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Mukhyamantri Amrutum Yojana

Only 15% of Indians are protected by health insurance cover, leaving a vast majority of the population to finance medical care out of their pocket. However, growing awareness about health and lifestyle diseases as well as the desire to be financially prepared to meet high costs of medical treatments is leading many to purchase health insurance for their family.

Take for instance, personalised health insurance plans available on Finserv MARKETS that come with high sum insured of up to Rs 50 lakhs and a high claim settlement ratio. Apart from this, there are also government sponsored schemes in several states that offer health insurance at an affordable cost. Mukhyamantri Amrutam Yojana or MA Yojana is one such scheme for those residing in Gujarat.

About Ma Amrutam Yojana

Also known as Mukhyamantri Amrutam Vatsalaya, MA yojana was inaugurated in September 2012 to provide financial assistance to those living below the poverty line. However, it was extended to lower-middle class families later. It prides itself on being a holistic health scheme that provides coverage right from the time a person is diagnosed with a medical condition, to the treatment as well as the cost of care after hospitalisation.

Key Features Of Ma Amrutam Scheme

A person holding a MA card is entitled to a host of benefits as outlined below:

  • The fully government funded scheme requires no enrolment or premium payment.
  • A QR coded MA card is issued to each member of the family with their individual biometric thumb impressions, photograph, a unique registration number (URN) as well as district, taluka and village name.
  • A discount of Rs 100 per family is available to ASHA workers who help those below the poverty line register for the MA amrutam card.
  • Participation in monthly health camps at district levels conducted by hospitals empanelled under the scheme.
  • Paperless claims process with the benefit amount transferred directly through RTGS by the state government.

Mukhyamantri Amrutum Yojana - Inclusions

  • A maximum sum assured of Rs 3 Lakhs provided to up to 5 family members on a family floater basis
  • MA card holders can get a benefit of up to Rs. 5 Lakhs for organ transplant procedures of the kidney, liver and pancreas. Knee and hip replacement is also covered with a maximum of Rs. 40,000 for one procedure.
  • A total of 698 procedures including cardiovascular, renal, neurological and neonatal diseases as well as burns, cancer among others are covered.
  • The beneficiary is entitled to Rs. 300/ towards transportation charges every time he or she avails treatment at a hospital..

Mukhyamantri Amrutum Yojana - Exclusions

No coverage is provided for cosmetic treatments and non-emergency procedures to those holding a MA amrutam card.

Enrollment process for Mukhyamantri Amrutum Yojana

To get a MA amrutam card, a family member needs to approach a kiosk at the Taluka or civic center in their area. Mobile kiosks are also available at local level. A list of families which fall under the poverty line and have an annual income below Rs. 4 Lakhs is used as reference during the enrolment process.

Biometrics such as fingerprint and iris scan and photograph of the members are captured. An application form in Gujarati also needs to be filled along with submission of necessary documents. Once the details are verified, the MA amrutam card is given to the beneficiaries.

Documents required to apply for Ma Card

It is important to carry the documents mentioned below when visiting the nodal agency for enrolment:

  • Address proof
  • Identification proof
  • Proof of income
  • Certificate saying that your family qualifies for below the poverty line

Maa Amrutam card details - Ma Vatsalya Card

An applicant cannot download or apply for the MA amrutam card online. You need to visit the enrolment center and fill your details in the application form in Gujarati. You can revisit the center to check the status of your MA card or understand scheme details on the Mukhyamantri Amrutum Yojana website by logging in.

Mukhyamantri Amrutum app

Alternatively, you can easily install the MA app on your Android smartphone to help you locate the hospital empanelled under the scheme nearest to you during an emergency. Apart from this, you can also get the complete list of hospitals including their contact details and various features of the scheme as well.

Renewal process for MA Yojana Smart Health Card

The validity of MA amrutam card lasts for 3 years, after which it needs to be renewed. You can either call the customer care or visit the nearest designated kiosk with your income certificate and previous MA card for renewal.

Steps to download MA Yojana application form

The PDF of MA Yojana application form is not required for enrolment. Instead, you can visit the Mukhyamantri Amrutum website to locate your nearest kiosk. The form for application is provided at the kiosk itself.

Claim process for Mukhyamantri Amrutum Yojana

Claiming benefits under the Mukhyamantri Amrutum Yojana is an easy and paperless process. You need to submit your QR MA card to the network hospital for verification, after which treatment is started. The entire process is cashless with the claim settled directly between the insurance company and the hospital once the treatment is over.

Mukhyamantri Amrutum Yojana hospital list

Both private and government hospitals in Gujarat are registered under the Mukhyamantri Amrutum Yojana. Some of these include:

  1. Adani institute of medical sciences

  2. HJ Doshi Hospital

  3. Premdas Jalaram Hospital

  4. Muni Sewa Ashram

  5. Sita Superspecialty Hospital

  6. Civil hospital Surat

MA Amrutam Yojana helpline Number and address

A toll free helpline number 18002331022 is provided to address any queries of those enrolled with the scheme. Apart from this, you can also mail the concerned officials at You can also write to the Commissionerate of Health, Mukhyamantri Amrutum Yojana, Block 5, Jivaraj Mehta Bhavan, Gandhinagar- 382010.

Purchasing health insurance is an investment in your future that can help you be financially independent as you get the best medical care when diagnosed with a health condition. Health Insurance available on Finserv MARKETS not only covers pre and post hospitalisation expenses but also provides cashless facility at a network of 6500 hospitals pan India. So buy health insurance today and enjoy quality healthcare facilities in the future with the health plans available on Finserv MARKETS. 

FAQs on Mukhyamantri Amrutum Yojana

  • ✔️How many members of a family are covered under this scheme?

    A maximum of 5 members can be enrolled as per the regulations. However, a newborn child can be considered as the 6th member.

  • ✔️What is the waiting period for pre-existing conditions?

    MA card covers all pre-existing diseases from Day 1 of enrolment in the Mukhyamantri Amrutum Yojana.

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