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On Bajaj Markets, you can apply for various loans offered by Bajaj Finance Limited like personal loans, business loans, and professional loans. While you apply for the loan, it is also essential to check the interest rates and other fees charged on the loan. Here are the interest rates and fees charged on Bajaj Finance Loans:

1. Salaried Personal Loan

Parameters

Particulars

Rate of Interest

12% - 32.5% p.a.

Processing Fees

Up to 4.72%(Inclusive of applicable taxes)

Convenience Fees

Up to ₹4499

Bounce Charges

₹700 - ₹1,200 per bounce

Part Payment Charges

Up to 4.72% (Inclusive of applicable taxes)

Loan Foreclosure Charges

Up to 4.72% (Inclusive of applicable taxes)

Penal Interest

3.50% per month

Stamp Duty

As per the laws of the state

Mandate Rejection Charges

₹450 per instance

Annual Maintenance Charges

  • Term Loan: Not Applicable
  • Flexi Hybrid Loan: Up to 0.885% (inclusive of applicable taxes) of the total withdrawable amount during subsequent tenure

2. Business Loan

Fees & Charges

Particulars

Rate of Interest

16% - 32.5% p.a.

Processing Fees

Up to 4.72% (Inclusive of applicable taxes)

Convenience Fees

Up to ₹4499

Bounce Charges

₹1500 per bounce

Part Payment Charges

Up to 4.72% (Inclusive of applicable taxes)

Loan Foreclosure Charges

Up to 4.72% (Inclusive of applicable taxes)

Penal Interest

3.50% per month

Stamp Duty

As per the laws of the state

Mandate Rejection Charges

₹450 per instance

Annual Maintenance Charges

  • Term Loan: Not Applicable
  • Flexi Hybrid Loan: Up to 0.295% (inclusive of applicable taxes) of the total withdrawable amount during subsequent tenure

3. Professional Loan

Fees & Charges

Particulars

Rate of Interest

12%- 20% p.a.

Processing Fees

Up to 4.72% (Inclusive of applicable taxes)

Convenience Fees

Up to ₹4499

Bounce Charges

₹1500 per bounce

Part Payment Charges

Up to 4.72% (Inclusive of applicable taxes)

Loan Foreclosure Charges

Up to 4.72% (Inclusive of applicable taxes)

Penal Interest

3.50% per month

Stamp Duty

As per the laws of the state

Mandate Rejection Charges

₹450 per instance

Annual Maintenance Charges

  • Term Loan: Not Applicable
  • Flexi Hybrid Loan: Up to 0.295% (inclusive of applicable taxes) of the total withdrawable amount during subsequent tenure

*Disclaimer: The details mentioned above are subject to change as per the terms and policies of Bajaj Finance Limited

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