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Kia Seltos Insurance

Kia Seltos is a luxurious SUV from the Korean automobile manufacturer Kia. With an engine capacity of up to 1497cc, the Seltos received a 3-star safety rating at the Global NCAP crash tests. The ex-showroom price of the vehicle ranges between ₹10.19 lakh - ₹18.45 lakh. Although the Kia Seltos is well-built with dual airbags for the driver and the passenger, it doesn’t beat the need for a comprehensive insurance plan. The Kia Seltos insurance makes sure you are financially safeguarded against untoward risks that may occur on the road while travelling.

Kia Seltos Variants

Kia Seltos Variants

Fuel Type

Ex-Showroom Price*

Estimated Third-party Premium~

Seltos HTE


₹10.19 Lakh


Seltos HTE D


₹11.09 Lakh


Seltos HTK


₹11.25 Lakh


Seltos HTK Plus


₹12.35 Lakh


Seltos HTK D


₹12.39 Lakh


Seltos HTK Plus iMT


₹12.75 Lakh


Seltos HTK Plus D


₹13.49 Lakh


Seltos HTK Plus iMT D


₹13.99 Lakh


Seltos HTX


₹14.15 Lakh


Seltos HTX IVT


₹15.15 Lakh


Seltos HTX D


₹15.29 Lakh


Seltos GTX Option


₹15.85 Lakh


Seltos HTX AT D


₹16.29 Lakh


Seltos HTX Plus D


₹16.39 Lakh


Seltos GTX Plus


₹16.95 Lakh


Seltos GTX Plus DCT


₹17.85 Lakh


Seltos X-Line DCT


₹18.15 Lakh


Seltos GTX Plus AT D


₹18.15 Lakh


Seltos X-Line AT D


₹18.45 Lakh


Disclaimer: The Kia Seltos ex-showroom prices are for Delhi and are subject to change based on the city.
Third-party premium rates are indicative. The actual Kia Seltos insurance premium cost that you may have to pay may change depending on various aspects. Please check the prevailing premium rates before purchasing your car insurance policy.

How to Purchase Kia Seltos Insurance Without Hassles!

With these steps, you can easily buy Kia Seltos car insurance at lucrative prices:


Step 1: Go to the ‘car insurance premium calculator’ page on the Bajaj MARKETS website.


Step 2: Fill in the vehicle registration number and contact number.


Step 3: Provide the information required in the application form.


Step 4: Opt for an insurance policy that suits your needs.


Step 5: Complete the payment process.


Step 6: Your Kia Seltos insurance policy will be sent to your email ID.


How to Renew Your Kia Seltos Insurance

Opt for timely renewal of your Kia Seltos one year insurance plan in the following way:


Step 1: Go to the ‘car insurance renewal’ page on your insurance provider’s website.


Step 2: Enter your car registration number and contact number.


Step 3: Provide your previous insurance policy details.


Step 4: Check your Kia Seltos insurance renewal premium.


Step 5: Complete the payment process.


Step 6: Download your four-wheeler insurance policy document.


Read More: Car Insurance Renewal


Why Insure Your Kia Seltos SUV

Even though the Kia Seltos is a premium SUV with good safety features, comprehensive car insurance is a must. Furthermore, in the event of an unforeseen mishap such as theft, recovering the cost of your stolen four-wheeler might drain your savings. Purchasing a similar car model of almost ₹11 lakh can be quite expensive when you could just opt for comprehensive Kia Seltos insurance. Getting protection against perils such as accidental damage, theft, third-party liabilities and more, you can be worry-free when it comes to your precious vehicle.

Why Choose Third-Party or Comprehensive Car Insurance?

  • Third-Party Car Insurance

Did you know that insurance is mandatory to drive on public roads? Third-party car insurance is a must under the Motor Vehicles Act, 1988, and secures you against third party loss and damage. As it is a basic plan, it does not offer protection to your own vehicle in the event of an accident.

  • Comprehensive Car Insurance

Comprehensive car insurance ensures complete security against numerous perils. This includes third-party liability, natural calamities, disasters, theft and more! Although the Kia Seltos insurance price is higher when compared to the basic plan, you can avail maximum coverage for your four-wheeler.

What’s Covered Under Car Insurance?

Third-party Kia Seltos insurance covers third-party loss, the death of the victim, bodily injuries, etc. Furthermore, comprehensive insurance includes man-made disasters, accidental damage, natural calamities, third-party liabilities, theft, etc.

What’s Not Covered Under Car Insurance?

The comprehensive Kia Seltos insurance doesn’t cover damage resulting from driving under the influence, natural ageing or wear and tear of the car, mechanical or electrical breakdown, driving without a valid licence, etc.

Must-Have Add-On Covers for Kia Seltos Insurance

Add-on covers enable you to enhance your Kia Seltos car insurance plan with additional coverage features. So, here are a few add-ons that you can purchase with your four-wheeler policy:

  • Zero Depreciation Cover

Make sure you get complete coverage without any deductions owing to depreciation with zero depreciation cover in Kia Seltos insurance.

  • Engine Protect Cover

Be it water seepage or oil leakage, the engine protect cover secures the repair and replacement cost incurred due to the damage.

  • NCB Protection Cover

Make a specified number of claims during the policy period without losing the No Claim Bonus reward by opting for NCB protection cover!

  • Roadside Assistance Cover

If you are ever stuck in the middle of nowhere due to vehicular issues, you can rest assured with a 24x7 roadside assistance cover in Kia Seltos insurance.

