What is Mukhyamantri Amrutum (MA) Yojana?

The Mukhyamantri Amrutum (MA) Yojana is a health insurance scheme specially designed to cover the medical expenses of families living under the Below Poverty Line (BPL) in Gujarat. The insurance plan has also been extended to offer financial security to lower middle-class families. With a sum insured of ₹3 lakh per family, the Mukhyamantri Amrutum Yojana covers the policyholders from the time of diagnosis of the ailment included till the completion of post-hospitalisation care. Read more about this government scheme in this article.

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About Mukhyamantri Amrutum Yojana

Only 15% of Indians are protected by health insurance coverage, which leaves a vast majority of the population to finance medical care out of their pocket. However, growing awareness about health and lifestyle diseases and the desire to be financially prepared to meet the high costs of medical treatments is leading many to purchase health insurance for their family.


However, to low-income families, the government offers several fully-funded schemes in states across India. Mukhyamantri Amrutum Yojana or MA Yojana is one such scheme for those residing in Gujarat. Let us understand this government-sponsored health scheme in detail. 

What is Mukhyamantri Amrutum Yojana?

Mukhyamantri Amrutum Vatsalaya, also known as MA Yojana, was inaugurated in September 2012 to provide financial assistance to those living Below Poverty Line (BPL). 


However, it was extended to lower-middle-class families later. It prides itself on being a holistic health scheme that provides coverage right from the time a person is diagnosed with a medical condition, to the treatment as well as the cost of care after hospitalisation.

Key Features & Benefits of Mukhyamantri Amrutum Yojana Scheme

The following table enlists the features and benefits of the MA Yojana Scheme.

Features of MA Yojana

  • The policy beneficiaries do not have to pay any enrollment amount/insurance premium to avail of the benefits. It is a 100% government-funded scheme.

  • The scheme provides up to ₹3 Lakhs to each family annually.

  • A maximum of five family members can avail of the benefits under the scheme.

  • ASHA workers are given Rs. 100 for each BPL family they register under this scheme.

  • The State Government transfers the benefit amount through RTGS.

  • The policy conducts Mega and General Health Camps (every month) on district levels with the help of government and private hospitals empanelled under the scheme.

  • The authorities at MA Yojana have dedicated data centres and servers to manage/store information. The IT agency that helps them do so is known as (n)Code Solutions.

  • All processes under the MA Yojana Scheme are paperless.

  • The beneficiaries can be enrolled under the scheme throughout the year.

  • The empanelled hospitals conduct Mega Health Camps and General Health Camps.

  • Beneficiaries can be enrolled at the Civic Centre Kiosks and Taluka Kiosks.

  • There is no mediator involved in the entire process.

Benefits of MA Yojana

  • The policy provides ₹3 Lakhs per year per family as medical coverage.

  • The scheme provides benefits up to ₹5 Lakhs for Kidney Transplant, Liver Transplant, and Kidney + Pancreas Transplant procedures. 

  • It also provides cover for Cardiovascular diseases, Renal diseases, Neurological diseases, Burns, Polytrauma, Cancer, Neonatal diseases, Knee & Hip Replacement, Liver and Kidney + Pancreas Transplant and 600+ other procedures.

  • Each beneficiary is issued a QR-coded card that contains biometric thumb impressions, photos, a unique registration number (URN), and district and taluka name.

  • The policy also offers cover for travel charges of up to ₹300 per hospitalisation.

  • The policy covers the cost of repatriation of remains at ₹6 per km from the hospital to the beneficiary’s house.

  • The policy provides all the benefits under the PMJAY Scheme.

List of Diseases and Treatment Covered Under Mukhyamantri Amrutum Yojana

Any person eligible under the MA Yojana scheme will have coverage for the following list of medical departments.

Burns and plastic surgery


Cardiothoracic & vascular surgery

Neurosurgery neurology


Obstetrics and gynaecology

Emergency room packages


General medicine

Oral and maxillofacial surgery

General surgery

Organ transplant packages

Genitourinary surgery (renal)

Orthopaedics and polytrauma

Interventional neuroradiology


Knee & hip replacement

Paediatric surgery

Medical oncology

Paediatric medical management

Mental disorder packages

Radiation oncology

Neonatal packages

Surgical oncology

What’s Not Covered?

