these complicated prices. Bajaj MARKETS offers an easy to use and error-free online car insurance calculator.

 

It is advisable to know the car insurance premium before buying a car. Check out the insurance premium for different variants of redi-GO here.

Variant Name

Fuel Type

Ex-Showroom Price

Estimated Third-Party Premium~

FY 2022-23

(effective 1st April, 2022)

redi-GO D

Petrol

Rs. 4.20 Lakhs

Rs. 2094

redi-GO A

Petrol

Rs. 4.35 Lakhs

Rs. 2094

redi-GO T

Petrol

Rs. 4.65 Lakhs

Rs. 2094

redi-GO T Option

Petrol

Rs. 4.95 Lakhs

Rs. 2094

redi-GO 1.0 T Option

Petrol

Rs. 5.17 Lakhs

Rs. 2094

redi-GO AMT 1.0 T Option

Petrol

Rs. 5.40 Lakhs

Rs. 2094

Disclaimer: The information in the table above is for brand new Datsun redi-GO vehicles. Premium costs depend on the model, fuel type, variants, year and place of registration, add-ons, IDV, and other relevant factors.

How To Buy Datsun redi-GO Insurance Online?

Now, you must be aware of the insurance prices and on-road prices of the Datsun redi-GO. The next step will be buying an insurance cover for your vehicle.

 

Bajaj MARKETS is your one-stop destination for all types of insurance needs. You can buy car insurance online using this platform. It provides a quick and hassle-free insurance purchase.

 

Follow the below-mentioned steps to buy Datsun redi-GO insurance online.

 

  • Visit the Bajaj MARKETS website.

  • Navigate to the Car Insurance Calculator section.

  • Fill in details of your car such as the vehicle registration number and your phone number.

  • Enter other required details and fill the application provided.

  • You can check the Datsun redi-GO insurance plans available online and choose one that fulfils your needs.

  • Check what premium is due and pay this online immediately.

  • Once the payment is confirmed, your Datsun redi-GO insurance policy will be sent to your email ID.

Read More: Datsun Car Insurance

How To Renew Datsun redi-GO Insurance Online?

Always remember to renew your car insurance on time to avoid penalties and ensure financial protection. Renewing your Datsun redi-GO car insurance is a simple process. Given below are the steps for it:

 

  • Visit your insurer’s website.

  • Enter the details of your vehicle like the registration number as well as your phone number.

  • Fill in the details of your existing policy or policy which has expired.

  • You can check your Datsun redi-GO insurance renewal amount online.

  • Make your premium payment online.

  • Download your renewed Datsun redi-GO insurance policy, once the payment is confirmed.

Read More: Car Insurance Renewal

Why Should You Insure Your Datsun redi-GO?

Though these processes are easy and quick, you may be wondering why you should buy car insurance. Here is why you should opt for Datsun redi-GO insurance while purchasing it.

 

  • To drive on Indian roads, a third-party vehicle insurance is mandatory.

  • Insurance covers for third-party liabilities in the event of an accident.

  • Comprehensive policies provide personal accident cover.

  • Through network garages, you can enjoy the benefits of cashless transactions.

  • Insurance provides protection for your car against natural calamities, theft, fire etc.

Types Of Datsun redi-GO Car Insurance

There are two types of car insurances; Comprehensive Car Insurance and Third-Party Car Insurance. You can choose any one of them from Bajaj MARKETS based on your requirements.

1. Third-Party Car Insurance

A third party car insurance is the basic form of insurance cover. It covers bodily injury and /or death of a third-party and protects you from financial liabilities. The insurer will pay for the property damage to a third-party in the event of an accident involving the insured car.

2. Comprehensive Car Insurance

A comprehensive car insurance is an enhanced version of the third party one. While providing third-party coverage, it also provides personal accident cover for the damages caused to the insured car. Other than that, loss and damage to the vehicle due to theft, natural calamities, etc are also covered under this plan.

