Personal Loan of ₹3 Lakhs

Know more about a personal loan of ₹3 Lakhs and its advantages

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Whether renovating your home, covering education expenses, or planning a dream wedding, a personal loan of ₹3 Lakhs can help bridge the gaps in your funds. You can fulfil all your aspirations and benefit from competitive interest rates, flexible repayment options, and a hassle-free application process with the help of this loan. You can choose from multiple lenders and apply for this loan on Bajaj Markets.

Lenders that Offer a Personal Loan of ₹3 Lakhs

Our Partners	Maximum Loan Tenure	Maximum Loan Amount	Minimum Interest Rate
Bajaj Finance Limited	72 months	₹35 Lakhs	12.00% p.a.
4.7	View Details
CASHe	12 months	₹4 Lakhs	27.00% p.a.
4.4	View Details
Fibe	36 months	₹5 Lakhs	14.00% p.a.
4	View Details
Finnable	60 months	₹10 Lakhs	15.95% p.a.
4	View Details
IIFL Finance	42 months	₹5 Lakhs	18.00% p.a.
4.1	View Details
InCred	72 months	₹10 Lakhs	16.00% p.a.
4.3	View Details
KreditBee	24 months	₹4 Lakhs	18.00% p.a.
4.1	View Details
Kotak Mahindra Bank	60 months	₹25 Lakhs	10.99% p.a.
4.2	View Details
L&T Finance	48 months	₹15 Lakhs	11.00% p.a.
4.6	View Details
moneyview	60 months	₹5 Lakhs	16.00% p.a.
4.2	View Details
Muthoot Finance	60 months	₹15 Lakhs	14.50% p.a.
4	View Details
PaySense Partners	60 months	₹5 Lakhs	15.00% p.a.
4.3	View Details
Privo	60 months	₹5 Lakhs	9.99% p.a.
4.5	View Details
Olyv	12 months	₹5 Lakhs	1.50% p.m.
4.1	View Details
SMFG India Credit	60 months	₹25 Lakhs	12.00% p.a.
4.2	View Details
Upwards	36 months	₹5 Lakhs	1.50% p.m.
4.3	View Details
YES BANK	72 months	₹50 Lakhs	10.99% p.a.
4.2	View Details
Zype	12 months	₹5 Lakhs	18.00% p.a.
4	View Details

*Disclaimer: The aforementioned details and charges are subject to change at the lender’s discretion.

EMIs at a Glance

Let us assume that the interest charged on your personal loan is 11% p.a. Here is a breakdown of the EMIs you may be required to pay over tenures ranging from 12 months to 60 months:

Tenure	EMI Amount	Total Interest	Total Repayment Amount
12 months	₹26,513	₹18,157	₹3,18,157
24 months	₹13,981	₹35,543	₹3,35,543
36 months	₹9,820	₹53,527	₹3,53,527
48 months	₹7,752	₹72,106	₹3,72,106
60 months	₹6,521	₹91,274	₹3,91,274

You can further experiment with different values to find the loan terms that best align with your requirements and preferences. Use a personal loan EMI calculator to compute the probable monthly instalments with just a few clicks.

Calculate EMI for ₹3 Lakh Personal Loan

Loan Amount

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Tenure

Months
Years

Rate of Interest

Monthly EMI

at % interest rate for months

Total Amount Payable

Principal Amount

Total Interest Amount

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Year	Principal	Interest	Balance

Benefits of Applying for a Personal Loan of ₹3 Lakhs on Bajaj Markets

Multiple Choices

Choose from some of the leading personal loan providers to find offers that suit your needs

Efficient Online Application

Enjoy the swift online application process with minimal documentation and rapid processing

Quick Disbursal

If your application is approved, you can receive the approved amount within minutes

Transparency

You can be assured of zero hidden charges and complete transparency in the application process

How to Apply for ₹3 lakhs Personal Loan

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20 Lakh Personal Loan	25 Lakh Personal Loan
30 Lakh Personal Loan	50 Lakh Personal Loan

How can I get an instant personal loan of ₹3 Lakhs?

You can easily apply for an instant personal loan of ₹3 Lakhs by filling the online application form and submitting the necessary documents on Bajaj Markets.

What is the interest rate levied on a personal loan of ₹3 Lakhs?

You can get a personal loan of ₹3 Lakhs at interest rates starting from just 9.99% p.a. on Bajaj Markets.

Can I get a loan of ₹3 Lakhs without submitting any collateral?

Yes, you can easily get an instant personal loan of ₹3 Lakhs without having to mortgage any of your property or other assets.

Is it possible to secure a loan of ₹3 Lakhs from Bajaj Markets?

Yes, you can get a loan of ₹3 Lakhs by meeting the specified eligibility criteria and submitting the necessary documents on Bajaj Markets.

What is the minimum and maximum tenure for a personal loan of ₹3 Lakhs?

You can opt for repayment periods spanning from a few months to 6 years when applying for a personal loan of ₹3 Lakhs through Bajaj Markets.

How fast can I get a personal loan of ₹3 Lakhs?

Apply for a personal loan on Bajaj Markets and get instant approval. Furthermore, some of our lending partners, like Privo, Fibe, KreditBee, and Kissht, disburse funds to your account within 5 to 15 minutes.