The MA card does not mention any specific exclusions, however, there are certain categories of treatments that are not covered in the health scheme considering it provides financial assistance to low-income poor families -


  • Cosmetic treatments such as plastic surgery

  • A few Non-emergency procedures may not be covered as well

Eligibility Criteria for Mukhyamantri Amrutum Yojana

The individuals and families listed in the BPL list by the State Government are eligible under the MA Yojana. Furthermore, each family member should be present when enrolled under the scheme. However, families that belong marginally above the poverty line can be under the MA Vatsalya Yojana if they the following criteria –


  • The annual income of the family is up to ₹4 Lakhs   

  • Any member(s) who are Accredited Social Health Activist (ASHA) workers

  • Any member(s) who have accredited reporters

  • Class-3 and Class-4 employees employed on a fixed payroll by the State Government

  • Senior Citizens with families of a total annual income of up to ₹6 Lakhs


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Enrolment Process for Mukhyamantri Amrutum Yojana

Before anyone considers enrolling for the MA Yojana scheme, check the eligibility criteria. The government authorities such as the Taluka and Civic Centres maintain a list of eligible families under the MA Yojana. Families with an annual income of less than ₹4 Lakhs are mostly included in this list. The same list is available online on the MAGujarat website (http://www.magujarat.com/). It is dynamically generated based on the income certificate of each family.


To enrol under the MA Yojana scheme, follow the steps below -


  • The eligible beneficiaries must visit the Kiosks at Taluka or Civic Centres in their area. Mobile kiosks are also available at a local level.

  • The authorities are well equipped with the needed hardware for enrolment.

  • The hardware is used to capture biometrics such as fingerprints, iris scans, and photos of the beneficiaries.

  • The beneficiaries might even have to fill out the MA Card application form in Gujarati with appropriate details.

  • Once the details are verified, the MA health card is issued to the beneficiaries and the enrolment process is complete.


Here’s a list of authorities responsible for the verification process:

District Level Authority

Deputy Mamlatdar

Taluka Level Authorities

  • Administrative Officers (Taluka Health Office) Appointed Officer at A.T.V.T. Centres

  • Nagar Palika Chief Officer

  • Female Health Worker/ Multipurpose Health Worker (For Mobile Kiosk only)

  • Taluka Development Officer

  • Taluka Female Health Supervisor

  • Taluka Health Officer

  • Taluka Information, Education and Communication Officer

  • Taluka Mamlatdar

Municipal Corporation Authority

  • All permanent employees of government offices in the area under the corporation.

  • Appointed Officer of Civic Centre in the Municipal Corporation Area.

Steps to Download MA Yojana Application Form

The PDF of the MA Yojana application form is not required for enrollment. Instead, you can visit the Mukhyamantri Amrutum website to locate your nearest kiosk. The form for application is provided at the kiosk itself.

Documents Required to Apply for MA Health Card

It is important to carry the documents mentioned below when visiting the nodal agency for enrolment:


  • Address proof

  • Identification proof

  • Proof of income

  • Certificate saying that your family qualifies for below-the-poverty line

MA Amrutum Card Details - Ma Vatsalya Card

An applicant cannot download or apply for the MA Amrutum card online. You need to visit the enrolment centre and fill in your details in the application form in Gujarati. You can revisit the centre to check the status of your MA card or understand scheme details on the Mukhyamantri Amrutum Yojana website by logging in.

Renewal Process for MA Yojana Smart Health Card

The validity of the MA health card is 3 years, after which it needs to be renewed. You can either call customer care or visit the nearest designated kiosk with your income certificate and previous MA card for renewal. You need the following documents when renewing the MA health card –


  • Income Certificate

  • Existing MA Card

  • Mukhyamantri Amrutum Yojana Empanelled Hospital List

  • The MA Yojana scheme has the following list of network hospitals in various districts of Gujarat.



Hospital name


U.N. Mehta Institute of Cardiology and Research Centre

Institute of Kidney Diseases and Research Centre

The Gujarat Cancer and Research Institute

Government Spine Institute

Civil Hospital Ahmedabad

General Hospital SOLA

Life Care Institute of Medical Sciences and Research Pvt. Ltd.

Shaleen Healthcare Pvt. Ltd.

Vijay Shalby Hospital

Global Long Life Hospital and Research Pvt. Ltd.

Svayambhu Healthcare Pvt. Ltd.