Inclusions

You should be aware of the inclusions and exclusions of the insurance policy before choosing one. Here are some common inclusions you should keep in mind when opting for your Datsun redi-GO insurance:

 

  • Third -party liabilities

  • Own-damage cover

  • Personal accident cover which could include passengers too

  • Damages to your car due to natural and man-made calamities including earthquakes, riots, etc.

  • Total loss because of theft

  • Expense cover for repairs and replacements

Exclusions

You should be well aware of what is not covered by your Datsun redi-GO insurance plan as you cannot claim anything for such conditions. Knowing these exclusions very well will help you in the claim process. Some of the common exclusions in car insurance plans are given below.

 

  • Normal wear and tear

  • Electrical or mechanical breakdowns

  • Damages caused when driving the vehicle outside geographical limits

  • Damages caused when driving the vehicle for any illegal purposes

  • Damages caused when driving under the influence of alcohol or illegal drugs

  • Damage or loss while you are driving without a valid licence

  • Damages which are sustained while your policy is inactive/invalid

  • Damage due to a war-like circumstance

Add-On Covers for Your Datsun redi-GO Car

While comprehensive car insurance helps you deal with the financial liability of an accident, it may not be completely enough. Here are some add-on covers that offer additional protection on your existing Datsun redi-GO insurance policy.

  • Zero Depreciation

It is commonly known as nil depreciation and also, bumper-to-bumper insurance cover. This cover helps you manage external care costs. Zero-depreciation cover takes care of all body repairs with no depreciation in the value of the car’s external parts.

  • Engine Protection

The replacement and repair of your car’s engine parts are covered under the engine protection. This includes pistons, rods and others.

  • No Claim Bonus Protection

For a successful claim-free year, you will receive 20-50% of the premium paid No Claim Bonus (NCB) every year. Even if you make some smaller claims as per the policy terms, the NCB Protection add-on helps you to retain your discount.

  • Passenger Cover

It financially protects the passengers travelling in the insured car against death or disability due to an accident.

 

Read More: Add-on covers for car insurance

Datsun redi-GO Claim Process

You can file for cashless claims and reimbursement claims for your car insurance at Bajaj MARKETS. Follow the steps mentioned below:

Process To File Cashless Claims

Your insurance company directly settles bills with the network garage if you are going for a cashless claim. For cashless claim on your Datsun redi-GO insurance:

 

  • Register your claim through the website or the toll-free number.

  • Go to the nearest network garage and get your car repaired.

  • Provide the documents asked for.

  • Your insurer will verify the submitted documents.

  • Once it is verified, all your bills will be directly settled with the network garage.

Process To File Reimbursement Claims

In a reimbursement claim, your insurer will reimburse the costs incurred while repairing your car. For claiming reimbursement on your Datsun redi-GO insurance:

 

  • Inform your insurer about the incident and the damages sustained immediately.

  • If it is a major accident where a third-party is involved, file an FIR.

  • Repair your vehicle at the garage of your choice and pay for it.

  • Submit the FIR, original receipts, bills and other documents to your insurance company.

  • Once verification is complete, your insurance company will settle your claim and reimburse the costs incurred.

Here is a list of documents you should submit to your insurer if you want to make a claim against your Datsun redi-GO insurance policy.

 

  • Car insurance policy

  • Vehicle details and information

  • Details of the incident

  • In case of theft or damage by a third party, a copy of the FIR filed

  • All original receipts/bills of replacement or repair

 

Read More: Car Claim Settlement Process

How To Reduce Insurance Cost For Your Datsun redi-GO

You can considerably decrease your Datsun redi-GO car insurance cost if you follow the below-mentioned strategies.

 

  • Browse through different Datsun redi-GO insurance plans and opt for one that suits your budget.

  • Don’t buy all add-on covers, as this increases the premium of the insurance plans.

  • Install an anti-theft system in your vehicle to prevent theft.

  • Avoid modifications that increase the chance of theft.

