Hyundai Aura Insurance

When purchasing the Hyundai Aura, you must necessarily also opt for Aura insurance. Launched in 2020, the deluxe sedan ranges between ₹9,14,263 and ₹9,58,074 (on-road). The 5-seater car falls in the compact sedan segment and features a sporty exterior and ultra-comfortable interiors. Available in petrol, CNG and diesel variants, each Aura model offers unmatched mileage benefits. The luxurious sedan is both spacious and affordable, making it the perfect car for families. You can secure this car with a comprehensive Hyundai Aura insurance policy starting from just Rs. 11,885.

The displayed ex-showroom price of a Hyundai Aura excludes a number of other expenses. The price you pay for the model is the elevated on-road price that includes Hyundai Aura insurance expenses, registration charges, accessories purchased (if any), etc.

Hence, knowing your Hyundai Aura insurance costs is of paramount significance, before you proceed to buy it. Here’s a brief look at these premium estimates:

You can compare Hyundai Aura insurance costs in India online to purchase a plan that strikes the perfect balance between your budgetary parameters and insurance needs. All you need to do is follow the below-mentioned steps to pick a car insurance plan for your Hyundai Aura via Bajaj Markets:

1. Initiate the process by visiting the Bajaj Markets website and heading to the ‘Car Insurance Premium’ Section.

2. Enter the registration number of your car and your mobile number

3. Browse through the different insurance plans for Hyundai Aura and pick one.

4. Pay the premium for the selected plan online.

5. Submit your application and wait for your Hyundai Aura insurance policy document to be mailed to you.

Once you’ve bought the right Hyundai Aura insurance policy, you must renew it at stipulated intervals to continue enjoying uninterrupted protection and benefits. You can renew your Hyundai Aura insurance policy within a matter of minutes. Simply follow the below-mentioned steps:

1. Visit your insurer’s website.

2. Go to the ‘Car Insurance Renewal’ section.

3. Enter details of your car registration and your phone number.

4. Submit existing or expired policy details.

5. Be sure to check the Hyundai Aura insurance price for renewal of your insurance cover before you proceed.

6. Through any of the available online channels, you can make your premium payment.

7. After this, you can download a copy of your renewed Hyundai Aura insurance policy for your reference.

While cars are hefty investments, paying for their upkeep and repairs is equally costly. Moreover, such Hyundai Aura insurance policies help mitigate your burden of financial liabilities in the event of an accident or theft of the vehicle.

Under Indian laws, insuring your car is not just optional but legally mandatory. However, there are quite a few benefits you can derive by fulfilling this statutory requirement. Here’s why you should opt for an insurance cover for your Hyundai Aura:

• Your Hyundai Aura insurance policy offers compensation for the theft or loss of the vehicle
• Repairs needed by your car after a collision or accident are covered by your policy
• Damages sustained by your car as a result of natural calamities like earthquakes, cyclones, etc. are covered by your insurance policy
• Damages to your car resulting from man-made calamities like strikes, riots, etc. are also covered by your insurance policy
• You can face fines and legal penalties for driving without an active Hyundai Aura insurance policy
• Accident compensations for third-party injuries or casualties involving your insured car are covered by the policy
• As per the Motor Vehicles Act of 1988, all cars running on Indian roads have to be insured with a third-party insurance policy

Since there are two main types of car insurance policies available in the market, your Hyundai Aura insurance price will depend on the kind you pick. This price difference is directly correlated to the varied coverage umbrellas of these policy variants.

Thus, before you begin shortlisting plans on Bajaj Markets, you must get acquainted with what these two types of Hyundai Aura insurance policies stand to cover. Here’s a quick look at the two types of Hyundai Aura car insurance plans in India:

Third-party Car Insurance:

As the name of the policy suggests, a third-party car insurance plan offers you fiscal protection from third-party liabilities. Thus, in the event of an accident, this policy cover will be activated to compensate for third-party property and life damage caused by your insured car.

While the Motor Vehicles Act of 1988 makes this type of insurance mandatory for all cars, it is important to note that the scope of such a plan is indeed limited. In other words, this kind of policy does not extend its coverage to offer protection to the driver, or even to the insured car.

Comprehensive Car Insurance:

Comprehensive car insurance plans may be the more prudent choice for those looking for a more holistic protection umbrella. The extensive coverage bandwidths of such plans cover not only third-party liabilities but also extends to personal damage compensations.