Kakadiya Hospital

Sterling Hospital

Krishna Shalby Hospital

Jaydeep Hospital

Sanjivani Super Speciality Hospital

GCS Medical College, Hospital and Research Centre

HCG Hospitals

Pushpa Children's Hospital and Critical Care Centre

Rajasthan Hospitals

Bodyline Hospital

L.G. General Hospital

Sheth Vadilal Sarabhai General Hospital and SHCTH CMH


Radhika General Hospital


ZYDUS Hospital

Charusat Hospital

Shri M.M. Parikh Cardiac Care Centre

Shree Krishna Hospital and Medical Research Centre, Karamsad


Ayushman Surgical Hospital


Gadhavi Hospital, Tharad

Mavjat Multispeciality Hospital


Shrimati Jayaben Mody Hospital

Sardar Patel Hospital, Ankleshwar

Baroda Heart and Multispeciality Hospital


3D Hospicare

HCG Hospital, Bhavnagar

Hanumant Hospital

Sir Takhtasinhji General Hospital


Sangam Multi-Speciality Hospital, Bodeli


Rhythm Heart Institute


Goenka Hospital

Premswarup Swami Multi-Specialty Hospital (PSM)

Apollo Hospitals International Ltd.

Apollo CBCC Cancer

General Hospital


Baroda Heart Institute

Guru Gobindshinh Government Hospital


GMERS General Hospital


D.Z. Patel Cardiology Centre

DDMM Heart Institute


Aaryan Institute of Medical Science

Sterling Ramkrishna Speciality Hospital

Gujarat Adani Institute of Medical Sciences, G. K. General Hospital


Galaxy Heart Institute

Lions General Hospital


Yashfeen Cardiac Hospital

Yesha Super Speciality Hospital

Orange Hospital

‘BA’ SMT. Lilaben chimanlal parikh cancer centre


J.B. General Hospital, Aniyad


Agrawal Hospital

Jivan Jyot Charitable Trust, Patan Janta Hospital

GMERS Medical College and Hospital, Dharpur


Sadbhavna Hospital

Shree Jalaram Raghukul Sarvajanik Hospital

Christ Hospital

N. M. Virani Wockhardt Hospital

H. J. Doshi Hospital

Pandit Deendayal Upadhyay Civil Hospital

Unicare Hospital

Rajkot Cancer Society and Allied Hospitals

Krishna Multispeciality Hospital

Sri Sathya Sai Heart Hospital

B.T. Savani Kidney Hospital


J. K. Orthopaedic Hospital

Medistar Hospital

GMERS Medical College Hospital Himmatnagar


Kiran Multi Super Specialty Hospital and Research Centre

Sunshine Global hospital

Metas of Seventh-Day Adventist Hospital

Wockhardt hospitals

Unicare Heart Institute and Research Centre

Saachi Children Hospital

Shri Devarajbhai Bavabhai Tejani Cancer Institute, Managed by Lions Cancer Detection Centre Trust

Lifeline Multispeciality Hospital

Sita hospital

P P Savani Heart Institute and Multispeciality Hospital

DWTI - Prabhu General Hospital and Bankers Heart Institute

Shri B D Mehta Mahavir Heart Institute

Bharat Cancer Hospital

Surat Municipal Institute of Medical Education and Research Hospital

New Civil Hospital


Modi Children Hospital and Nirmal Critical Care Centre, Vyara


Sunshine Global Hospital

Welcare Hospital

Rhythm Heart Institute

Pranayam Lung and Heart Institute

Bankers Heart and Multispecialty Hospital

SCHVIJK Hospital and Research Center

Naik Super Specialty Hospital

Parul Sevashram Hospital

Viroc Hospital

Himalaya Cancer Hospital and Research Centre

Premdas Jalaram Hospital

Kailash Cancer Hospital and Research Centre

Baroda Heart Institute and Research Centre

Bankers Heart Institute

Sumandeep Vidyapeeth

Sterling Hospital

Shreeji Hospital and Trauma Care Centre

SSG Civil Hospital

GMERS Medical College and General Hospital, Gotri


Kasturba Hospital, (Kasturba Vaidkiya Rahat Mandal)

Amit Hospital Pvt. Ltd.

Shreemad Rajchandra Hospital

Nadkarni hospital

GMERS Hospital

Mukhyamantri Amrutum App

The Mukhyamantri Amrutum app is a mobile application that is available on Google Play Store for android devices. One can easily download the application on their devices without any hassle and additional cost and learn about the features, benefits, and exclusions of the Mukhyamantri Amrutum Vatsalya scheme at any point in time. During emergencies, one can easily locate the nearest network hospital and its contact details by using the Mukhyamantri Amrutum app.

What is Taluka Kiosk?

Taluka Kiosk is meant to be set up by the Manpower Provisioning Agency. It will be located at the taluka headquarters. The Government of Gujarat will allocate a place at the taluka's headquarter to establish this setup. The place allocated will be prominent and easy to access by the beneficiaries. 