  • Pay for small repairs and replacements from your own pocket.

  • The higher the deductible (the amount that you pay from your pocket before the claim is covered), the lower the premium that you pay on your Datsun redi-GO insurance.

  • Claim NCB or No Claim Bonus at the end of insurance cover and earn back up to 50% of the premiums paid.

Top Tips to Maintain Your Datsun redi-GO

Your Datsun redi-GO will be your pride and joy. If you maintain your car on a regular basis, it will provide convenience and comfort for several years. Here are some top tips to maintain your Datsun redi-GO well:

 

  • Service your vehicle on regular intervals.

  • Try to drive at a steady speed between 60 and 80 km/hr.

  • Oil changes at recommended intervals will keep the car running for years without any trouble.

  • Filters, belts and spark plugs needed to be replaced on time if found to be worn or damaged.

  • Make use of wheel cleaners to clean rims on a regular basis.

  • Check tyres for wear and tear and replace them if required.

  • Regular exterior cleaning and waxing of your car can prevent rust.

Datsun redi-GO Maintenance Cost

You should take your Datsun redi-GO only to authorised centres for regular vehicle services. To know the approximate amount of Datsun redi-GO service cost, check out the table given below:

Service

Kilometres/Months

Free/Paid

Total Cost

1st Service

10000/12

Free

Rs. 1,160

2nd Service

20000/24

Paid

Rs. 2,930

3rd Service

30000/36

Paid

Rs. 3,559

4th Service

40,000/48

Paid

Rs. 2,930

5th Service

50,000/60

Paid

Rs. 2,930

Replacement Costs of Parts Changed During Services

It is important for you to know about redi-GO features and specs, not just when you purchase the vehicle, but also when and if you have to replace or change parts during regular services. Having this knowledge helps you to plan your expenses in a better way. The following table will give you an idea about key vehicle parts that may need changing or replacing and how much these will approximately cost you:

Vehicle Part

Datsun redi-GO Price

Oil Filter

Rs. 113

Air Filter

Rs. 165

Fuel Filter

Rs. 244

Spark Plug

Rs. 125

Fan Belt

Rs. 190

Note that these rates may change depending on the city, dealer and service centre.

Components To Be Replaced/Serviced At Different Intervals

Components in your vehicle have a life span that is limited, and beyond such limits, you would have to get parts replaced. The vehicle manufacturer typically specifies when these have to be changed in the service manual you receive when you purchase your vehicle. The table below showcases various main parts that may have to be changed at intervals to make sure that your vehicle runs smoothly.

Components

Replacement Interval

Engine Oil

After 10,000 Kms, or 1 year, whichever is reached earlier

Spark Plugs

3 years or 70,000 Kms

Clutch/Brake Fluid

30,000 Kms or 3 years

Drive Belt

Check every 60,000 Kms and then every 10,000 Kms

Fuel Filter

After every 40,000 Kms or 4 years

About Datsun redi-GO

Datsun redi-GO is one of the affordable hatchbacks in the Indian market. Along with its brave and bold road presence, redi-GO is well-equipped with comfort and convenience features. A stylish design with a chrome-finish honeycomb front grille, LED DRLs and modified bumper makes it more desirable.

 

The redi-GO is a 5-seater, available in 6 variants and 2 petrol engine options. The user-friendly dynamics and the best-in-segment ground clearance make Datsun redi-GO an enticing buy in the entry-level space.

 

Integrated with Automated Manual Transmission, redi-GO provides utmost comfort. The spacious cabin along with the premium interiors assures a superior feel while the class-leading safety features make it a complete drive. It is equipped with an Anti-Lock Braking System (ABS) and Electronic Brake Distribution (EBD) which makes it completely under your control.

 

In the redi-Go engine capacity department, you get to choose between two petrol engines: a 0.8 L and a 1.0 L engine. Both of them are available with a 5-speed manual transmission, while the 1 L has a 5-speed AMT variant as well. The redi-Go has a mileage of 21-22 kmpl, and this is a clear draw for many buyers.

