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Personal Loan Eligibility Calculator - Overview

The Finserv Markets Personal Loan Eligibility Calculator is the quickest way to accurately calculate the loan amount that you are eligible for. All you need to do is enter your net income and the Equated Monthly Installments (EMI) amount that you are comfortable paying and that’s it! 

Conventional, offline methods of checking your personal loan eligibility and applying for the same are time-consuming, inefficient, and quite frankly, outdated! Finserv Markets puts all these problems aside and has simplified the entire process to make it seamless, easy, convenient and hassle-free. With just a few clicks and minimal documentation, we ensure you get the amount you need -  right from the convenience of your home! Apply for a Bajaj Finserv Personal loan today.

All we need from you…

Eligibility Criteria
  • You must be a citizen of India.
  • You must be a salaried individual.
  • Salaried individuals between ages 23 - 58 are eligible and can apply for a Personal Loan.
Documents Required
  • Aadhar Card/Passport/Driving License.
  • PAN Card.
  • Bank Statement - Last 3 months.
*Don't worry if you are asked to upload additional documents, we are just creating the best Bajaj Finserv loan for you!

Manage all your queries here

  • Why should I avail of a Personal Loan online?

    Taking a personal loan online is simple, quick, convenient and hassle-free. It not only saves you time and effort but, also guarantees transparency and security.

  • Why should you choose us for a Personal Loan?

    With Finserv Markets, your personal loan application can be approved within 3 minutes and the loan amount can be disbursed and credited to your bank account within 24 hours – all of this from the comfort of your home! With the Bajaj Finserv lending process made simple and hassle-free, apply for a pre-approved Bajaj Finserv loan, today!

  • Do I have to provide any security, collateral or guarantors when applying for a Bajaj Finserv loan?

    None, whatsoever! At Finserv Markets we trust our customers and hence do not ask for collateral.

  • Can I carry out the application process in a conventional manner offline?

    At Finserv Markets, we strongly believe in the power, speed, transparency, and efficiency of our online platform. Hence, our operations are exclusively online and we recommend the same to our customers as well.

  • Do you offer balance transfer facility for Personal Loans?

    We do not offer balance transfer for personal loans.

  • How secure is my information when applying for Bajaj Finserv pre-approved loan?

    All sensitive information like personal and financial data is heavily encrypted and safeguarded through our robust security systems. No individual apart from the authorized Finserv Markets personnel can access and process your information. All things considered, this makes it more safe and secure than convention offline loan applications, which involve a lot of paperwork that, many people can access.

  • What are the basic Personal Loan eligibility criteria?

    You can apply for a Personal Loan if: 1. You are a salaried employee 2. You are between 23-58 years of age 3. Your minimum take home salary is greater than Rs. 37,000 and you reside in Tier 1 cities and Rs.27,000 incase you reside in Tier 2 cities.

  • Can I avail a pre-approved Bajaj Finserv Loan if I am self-employed?

    If you are self-employed, do check out the ‘Self-Employed’ section under Business Loans to find out more.

  • Can I avail of a NRI Personal Loan?

    At this moment, we offer a Bajaj Finserv loan only salaried Indian residents.

  • What is the minimum and maximum tenure that I can avail when applying for a Bajaj Finserv pre-approved loan?

    You can avail a Personal Loan for a tenure ranging from 1 year to 5 years (with annual renewal option for interest servicing loan).

  • Can I get a Bajaj Finserv loan anywhere in India? What is the maximum loan amount that I can get?

    We are present in 35 major cities in India. Click here to see the list. You can avail of a loan of up to Rs.25 lakh subject to your eligibility.

  • How do I check my personal loan eligibility?

    The Personal Loan Eligibility Calculator section is designed for exactly this purpose. Do check it out to find out your loan eligibility in just a few clicks!

  • Why do I need to provide my bank account credentials while applying for a Bajaj Finserv pre-approved loan?

    We use the credentials to get your 3 months’ bank statements directly from your bank. Hence, you don’t need to worry about procuring, scanning, and uploading the documents anymore! And yes, this makes the Bajaj Finserv lending process hassle-free.

  • Are there any hidden charges when applying for a Bajaj Finserv pre-approved loan?

    At Finserv Markets, we’re committed to being 100% transparent and clear. There are no hidden charges or fees, whatsoever!.

  • What should be my monthly income to be eligible for a personal loan for salaried individual?

    Based on your city of residence your minimum monthly salary must be the following: Rs. 37,000 - For Bangalore, Delhi, Pune, Mumbai, Hyderabad, Chennai, Coimbatore, Ghaziabad, Noida and Thane. Rs. 32,000 - For Ahmedabad, Kolkata, Cochin, Jaipur, Nagpur. Rs. 30,000 Jaipur, Chandigarh, Nagpur, Surat and Cochin. Rs 27,000 - For Goa, Lucknow, Baroda, Indore, Bhubaneswar, Vizag, Nasik, Aurangabad, Madurai, Mysore, Bhopal, Jamnagar, Kolhapur, Raipur, Trichy, Trivandrum, Vapi, Vijayawada, Jodhpur, Calicut and Rajkot.

Our Pursuit, Your Happiness

Getting a loan to take care of my wedding and relieving my parents to enjoy the occasion was the best decision I ever made. Easy-to-apply, amazing interest rate and quick disbursal, what more can one ask for!

I am passionate about the vehicle I drive. I want to protect it with the best available option. What amazed me was the full transparency, quick quotes and the attractive discount on the premium while choosing the annual payment option!

Check your personal loan eligibility in seconds!

My husband and I will finally move into our own house this Diwali. All thanks to Bajaj Finserv, with competitive interest rates, minimal processing fees and easy to repay EMIs, our dream saw the light of reality in no time!

Get the best FD interest rates starting @ 8.40%. Let's start!

Kids grow up fast and to fulfill their dream trip to Disneyland I had everything but instant funds. With no collateral or guarantor required and a hassle-free processing, I gifted my family a memorable trip to Orlando with just a click!

Get sum insured up to 1 Crore! Let's start!

The best way to start looking for health insurance is to do a close study of the coverage needs and checking the insurance company's claim ratio. No unnecessary jargons, easy to apply claims process and choice of premia!

Zero additional charge on part-payment option on Business loans! Let's start!

I bought my first iPhone using my Bajaj Finserv EMI Network Card. Zero downpayment with a No cost EMI on Bajaj Finserv EMI store just made my day!

Get home loan sanctioned online in 72 hours! Let's start!