Make a Claim Under Kia Seltos Insurance

Here are a few key documents that you need to submit while filing your insurance claim:

  • Kia Seltos car insurance policy

  • Details about the insurance provider

  • Specifications of the vehicle

  • Details of the occurrence

  • Original repair receipts

  • Copy of the FIR in the event of theft or third-party damage

There are two types of Kia Seltos insurance claims:

  • Cashless Claim Under Car Insurance

Inform your insurer about the claim at the earliest. Take your Seltos to a network garage and get it inspected by the appointed surveyor. After your vehicle has been repaired, the insurer will directly settle the cashless claim.

  • Reimbursement Claim Under Car Insurance

Intimate your insurance provider regarding the claim as soon as possible. Take your vehicle to a preferred garage to get it repaired and pay for the cost. Submit the required documents and the original receipts to the insurer. After verifying the claim details, the amount shall be reimbursed.

Read more: Car Insurance Claim Process

Some Tips to Reduce Kia Seltos Insurance Premium

Make significant savings by following these tips to lower your Kia Seltos car insurance cost per year:

  • Claim the NCB Reward

Avail a reward on your Kia Seltos insurance renewal premium by maintaining a claim-free year and claiming the No Claim Bonus!

  • Install Anti-Theft Devices

The insurance company shall offer an additional bonus on your premium quote if you install ARAI approved anti-theft devices.

  • Maintain Your Four-Wheeler

Ensure to follow the scheduled servicing of your Kia car to steer clear of any vehicular trouble that may result in a claim!

  • Avoid Raising Small Claims

If you are wondering how one can maintain a claim-free year, this tip is for you! By covering inexpensive insurance claims, you can easily be eligible for a reward on your renewal premium.

Follow These Tips to Maintain Your Kia Seltos

  • Change Vital Fluids

Vital fluids which include the engine oil, power steering oil, brake oil, etc., must be changed from time to time, so make sure you always maintain sufficient levels.

  • Check the Battery

Always check for any loose connections, damage or rust in your vehicle battery to avoid major problems in the future!

  • Read the User Manual

To understand the best way to keep your Kia Seltos as good as new, read the user manual thoroughly.

Learn the Kia Seltos Maintenance Cost

The estimated Kia Seltos service and maintenance cost for five years ranges between ₹20,500 - ₹23,500. You can avail the first service for free after completing 10,000 km. Here is the Kia Seltos service scheduled and the total expense:

  • Petrol Variant

Service No.


Free or Paid

Total Expenses

First Service




Second Service




Third Service




Fourth Service




Fifth Service




Service No.


Free or Paid

Total Expenses

First Service




Second Service




Third Service




Fourth Service




Fifth Service




Disclaimer: These are indicative prices. The actual cost of maintenance of the Kia Seltos may vary and change from time to time.

About Kia Seltos

Seltos is Kia's first SUV for the Indian automotive market and it has been on sale since last year. In the Indian market, the Seltos is offered in 19 variants, three engine options and two trim levels. Available in 10 unique colours, the Kia Seltos comes with a sunroof, LED headlamps, two-step rear recline seats, ambient mood lighting and more! The luxurious SUV is BS6 compliant, offering three driving modes for ease!

Kia Seltos Specifications

Did you know that Kia Seltos has a boot space of 433 litres? Here’s a deep dive into more exciting specs of the SUV:



Kia Seltos Mileage

18.0 kmpl

Engine Displacement


Transmission Type


Max Power

113.43 bhp @ 4000 rpm

Max Torque

250 Nm @ 1500-2750 rpm

Kia Seltos Seating Capacity


Fuel Type

Petrol & Diesel

Kia Seltos Fuel Tank Capacity

50 Litres

No. of Cylinder


Boot Space

433 Litres

The Kia Seltos comes with a BOSE premium 8-speaker system with sound mood lights for an amazing driving experience. Here are some more features of the four-wheeler:

Power Steering

Anti-Lock Braking System

Driver Airbag

Air Conditioner

Passenger Airbag

Power Windows Front

Automatic Climate Control

Alloy Wheels



Kia Seltos On-Road Price


₹13.34 Lakh


₹13.29 Lakh


₹12.19 Lakh


₹13.10 Lakh


₹13.75 Lakh


₹13.26 Lakh

Kia's first product in India is the Seltos, and it has a lot going for itself. It has a striking appearance, is filled with features to the brim and has top-notch interior quality. Seltos is an ideal option if you need a reliable and sturdy car with a decent maintenance cost. However, just buying a new car is not enough. you also need to protect it. Four-wheeler insurance available on Bajaj MARKETS helps you cover your precious car against any damage or loss. So, browse through comprehensive car insurance plans on our platform to avail extensive coverage at amazing rates!

Check Out Car Insurance Plans Available at Bajaj MARKETS


FAQs on Kia Seltos Insurance

  • ✔️Will HTE-1.5-diesel contain a sunroof and Bose speakers?

    No, Kia Seltos does not offer sunroof and Bose speakers in the HTE variant.

  • ✔️What are the engine options available with Kia Seltos?

    There are three engine options available with Kia Seltos. There are two petrol engines and one diesel engine.

  • ✔️Will the Kia Seltos come in diesel automatic?

    Yes, Kia offers an automatic variant of Kia Seltos for diesel fuel.

  • ✔️Does Seltos HTE Plus automatic come with a 360-degree camera?

    Yes, the top variant of the HTE offers a 360-degree camera.

  • ✔️What type of airbags is available in Kia Seltos?

    There are driver and passenger airbags available in the top model of Kia Seltos.

  • ✔️What is IDV in car insurance?

    Insured Declared Value in car insurance is the current market value minus the depreciation rate of the SUV. The IDV plays a crucial role in deciding the insurance premium price.

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