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Yeshasvini scheme coverage is targeted towards workers in the lower-middle income and middle income groups in the informal sector of Karnataka. The scheme provides medical facilities at a reasonable cost to farmers across the state with the help of cooperative societies registered with the Department of Cooperatives. However, if you are looking for cashless treatment at some of the best hospitals across India for you and your family at affordable premiums, you can also opt for Health Insurance available on Finserv MARKETS.
The Yeshasvini Cooperative Farmers Health Care Scheme was launched by S.M. Krishna, the former chief minister of Karnataka on November 14, 2002. However, it started operations in 2013. Co-operative farmers are allowed to benefit from Yeshasvini scheme coverage via network hospitals across Karnataka.
The Yeshasvini Cooperative Farmers Health Care Trust is headed by the chief patron, the Chief Minister of Karnataka to ensure the efficient implementation of the Yeshasvini scheme. The governing body of the trust consists of senior officers reporting to the Principal Secretary of the Cooperation Department who is also the Chairman of the Trust as well as senior doctors across the state.
All beneficiaries of the Yeshasvini Cooperative Farmers Health Care Scheme contribute annually to enjoy the benefits under the scheme. This makes it a contributory scheme that is one of the largest self-funded health care schemes in India.
To be eligible for Yeshasvini scheme coverage the following criteria must be met:
Enrollment and renewal guidelines are issued by the Department of Cooperation, Government of Karnataka. Assistance is provided by the Deputy Registrar of Cooperative Societies and Cooperative Development Officers for premium collection. The final amount collected is transferred to District Central Cooperative Banks who in turn send it to the Apex Bank, Bangalore.
Close to 30 lakh beneficiaries across 30 districts in Karnataka benefit from health insurance coverage through the Yeshasvini card facility. The scheme covers 803 procedures some of which include:
Some of the procedures excluded under the Yeshasvini card include:
572 hospitals across several districts in Karnataka are a part of the network of Yeshasvini Health Insurance Scheme and offer benefits under the Yeshasvini card facility. Bangalore urban has the highest number of hospitals at 61, followed by Belgaum at 49, Bagalkot at 44, Tumkur at 27, Dakshina Kannada at 26 and Mandya at 25. .'Just as the Yeshasvini scheme, health insurance plans available on Finserv MARKETS also offer access to quality health care across 6500+ network hospitals.
Individuals who are members of a cooperative society for a minimum duration of 3 months can register for the scheme. From May to June, registration of new members and renewal of existing ones is done at all cooperative societies. Those who want to enroll can visit http://yeshasvini.kar.nic.in to apply for the Yeshasvini card online.
The Yeshasvini Health Insurance Scheme covers various surgical procedures at pre-negotiated rates with partner hospitals so that the beneficiary can avail cashless treatment using the Yeshasvini card as per the prescribed limits. Normal delivery, neonatal care, dog and snake bites, electric shocks, accidents such as drowning are covered under the scheme.
Apart from the Yeshasvini scheme, there are other health insurance plans available that offer extensive coverage. For example, the Health Insurance plans available on Finserv MARKETS offer medical coverage up to Rs. 50 lakhs, so you can take care of any medical emergencies in future.
The Yeshasvini Cooperative Farmers Health Care Trust which is registered under the Indian Trust Act 1882 is headed by the Chief Patron, the Chief Minister of Karnataka. Some of the other patrons include the Minister for health and family welfare and cooperation. 9 senior state government officers and 5 doctors from different states comprise the governing body of the trust which is chaired by the Principal Secretary to the Karnataka government, health and family welfare department. Principal Secretary to Government of Karnataka, Cooperation Department is the co-chairman of the Trust.
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