Tata Tiago Car Insurance

The Tiago is an entry-level mid-range compact hatchback from the Indian automobile manufacturer, Tata. Having an ex-showroom price between ₹5.19 lakh - ₹7.64 lakh, the Tiago has an engine capacity of 1199cc. The vehicle also received a 5-star safety rating at the Global NCAP crash test, with dual airbags as a standard in all variants. However, this doesn’t translate to driving your Tiago without insurance as mishaps are unpredictable. Let’s learn more about the various Tiago car variants and their car insurance premiums.

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Tata Tiago Insurance Price for All Variants

Tata Tiago Car Variants

Ex-showroom price*

Fuel Type

Estimated Third-party Premium**

Tata Tiago XE

₹ 5,19,900

Petrol

₹ 3383

Tata Tiago XTO

₹ 5,64,900

Petrol

₹ 3383

Tata Tiago XT

₹ 5,79,900

Petrol

₹ 3383

Tata Tiago XZ

₹ 6,19,900

Petrol

₹ 3383

Tata Tiago XZ Plus

₹ 6,62,900

Petrol

₹ 3383

Tata Tiago XZ Plus DT

₹ 6,74,900

Petrol

₹ 3383

Tata Tiago XTA

₹ 6,34,900

Petrol

₹ 3383

Tata Tiago XZA

₹ 6,74,900

Petrol

₹ 3383

Tata Tiago XZA Plus

₹ 7,17,900

Petrol

₹ 3383

Tata Tiago XZA Plus DT

₹ 7,29,900

Petrol

₹ 3383

Tata Tiago NRG

Rs.6,62,900

Petrol

₹ 3383

Tata Tiago XE CNG

₹ 6,09,900

CNG

₹ 3383

Tata Tiago XM CNG

₹ 6,39,900

CNG

₹ 3383

Tata Tiago XT CNG

₹ 6,69,900

CNG

₹ 3383

Tata Tiago XZ Plus CNG

₹ 7,52,900

CNG

₹ 3383

Tata Tiago XZ Plus DT CNG

₹ 6,74,900

CNG

₹ 3383

*The ex-showroom prices are for Delhi and are subject to change on the basis of the city.

**Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your car insurance policy.

Buy Tata Tiago Car Insurance Online With Easy Steps!

Opt for a new Tata Tiago car insurance at amazing prices with Finserv MARKETS:

Step 1: Fill in the car registration number and mobile number.

Step 2: Provide the necessary information in the application form.

Step 3: Pick the car insurance that suits your needs.

Step 4: Make an instant online payment.

Step 5: Your insurance policy will be sent to your email address.

Renew Tata Tiago Car Insurance Online

Ensure your Tata Tiago has car insurance against risks and renew it in the following way:

Step 1: Enter your registration number and mobile number.

Step 2: Provide your previous policy details.

Step 3: Check your renewal premium.

Step 4: Make an instant online payment.

Step 5: Download your insurance policy copy.

Read More: Car Insurance Renewal

Why Does Your Tata Tiago Need Insurance?

The Tata Tiago is a mid-range car which ensures a safe driving experience but it cannot financially safeguard you against unforeseen risks on the road. In the event of an accident, the expense of getting it back in shape can cost you more than ₹1 lakh - ₹2 lakh! Hence, to avoid such a monetary setback and maintain your emergency savings, opting for car insurance goes without saying. It not only covers accidental damage but also allows you to extend it further with add-on covers!

Why Should You Opt for Comprehensive or Third-Party Car Insurance?

Third-Party Car Insurance

Third-Party car insurance covers your Tiago against any damage incurred by the third party. Having an affordable premium rate, the third-party cover compensates for loss caused to third party property, bodily injuries or even death of the victim. As it’s a mandatory cover under the Motor Vehicles Act, 1988, you cannot opt out of purchasing it.

Comprehensive Car Insurance

With comprehensive car insurance, you can enjoy extensive protection against perils including third-party liability. The cover includes theft, calamities, fire, explosion, accidental damage, etc. Even though the Tata Tiago car insurance prices are slightly higher, you can have peace of mind when it comes to unforeseen mishaps on the road.

What’s Covered Under Car Insurance?

Third-party car insurance covers third-party damage, bodily injuries, death of the victim, etc. Moreover, the inclusions of a comprehensive insurance plan are own damage, theft, natural calamities, man-made disasters, third-party liabilities and other such perils.

What’s Not Covered Under Car Insurance?

The exclusions of comprehensive car insurance include natural wear and tear, electrical or mechanical breakdown, malicious activities, damage incurred due to drunk driving, etc.

Top Add-On Covers to Maximise Tata Tiago Car Insurance

Though some add-ons may differ based on the insurer, here are some must-have covers to avail additional features:

  • Passenger Cover

Make sure the passengers in your vehicle including your paid driver are financially secure in case of mishaps.

  • Roadside Assistance Cover

To avoid getting stranded in the middle of nowhere, get roadside assistance cover for emergency help!

  • Zero Depreciation Cover

Save up on out-of-pocket expenses by cutting out the depreciation rate from your claim amount with zero depreciation cover!

  • NCB Protection Cover

You can retain your NCB reward along with a chance to make a set number of claims with this NCB Protection cover.

Read more: Add-on Covers in Car Insurance

Make a Claim Under Tata Tiago Car Insurance

Keep the below-mentioned documents handy while rising an insurance claim:

  • Tata Tiago car insurance policy

  • Car details

  • Insurer details

  • Information regarding the incident

  • FIR copy in case of theft

  • Original bills and receipts of the vehicle repair

There are two types of Tata Tiago car insurance claims:

  • Cashless Claim Under Car Insurance

You can choose to visit a network garage associated with the insurer to avail a cashless claim facility. Here, you don’t have to pay for the repair expenses as the garage will directly settle it with the insurance provider.