As per the government rules, each taluka kiosk will have the following hardware tools to carry out its tasks efficiently. These tools include -


  • Computer or Laptop

  • MA Card Printer

  • Fingerprint Scanner

  • Web Camera

Functions of Taluka Kiosk

After issuing the MA card to the eligible beneficiaries, the taluka kiosk is said to be the point-of-contact for all the beneficiaries to resolve queries related to the Mukhyamantri Amrutum Yojana Scheme. Some of their basic responsibilities include - 

  • Issue MA Card

They help issue the MA Card to the eligible members under the scheme. The applicant has to get all the beneficiaries at the time of enrolment.

  • Modify Existing Details in the MA Card

They also help modify the details in the existing MA card issued to the beneficiaries. For instance, in case of the death of any eligible member, the taluka kiosk can help replace them with a new member of the family.

  • Issuing New MA Card

If the beneficiaries damage/misplace their MA Card, the taluka kiosk can issue a new one in no time.

Claim Process for Mukhyamantri Amrutum Yojana

Claiming benefits under the Mukhyamantri Amrutum Yojana is an easy and paperless process. All you have to do is –


Submit your QR MA card to the network hospital for verification, after which treatment is started.

The entire process is cashless with the claim settled directly between the insurance company and the hospital once the treatment is over.

Mukhyamantri Amrutum Yojana Helpline Number and Address

A toll-free helpline number 1800-233-1022 is provided to address any queries of those enrolled with the scheme. Apart from this, you can also mail the concerned officials at mayojanagujarat@gmail.com. You can also write to –


The Commissionerate of Health.

Mukhyamantri Amrutum Yojana,

Block 5, Jivaraj Mehta Bhavan,

Gandhinagar- 382010.

Mukhyamantri Amrutum App


Alternatively, you can easily install the MA app on your Android smartphone to help you locate the hospital empanelled under the scheme nearest to you during an emergency. Apart from this, you can also get the complete list of hospitals including their contact details and various features of the scheme as well.


Purchasing health insurance is an investment in your future that can help you be financially independent as you get the best medical care when diagnosed with a health condition. Health Insurance available on Bajaj Markets not only covers pre- and post-hospitalisation expenses but also provides cashless claim settlements across a wide range of network hospitals in India. If you are worried about the cost of the policy, you can use the health insurance premium calculator to determine the same. That way, you can make an informed financial decision when it comes to health insurance.


So, don’t wait! Enjoy quality healthcare facilities in the future with the health insurance plans available on Bajaj Markets. 

Latest News for Mukhyamantri Amrutum (MA) Yojana

Gujarat Govt. allows use for MA, MA-Vatsalya cards for COVID-19 treatment

Relieving news for low-income families in Gujarat as the government allows them to use their Mukhyamantri Amrutam (MA) cards and MA-Vatsalya cards to avail free COVID-19 treatment up to ₹50,000 at private hospitals. This provision under the scheme will remain effective till July 10, 2021.

- May 12, 2021

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FAQs on Mukhyamantri Amrutum Yojana

  • ✔️How many members of a family are covered under this scheme?

    A maximum of 5 members can be enrolled as per the regulations. However, a newborn child can be considered as the 6th member.

  • ✔️What is the waiting period for pre-existing conditions?

    MA card covers all pre-existing diseases from Day 1 of enrollment in the Mukhyamantri Amrutum Yojana.

  • ✔️Who is eligible under the MA Yojana scheme?

    People who fall under the Below Poverty Line (BPL) category in India are most likely to be eligible for the scheme. The eligible families have to get themselves enrolled at the nearest Taluka Kiosks to avail the benefits of the MA Yojana scheme.

  • ✔️What documents do the beneficiaries need to provide at the time of enrolment?

    The eligible beneficiaries have to submit the following documents -

    • Address proof

    • Identity proof

    • BPL certificate

    • Income certificate

  • ✔️Are there any fees for issuing the MAA Card?

    No. The beneficiaries do not have to pay anything for MA Vatsalya Card issuance.

  • ✔️How much coverage does the MA Yojana scheme provide?

    The scheme provides tertiary medical coverage of up to ₹5 lakh to each eligible family. Besides, ₹300 is paid to the beneficiary for transportation to the empanelled hospital.


  • ✔️Can beneficiaries avail of cashless treatment without the MA Amrutam Card?

    Eligible beneficiaries can avail of cashless medical treatments in absence of the MAA card at government hospitals only.

  • ✔️How many houses are there in the High Income Group category?

    People who fall under the Below Poverty Line (BPL) category in India are most likely to be eligible for the scheme. The eligible families have to get themselves enrolled at the nearest Taluka Kiosks to avail the benefits of the MA Yojana scheme.

  • ✔️Are there any fees for issuing the MA Card?

    No. The beneficiaries do not have to pay anything for MA Card issuance.


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