Thus, if your car needs repairs after an accident, your comprehensive Hyundai Aura insurance plan will pay for these repairs as well as any third-party damages. Additionally, you can opt for riders like engine protection covers, consumable covers, roadside assistance, etc. to further extend the protective umbrellas of such plans.

Whether your claim is approved or rejected depends on the inclusions and exclusions outlined in your policy document. Thus, reviewing policy inclusions and exclusions is essential when buying a Hyundai Aura car insurance plan.

To prevent claim rejections and make the most out of your Hyundai Aura insurance policy, you must carefully assess this part of your policy document. If you’re thinking of purchasing a car insurance plan for your Hyundai Aura via Bajaj Markets, here’s a list of common policy inclusions to remember:

• Third-party compensation

• Own damage cover that extends to other passengers

• Repairs needed due to a collision or accident

• Natural calamity-induced damages to the vehicle

• Man-made calamity-induced damages to the vehicle

• Replacement cost coverage for the insured car

While it is important to know what’s covered by your Hyundai Aura insurance policy, it is equally vital to be aware of instances when you might not receive compensation for damages. Here’s a list of the most common policy exclusions for insurance plans purchased on Bajaj Markets:

• Repairs needed for electrical or mechanical breakdowns

• Sustained wear and tear of the vehicle due to regular use

• Damages caused to the vehicle when you’re driving under the influence of alcohol or other intoxicants

• Damage to the vehicle if you’re driving it without a valid and active driver’s licence

• No damage compensations are paid when your Hyundai Aura insurance policy has expired and needs to be renewed

The best way to reduce financial burdens and enhance the protective scope of your Hyundai Aura car insurance policy is to opt for add-on covers. These add-on riders of Hyundai Aura insurance help improve the protective bandwidth of your car insurance plan, offering you a plethora of benefits, apart from the regular ones covered by your plan.

However, there is a slight caveat to be considered in this regard. Since you have to pay extra for each add-on cover of Hyundai Aura insurance you select, the on-road price of your Hyundai Aura increases with each rider you purchase.

Picking only essential riders, based on your needs and budget can help you improve the scope of your Hyundai Aura insurance policy without overextending your budget. Here’s a list of some of the most beneficial add-on covers to help you make this decision:

Zero-Depreciation Cover

With zero depreciation cover in place, in the event of an accident or collision, you can claim your damage compensation in full, without worrying about deductions due to wear and tear of your car parts.

Roadside Assistance Cover

Finding roadside assistance during an emergency can be both difficult and expensive. With this cover, you get to enjoy unlimited roadside assistance, anywhere, anytime.

Personal Accident Cover

As the name suggests, this cover provides the driver with a comprehensive accident cover. Thus, if you sustain injuries or permanent disabilities from an accident, this rider covers the financial burden of the same.

No Claim Bonus Protection Cover

You stand to enjoy 20%-50% discounts on renewal premiums with your accumulated No Claim Bonus. However, filing claims may hamper this discount quite significantly. With this add-on rider, you can help prevent that.

You can file a cashless or reimbursement claim for Hyundai Aura insurance within seconds on the Bajaj Markets portal. This process has been outlined in detail below:

Process for Filing Cashless Claims

By opting for Hyundai Aura insurance plans with cashless claim settlement benefits, you get to bypass any upfront payment requirements. In other words, after an accident, when your car requires repairs, you can get the repairs done without paying out of your pocket. The expense incurred is directly settled between your insurer and the garage.

You can file a cashless claim against your Hyundai Aura car insurance policy on Bajaj Markets by following these easy steps:

• Contact your insurer to inform them about the details of the accident
• Visit the nearest garage with your damaged vehicle
• Get your vehicle repaired
• Mail your repair bills and receipts to the insurer
• Once these documents are verified, your insurer will settle your claim

Process for Filing Reimbursement Claims

Alternatively, you can pay for the repairs upfront and file for reimbursement later. Filing a reimbursement claim against your Hyundai Aura car insurance is equally easy on Bajaj Markets. Here’s what you need to do:

• Let your insurer know about the damages to your car after the accident
• Take your car to a nearby garage
• Pay for the repairs/replacements needed
• In the event of theft, an FIR is needed
• Send your original bills to the insurer for verification
• Your compensation will be disbursed post verification

The claim settlement process is made super-easy with the minimal documentation clause. Here’s a list of documents you need when filing a claim against your Hyundai Aura car insurance policy:

• Your car’s insurance documents
• Details of your insurance provider
• Details of your vehicle like registration number, RTO, etc.
• Details about the accident/collision
• A copy of the First Incident Report or FIR if the vehicle is stolen
• All repair bills and receipts in original