  • Reimbursement Claim Under Car Insurance

In case you have a garage of your choice, you can opt for a reimbursement claim. You will have to pay for the repair expenses and later file for a claim.

Read more: Car Insurance Claim Process

Tips & Tricks to Enjoy Lower Tata Tiago Car Insurance Premium

Here are a few ways to bring down the Tata Tiago car insurance cost!

  • Opt for Anti-Theft Devices

Getting Automotive Research Association of India (ARAI) approved anti-theft devices can easily reduce your insurance cost.

  • Compare Plans Online

By checking insurance quotes offered by various insurers, you can pick a pocket-friendly one without compromising on the coverage.

  • Benefit From NCB

No Claim Bonus or NCB is a reward offered on renewal premium for not making any claims during the policy tenor!

  • Maintain Your Car

So, if you are wondering how to avoid making claims, maintain your Tiago and keep it in shape!

  • Cover Inexpensive Claims

Furthermore, you can also cover smaller claim amounts to retain your NCB and get that bonus.

  • Drive Cautiously

Following the traffic laws and abiding by the rules can greatly lower the chances of accidental damage.

How to Keep Your Tiago Shiny & New?

  • Get Your Car Serviced

We can’t stress enough about sticking by the Tata Tiago service schedule to incur fewer issues.

  • Clean the Engine

Maintaining the car engine is a must, so do keep it clean from time to time!

  • Check the Brake Fluid

Make sure there is sufficient amount of brake fluid for a smooth ride.

  • Read the User Manual

In the event of a car-related problem, the user manual can be a life-saver, so ensure you read it thoroughly.

Know the Tata Tiago Maintenance Cost

The Tata Tiago service and maintenance cost for three years is estimated to be ₹15,000 - ₹16,000. However, the first two services are free of cost after completing 7,500 km and 15,000 km. Here is the Tata Tiago service schedule and the total expense:

Service No.

Kilometres/Months

Free or Paid

Total Expenses

First Service

7500/6

Free

₹1,755

Second Service

15000/12

Free

₹1,755

Third Service

22500/18

Paid

₹2,755

Fourth Service

30000/24

Paid

₹3,155

Fifth Service

37500/30

Paid

₹2,755

Sixth Service

45000/36

Paid

₹3,717

*Disclaimer: These are indicative prices. The actual cost of maintenance of Tata Tiago may vary and change from time to time.

About Tata Tiago

Tata Tiago was first launched in 2016 and has since seen a number of upgrades including a 2020 facelift. The new look is not only impressive but also gives a modern and sophisticated edge to the Tiago. With a number of stylish add-ons like diamond-cut dual tone alloys, chrome finished fog lamps, a rear spoiler, the car also includes many safety features. This makes it easier to drive the Tata Tiago and fills you with confidence when handling corners.

Tata Tiago Specifications

Details

Specifications

Tata Tiago Mileage

23.84 kmpl

Engine Displacement

1199cc

Transmission Type

Manual/AMT

Max Power

86 PS @6000rpm

73.4 PS @6000rpm

Max Torque

113 Nm @3300rpm

95 Nm @3500rpm

Tata Tiago Seating Capacity

5

Fuel Type

Petrol & CNG

Tata Tiago Fuel Tank Capacity

35 Litres

No. of Cylinder

3

Boot Space (Litres)

242

Ground Clearance Unladen

168 - 181 mm

Tata Tiago On-Road Price

City

Tata Tiago On-Road Price

Chennai

₹5.81 - ₹8.58 Lakh

Pune

₹5.95 - ₹8.58 Lakh

Surat

₹5.77 - ₹8.58 Lakh

Delhi

₹5.53 - ₹8.58 Lakh

Bangalore

₹6.02 - ₹8.58 Lakh

Mumbai

₹5.92 - ₹8.58 Lakh

Tata Tiago Features

Power Steering

Anti-Lock Braking System

Air Conditioner

Multi-Function Steering Wheel

Driver Airbag

Passenger Airbag

Fog Lamps

Automatic Climate Control

Dual Tone Dashboard

Odometer

Alloy Wheels

In a Nutshell!

With this, you must have learnt the Tata Tiago car insurance features and why you must opt for it. If you own a discontinued Tiago variant, you can still opt for coverage without any worries! Car insurance provides you with a monetary backup in the event of an accident and reduces out-of-pocket expenses. So, head over to Finserv MARKETS and choose a suitable car insurance plan to cover your Tata Tiago car.

Check Out Car Insurance Plans Available at Bajaj MARKETS

 

FAQs on Tata Tiago Car Insurance

  • ✔️What is IDV in car insurance?

    Insured Declared Value is the maximum amount you can avail as compensation under your car insurance plan in the event of total damage or theft.

  • ✔️Should I buy the petrol or diesel variant of the Tata Tiago?

    Unfortunately, the diesel variant of the Tata Tiago has recently been discontinued. The car is available only in the petrol and CNG variant.

  • ✔️Does the Tata Tiago have a sunroof?

    No, the Tiago does not have a sunroof as part of its standard features. However, the manufacturer does sell this as an add-on feature that can be purchased as an accessory.

  • ✔️Does the Tata Tiago feature climate control?

    Yes, the Tiago has climate control in all its variants.

  • ✔️Is the Tata Tiago safe for Indian roads?

    Yes, the Tiago is a very safe car. The car comes loaded with a host of safety features as standard even on the base-spec variant, like Anti Lock Braking System (ABS), Electronic Brake Distribution (EBD), Corner Stability Control (CSC), and rear parking sensors.

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