Aditya Birla Health Insurance

No Room Rent Capping | No Medical Check-up up to 55yrs | Tax Benefit up to 75k | Buy Health Insurance starting @ ₹244 pm

  • Overview
  • Claim Settlement
  • Customer Care


With the changing health care ecosystem, hectic lifestyle and the growing risks & expenses pertaining to health care, the significance of health insurance has increased. Plans by Aditya Birla Health Insurance Company Limited (ABHICL) are designed to offer just the right benefits to help resolve these issues for you. With a wide range of plans that offer complete medical coverage against illnesses, diseases and accidents, the Aditya Birla Health Insurance policy on Finserv MARKETS is your reliable companion. Finserv MARKETS lets you choose & buy through a quick & hassle-free online process, offering you a great buying experience! From cashless treatment to wellness programs, these plans ensure that you are always covered for more. 

Why Choose Aditya Birla Health Insurance Activ Assure Diamond Plan

Cashless Claim Facility

With a network of 6500+ hospitals, the Aditya Birla Health Insurance lets you avail cashless treatments, where the claim is directly settled with the hospital

Daily Allowance

The plan comes with a daily cash allowance of Rs. 500 for 5 days that you get hospitalized, so you can handle emergencies more efficiently!

Multiple Sum Insured Options

With a choice of multiple sum insured options, that go up to Rs. 2 Crore, you can easily pick the plan that best suits your budget and needs

Health Returns

With Aditya Birla mediclaim, you are rewarded for maintaining a healthy lifestyle! Get monetary benefits of up to 30% on your premium as HealthReturnsTM

Day Care Procedures

You can gain coverage for 586-day care procedures under the Aditya Birla Health Insurance policy which doesn’t require 24 hours hospitalisation.

Tax Benefits

Above all, the plan not just offers financial protection against medical emergencies, but also lets you enjoy tax benefits. The premium you pay towards your Aditya Birla Health Insurance plan can be claimed under Section 80D of the Income Tax Act, 1961.

Types of Plans Offered by Aditya Birla Health Insurance

The team at Aditya Birla Health Insurance understand the diverse requirements of their customers with regards to changing healthcare scenarios and rising medical risks. In light of this, Aditya Birla Health Insurance plans offer different types of policies that suit the distinct needs of its customers.


Here’s a quick snapshot of the various plans offered:

Sr. No.


Plan Description


Individual Health Insurance

From a range of sum insured offered, Activ Assure Diamond Plan offers complete medical coverage against health risks. The individual health insurance plan is one of the most popular plans with unique features such as:

1. 10% of sum insured as No Claim Bonus (NCB)

2. 586-day care treatment expense cover

3. 150% reload of sum insured


Family Floater Health Insurance

Active Assure Diamond’s Family Floater plan is a unique offering that lets you avail of coverage for your entire plan under a single plan. So, you can cover your entire family by paying premiums for a single plan and avail benefits like:

1. No Claim Bonus

2. In-patient hospitalisation cover

3. Ambulance cover

4. Hospital daily cash

How to Calculate Your Health Insurance Premium?

Finserv MARKETS enables you to know the Aditya Birla health insurance premium within minutes through a very simple process. This way, you can view your free health insurance quote and make an informed decision. All you need to do is, use the health insurance calculator, follow the steps and your health insurance quote is shown on screen.


Further, just make your payment and get your Aditya Birla health insurance plan, instantly!


Here’s how you can buy Aditya Birla Health Insurance plans online without any hassles!


  1. Visit the health insurance premium calculator page on Finserv MARKETS

  2. Enter your details including people you want to insure, age of the eldest member, pin code, mobile and other relevant information

  3. Once you hit the ‘Get Quote’ button, the available plans shall be visible on the page

  4. Pick the plan that best suits your needs

  5. Based on your selection, the premium amount you are liable to pay for availing the medical coverage will be displayed

  6. And, you can customise your plan, too! Select the add-on covers to enhance your Aditya Birla health insurance policy, so that you are covered for more!

What's Covered

  • Cover for expenses incurred in case of hospitalization for over 24 hours

  • From expenses incurred for consultation to diagnostics even and after discharge, the plan is an inclusive offering

  • Aditya Birla Health Insurance ensures that you are covered for emergencies. With its road ambulance cover, the plan covers for expenses incurred in the transportation through an ambulance to hospitals in case of an emergency

  • The plan covers you for 586 treatments annually that may not require a hospitalization for 24 hours

  • Activ Assure Diamond plan helps you get the necessary medical treatment at home, too. With this benefit, you are covered for medical expenses incurred in getting treatment at home, in case you were unable to be transferred to the hospital or a hospital bed was unavailable.