Datsun redi-GO Variants

The Datsun redi-GO has six variants with different feature variations. Here is the list of variants on offer:

Variant

Fuel Type

Transmission

redi-GO D

Petrol

Manual

redi-GO A

Petrol

Manual

redi-GO T

Petrol

Manual

redi-GO T Option

Petrol

Manual

redi-GO 1.0 T Option

Petrol

Manual

redi-GO AMT 1.0 T Option

Petrol

Automatic

On-Road Price in Top Cities

When you buy any Datsun redi-GO, the final price will be decided according to the model/variant and the location from where you buy your vehicle in as well. Check out the Datsun redi-GO on-road prices in the top cities of the country.

City

Datsun redi-GO On-Road Price

Delhi

Rs. 4.20 Lakhs

Mumbai

Rs. 4.96 Lakhs

Pune

Rs. 4.47 Lakhs

Bangalore

Rs. 4.60 Lakhs

Chennai

Rs. 3.85 Lakhs

*Prices mentioned are that of the base variant

Features Of The Datsun redi-GO

The features of the Datsun redi-GO base model and more advanced models offer stiff competition to other vehicles in similar categories of vehicles. Here are some key features, depending on the variant you buy:

Variant

Airbags

Power Steering

Anti-lock Braking

Touch Screen

Reverse Parking Assist Camera

redi-GO D

2

No

Yes

No

No

redi-GO A

2

Yes

Yes

No

No

redi-GO T

2

Yes

Yes

No

No

redi-GO T Option

4

Yes

Yes

Yes

Yes

redi-GO 1.0 T Option

4

Yes

Yes

Yes

Yes

redi-GO AMT 1.0 T Option

4

Yes

Yes

Yes

Yes

Conclusion

A car that you bought will be an entire family’s dream. Be it any car, it needs maintenance to perform well and long. If anything unforeseen happens to your car, vehicle insurance will give you not only financial but also legal protection. Since it is mandatory to have vehicle insurance in India to drive around, buying Datsun redi-GO insurance is the wisest decision you can make.

 

Choosing to purchase a car insurance from Bajaj MARKETS will help you tide over costs that your car may have to incur. Bajaj MARKETS assures a safe and secure platform to buy car insurance that suits your needs.  

Check Out Car Insurance Plans Available at Finserv MARKETS

FAQs on Datsun redi-GO Insurance

  • ✔️Does the capacity of the car engine play a role in deciding the insurance premium paid?

     The engine’s capacity does have a role to play in determining car insurance, as the higher the cubic capacity, the more insurance premium amount you will have to pay.

  • ✔️What is the average cost of comprehensive car insurance for Datsun redi-GO in India?

     The rough estimate for the Datsun redi-GO insurance is anywhere from Rs. 21,000 to Rs. 25,000, depending on the model or variant, your city and the insurance plan you buy.  

  • ✔️Is it compulsory to buy car insurance?

     Yes, the Motor Vehicles Act of 1988 states that it is compulsory to have a third-party car insurance plan for your vehicle while you drive on Indian roads.

  • ✔️Can I issue a car insurance plan at Bajaj MARKETS for less than a year?

     No, at Bajaj MARKETS, you can opt for a Datsun redi-GO insurance plan for one full year.

  • ✔️Will I be fined if I am caught driving my car without a valid car insurance policy?

     Yes, you will be charged a traffic challan under the New Motor Vehicles Act, 2019. For the first offence, the penalty for driving your vehicle without a valid car insurance is Rs. 2,000 and/or imprisonment up to three months. For subsequent offences of driving without a valid car insurance, the penalty is Rs. 4,000 and/or imprisonment of up to three months.  

  • ✔️Do I get to choose the IDV amount when buying Datsun redi-GO insurance?

     Yes, some insurers let you choose the IDV amount based on which your Datsun redi-GO insurance premium would vary.

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