Atal Amrit Yojana

What is the Atal Amrit Abhiyan?

As we all know, health emergencies are perhaps the worst kind of situations which not only get us stressed due to the ill-health of a loved one, but also lead to a financial burden. Furthermore, with increasing healthcare costs over the last few years, it becomes all the more difficult to deal with. This gets worse for those falling under the lower-income groups of the society. To bridge this gap, the Assam government launched the Atal Amrit Abhiyan which seeks to make healthcare more affordable and cover critical care for BPL families.

Under the Atal Amrit Abhiyan, APL and BPL families with an annual income of up to ₹5 Lakh can receive cashless treatment and never miss out on any medical aid. The Atal Amrit Yojana is being implemented through Medi Assist Insurance TPA Pvt. Ltd., which issues the Atal Amrit Card to individual adult members of the families that are eligible for this scheme. Once the Atal Amrit Abhiyan Card check is done, all you have to do is pay ₹100 annually towards the scheme. The Atal Amrit Yojana is also available for individuals across the country. Now, let’s understand the benefits and features of the Atal Amrit Abhiyan.

Features and Benefits of Atal Amrit Abhiyan

Some of the salient features of the Atal Amrit Abhiyan are:

• The scheme is being implemented through Medi Assist Insurance TPA Pvt. Ltd.

• The Atal Amrit Abhiyan is open for all APL and BPL families in Assam with an annual family income of up to ₹5 Lakhs.

• Families of government employees are not eligible under the Atal Amrit Abhiyan.

• This scheme is free for BPL families. APL families have to pay a nominal amount of ₹100/- for each member of the family as enrolment fees annually.

The Atal Amrit Abhiyan benefits are many. Here’s a look:

• Cashless treatment and healthcare facilities.

• No expenses for medical care of up to ₹2 Lakhs.

• Applicable for high-cost treatment diseases including cardiovascular diseases, burns, neonatal diseases, neurological conditions, kidney diseases, and cancer.

• Patient admission does not require payment.

• Consultations, diagnoses, medicine, and hospital stay are covered.

• A daily allowance for the travelling expenses of visitors is also covered.

Diseases Covered Under Atal Amrit Abhiyan

In total, the benefits of the Atal Amrit Yojana covers 437 diseases, which have been segregated into the following six categories:

• Burns

• Cardiovascular Diseases

• Neonatal Diseases

• Neurological Conditions

• Kidney Diseases

• Cancer

Eligibility Criteria for Atal Amrit Abhiyan

To become a part of the Atal Amrit Abhiyan society, there are a few eligibility criteria that need to be met by applicants. Read on to learn what it takes to get the Atal Amrit Card.

• The scheme is open to all BPL families in Assam with an annual income lesser than ₹1.2 Lakhs.

• APL families with an income of between ₹1.2-5 Lakhs are eligible for the Atal Amrit Abhiyan but are required to pay a nominal annual premium of ₹100.

• Central or State Government employees, whether current or retired, are not eligible.

How to Apply for Atal Amrit Abhiyan?

To enrol for the Atal Amrit Abhiyan, follow the steps mentioned below:

1. Head over to the official website https://nhm.assam.gov.in/schemes/detail/atal-amrit-abhiyan-0.

2. Click on the ‘Atal Amrit Abhiyan Application Format’ to avail the application form. Alternatively, the form can also be availed at the enrolment centre in the district.

3. Once you have filled it out, you are required to submit it with the requisite documents to the Office of the Joint Director of Health Services of your district. You can submit it yourself or send it via post.

Documents Required for Atal Amrit Abhiyan

During registration and for the Atal Amrit Abhiyan card check, applicants are required to submit the following documents.

• EPIC Card (for minors, birth certificate)

• Voter ID Card

• Income Certificate

• NFSA Card, if applicable

• Patient photograph, attested by doctor

What is Atal Amrit Card?

The Atal Amrit Card is issued to the beneficiaries once the application process is completed. You must show your Atal Amrit Abhiyan Card with its unique identification number at the empanelled hospital to avail cashless treatment. The Atal Amrit Card issued to beneficiaries looks like the one below:

(Source: http://atalamritabhiyaan.aaas-assam.in/ )

Atal Amrit Card for Beneficiaries

The Atal Amrit Abhiyan Card is issued to beneficiaries through more or less a similar process. The authentication of beneficiaries also includes providing documents proving their identity, and for minors, the original birth certificate is required.

Atal Amrit Abhiyan List of Hospital List

Below is the list of hospitals that accept the Atal Amrit Card:

Atal Amrit Abhiyan Helpline

Before heading to the above-mentioned hospitals or to the nearest enrolment centre, you can access all the information pertaining to the Atal Amrit Yojana at https://atalamritabhiyaan.aaas-assam.in/.

To learn more about the scheme, you can also call the Atal Amrit Abhiyan helpline number at 1800 102 7480, a toll-free number dedicated to sharing information about the scheme.

Conclusion

The Atal Amrit Abhiyan is a great initiative by the Assam government to provide comprehensive healthcare coverage and cashless treatment benefits to low-income households. However, if you are not eligible under this scheme, you can also avail health insurance plans through Finserv MARKETS. Cashless treatment facilities and coverage for a range of diseases are a few of the many benefits that you can enjoy for a nominal premium per month.