While your Hyundai Aura insurance plan offers you a plethora of benefits, paying its hefty premiums will surely take a toll on your wallet. To avoid this, use the tips listed below to reduce the price of your Hyundai Aura insurance plan:

• Installing anti-theft devices like gear locks and alarms can help reduce your insurance premiums

• A higher deductible limit can bring down premiums

• Compare Hyundai Aura insurance rates online before purchasing a plan

• Forego small claim settlements to maintain your No Claim Bonus benefits

• Maintain a pristine driving record to avail of discounts on your Hyundai Aura insurance premiums

• You can minimise depreciations by servicing your car as per the manufacturer’s guidelines

• Using cruise control when driving can help lower your fuel consumption as well as reduce chances of accidents and collisions

• Refrain from purchasing unnecessary add-on riders to reduce Hyundai Aura insurance premiums

You have to diligently follow certain care tips to keep your Hyundai Aura in mint condition. To this end, you can use the tips mentioned below to maintain the safety and style quotients of your Hyundai Aura:

• Use a cover to shield the body of the vehicle from harsh weather elements
• Change the engine oil and air filter at regular intervals
• Inspect tyre pressures and rotate tires from time to time
• Check the front of the radiator to ensure that its clean
• Wash the car every month to ensure it remains in pristine form
• Lubricate door latches and locks
• Polish your car seat with wax
• Vacuum the interiors regularly
• Check the windshield washer fluid and headlight alignment

Servicing your Aura in a timely fashion comes with a host of benefits. Apart from boosting the fuel efficiency of the vehicle, the mileage of your Hyundai Aura is also improved if your car is serviced as per the schedule outlined by the manufacturer.

From replacing the engine oil and air filter of your car regularly to ensuring that its battery remains corrosion-free, the maintenance costs of your Hyundai Aura can be quite hefty. You can get in touch with a Hyundai service centre to get a clearer idea about the servicing costs for your Hyundai Aura.

While it is important to replace component parts of your Hyundai Aura, it is equally important that you do so within the time intervals stipulated by the manufacturer. These timeframes are recommended by Hyundai and must be adhered to for the safety of the vehicle.

Hyundai Aura’s service schedule has been highlighted below:

With a best-in-class mileage of 20-28 km/l, Hyundai Aura is one of the most sought-after compact sedans in the Indian market. Available in both manual and automatic transmission variants, this classy, 5-seater sedan comes in petrol, CNG and diesel variants. Hyundai Aura’s on-road prices start from Rs. 9,14,263 and can extend up to Rs. 9,58,074, depending on the model selected.

Hyundai Aura models are fitted with BS6 compliant engines that fuel the robust performance of the car. You can opt for a manual or automated 1.2-litre engine producing an impressive 81bhp or forego the automatic transmission option by siding with a 1-litre variant with 98bhp. The 4-cylinder diesel Aura variant comes with a 74bhp producing 1.2-litre engine.

You can choose from a total of 12 variants that come in 6 alluring shades, with stylish R15 alloy wheels that complete the premium look of the car. The interior design of the Aura borrows heavily from the Nios hatchback and features an 8-inch touchscreen navigation system with multiple connectivity options.

Whether you prefer petrol-powered sedans or ones running on robust diesel engines, Hyundai has ensured that you get to pick your match from its long list of variants. You can also pick your ideal sedan based on engine capacity and transmission. Here’s a look at the 12 Hyundai Aura models available in the market:

When purchasing a Hyundai Aura, you have to pay the on-road price of the vehicle, not simply its ex-showroom estimate. This price includes the cost of additional accessories you may have opted for as well as its insurance and RTO expenses.

Since these expenses tend to differ from one Indian city to the next, the on-road price of a Hyundai Aura will be different in Delhi as compared to Pune. Here’s a look at Hyundai Aura prices in some major Indian cities:

The top-notch features of this classy sedan set it a class apart from the rest of the models available in the market. Hyundai Aura’s high ground clearance of 165mm ensures a smooth driving experience, irrespective of the model you pick.

Let’s have a look at some of the key features that the variants of this luxurious sedan have to offer:

Hyundai Aura’s top-notch features, impressive specifications and powerful performance make it one of the best-selling models in the sedan segment. While purchasing this spacious sedan can be a hefty investment, you can curb future financial repair costs for the same by opting for a comprehensive car insurance policy.

Since such Hyundai Aura insurance policies shoulder any financial liabilities arising out of accidents or collisions involving the Aura, you will be fairly compensated for all your repair expenses. This will help you drive in peace.