  • Aditya Birla Health insurance covers for the expenses incurred in the vaccination of insured children below the age of 18 years. This benefit is offered with sum insured Rs. 1 Crore and above

  • The plan covers for Ayurveda, Yoga and Naturopathy, Unani, Siddha, and Homeopathy in-patient treatment, as per your eligibility

  • You are covered for organ donor treatment expenses and the costs incurred in organ harvesting, as per eligibility

What's not Covered

While we know what is covered in the Aditya Birla Health Insurance, it also important to make a note of things that are not covered in the plan

  • Intentional self-inflicted injury, attempted suicide, act of self-destruction, etc.

  • Diseases or disability caused due to any sexual disease or sexually transmitted disease

  • Any injury, disability or death that is incurred due to an act of foreign enemies, civil war, war-like operations, etc.

  • Illness or injury caused due to the consumption of any alcohol, intoxicant, substance, drug or hallucinogen

  • Any pre-existing injury or disease that arising out of a pre-existing illness or any medical complication shall not be covered

  • • Coverage for any hereditary, genetic or auto-immune disorders. • Any healthcare aid taken overseas unless covered under the plan. • Dental care or oral care treatment, weight loss or obesity programs, etc. • External devices that are required for vision support. • Any additional hospital charges or non-medical expenses. • Reproductive treatment or pregnancy-related complications.

How to Buy Aditya Birla Health Insurance Plan Online

Buying your Aditya Birla Health Insurance on Finserv MARKETS is very easy. Just follow a few quick steps, enhance your plan by selecting your suitable cover from the list of add-on covers, quick payment and you're done! It's that simple!

  • Visit us online

    Visit the health insurance page on Finserv MARKETS

  • Fill details

    Provide the necessary details and proceed to pay

  • Make payment

    Make your health insurance premium payment for the selected plan

  • And, you're done!

    Your policy will be sent to you within no time

How to File your Aditya Birla Health Insurance Claim

Aditya Birla Health Insurance lets you file your claims without any hassle. The claim settlement process of the Aditya Birla Activ Assure Diamond Health Insurance is quick and simple and does not take much time. The insurer believes in offering quick settlement!

Here's what you must do!

1.       Fetch the network hospital

2.       Show your Cashless card for identification

3.       Submit the Pre-authorization request form

4.       Insurer will review your claim

5.       Claim shall be settled directly with the hospital

Just follow these quick steps:

1.       Get in touch with the insurer

2.       Submit the claim documents

3.       Claim request is assessed and the reimbursement amount is transferred

Documents Required for Filing Aditya Birla Health Insurance Claim

Here are some documents that you must keep handy while filing an Aditya Birla health insurance claim:


  • Claim form

  • Aditya Birla Health insurance policy details

  • Original medical bills, receipts, prescriptions, etc.

  • Doctor’s certificate, for the diagnosis

  • Death certificate, in case of death

  • Other related documents and invoices

We are Here to Help You

At Finserv MARKETS, we are committed to serving you better. Here’s how you can connect with us, should you need any help with Aditya Birla Health Insurance plans!


  • You can call us on 020-66399444. Our executive will be at your service from Mon to Sat - 10 am to 6 pm

  • You can write to us at:

  • You can also login to our Customer Portal -

  • We like to be connected! Download our Finserv MARKETS App, so you can easily manage your account and track your applications - anytime, anywhere!


The dedicated team at Aditya Birla Health Insurance continues to extend major support when it comes to managing customer queries and offering customer support.


Here’s how you can get in touch with the team:


  • Call the Aditya Birla Health Insurance team at 1800-270-7000

  • You can write to the team of experts at:

  • Want quicker support? You can connect through WhatsApp by sending “Hi/Self-service” on +91 8828800035

Best Health Insurance Plans Available at Finserv MARKETS

Manage all Your Queries Here

  • ✔️What is the eligibility to get the Aditya Birla health insurance plan?

    The two basic factors in the eligibility criteria include entry age and medical check-up.

  • ✔️Why should I buy Aditya Birla Health Insurance?

    Plans by Aditya Birla Health Insurance are designed to improve your health condition, while covering the medical expenses. With its extensive services, you can manage your health better.

  • ✔️How can I pay my policy premium?

    You can easily pay your policy premium online through digital payment options.

  • ✔️What are the factors that could affect my premium?

    Health Insurance premiums are calculated on the basis of some key parameters. Here’s what could affect your health insurance premium:

    1. Age of the insured
    2. Sum insured amount
    3. Ill habits like smoking
    4. Lifestyle of the insured
    5. Body Mass Index (BMI)
    6. Medical history
  • ✔️Can I buy the health insurance online?

    Yes, you can definitely buy the product online on Finserv MARKETS. The process is very simple, and you can generate your free quote to further decide upon buying the plan.