Professional Loan: Loan for Professional in India
To be a professional in your field, you must have dedicated years to learn a specific set of skills and for sure have acquired expertise in it. So, when the time comes to take your professional career up to a whole new level, you want to be sure that you have the best financial resources at hand.
On This Page: Why Do You Need A Professional Loan | Features of Profesisonal Loan | Professional Loan Interest Rates | Professional Loan Eligibility
That is why the best course of action would be to get a customized professional loan from a trusted and reliable lender. With a specialized professional loan that would surely meet your financial needs, you can expand your business or pursue higher professional goals without any hassles.
To satisfy that end, the Bajaj Finserv professional loan available on Finserv MARKETS makes up for the best loan for professionals of any ground across India. With its easy application and quick disbursal process, this professional loan can be a major help in growing in your professional path.
Bajaj Finserv professional loan
The Bajaj Finserv professional loan is a tailor-made loan specially designed to meet the financial requirements of professionals to fulfill their career goals. Working professionals such as doctors, engineers, CA and similar can avail this loan and since it’s an unsecured form of loan hence requires no form of collateral. It can be conveniently availed on the Finserv MARKETS by following a few easy steps and the amount would be approved in just 3 Minutes and disbursed within 24 hours of approval.
Why do you need a Professional Loan?
There can be several reasons to apply for a Professional loan. A few of which are mentioned below:
Professionals such as doctors might be looking to set up their own clinic or private practice. This would require a considerable piece of capital to start and hence a professional loan would be an ideal choice in such a case.
A professional might already have an individual practice in place but looking to expand or upscale it more. This can include renovations, looking for new locations and even employing more people. The funds required for these can be easily accessed with the help of a professional loan.
As a professional, it is important to always stay up to date with the technological advancements and progress being made in your industry. A professional loan, in such cases, can be utilized to purchase new equipment or machinery and stay updated in your professional practice.
The professional needs of a doctor may not be the same as the professional needs of a chartered accountant. Therefore, it is necessary to avail a professional loan that takes into account these differences and offers you a loan customized according to your specific needs. The Bajaj Finserv professional loan perfectly understands your need and offer a tailored-fit loan as per your requirements.
Features of Professional Loan
Apart from meeting your professional needs, a professional loan should guarantee that your financial needs will be taken care of swiftly and efficiently. Let’s highlight how we make it possible through the professional loan:
Easy loan application: It is incredibly easy to avail the professional loan since the entire process is online. All it requires is a few clicks, minimal documentation and you can apply for a loan of up to Rs. 30 lakhs.
Swift Disbursal: Once your details are verified, your professional loan can get approved in just 3 minutes. Post that, your loan amount can be reflected in your bank account in just 24 hours.
Flexible payment: Loan for professionals on Finserv MARKETS offers its customers a very flexible loan repayment tenures that range between 12 to 60 months.
No collateral: Bajaj Finserv professional loan is an unsecured loan and therefore does not require any collateral from the customer’s end.
Interest Rates of Loan for Professional
The Bajaj Finserv professional loan provides the most competitive interest rates with no hidden charges. You can apply for one of the below types of Professional loan:
- Term loan: One of the standard professional loan that starts at an interest rate between 14-17% (based on eligibility) and includes standard charges such as processing fees, convenience fees and so on.
- Hybrid Flexi loan: The Hybrid Flexi professional loan also offers an interest in-between range of 14-17%. But the best part is, it comes with certain advantages and flexible features that allow for greater control over your professional loan payments. It also includes an Annual Maintenance Fees.
- Personal Loan: You can apply for a personal loan for professionals and get a loan of up to Rs. 20 Lakhs that starts at an interest rate between 14-17% and make the most of the benefits from certain value-added services.
- Business Loan: Get a business loan for professionals that starts at an interest rate between 14-17% with benefits that include nominal annual charges and flexible repayment structures.
Eligibility Criteria of Loan for Professionals
The eligibility criteria for Bajaj Finserv professional loan is quite simple. Please refer the below bullets to get to know about the same:
You must have a professional degree or diploma in your field of expertise
You must be aged between 25-65
You must be a resident of India
You must be a self-employed individual
Additionally, depending on the type of loan (i.e. doctor or CA loan) you may be asked to meet a certain set of profession-specific criteria.
Documents Required for Professional Loan
Bajaj Finserv professional loan promises a hassle-free loan approval with a very minimal documentation process. Since the entire application process is safe and transparent, you can rest assured that your documents are always secured with us. Here are the essential documents for the professional loan:
Proof of Identity (Passport, PAN Card, Aadhaar Card)
Proof of Address (Ration card, Aadhar Card, Utility bills)
Copies of your professional degrees and diplomas
Bank statement for your business for the last 6 months
Profit and loss statements of your business
Proof of ownership/lease of a property to set up the practice
The Bajaj Finserv Professional Loan on Finserv MARKETS has set its standard to offer loans at very competitive interest rates. The whole process is online with minimal documentation and easy to meet criteria. All it takes just 3 minutes to approve and 24 hours to disburse the amount, post approval. You can avail up to Rs. 30 lakhs with a repayment tenure ranging between 12-60 months.
With its transparent online process and tailored-fit loans, the professional Loan on Finserv MARKETS is an ideal option for those looking to take off their careers to new heights. Moreover, you can also enjoy other benefits such as free financial reports as well as various insurance plans customized for your needs.
Happy Customers of Finserv MARKETS
I am passionate about the vehicle I drive. I want to protect it with the best available option. What amazed me was the full transparency, quick quotes and the attractive discount on the premium while choosing the annual payment option!
My husband and I will finally move into our own house this Diwali. All thanks to Bajaj Finserv, with competitive interest rates, minimal processing fees and easy to repay EMIs, our dream saw the light of reality in no time!
Kids grow up fast and to fulfill their dream trip to Disneyland I had everything but instant funds. With no collateral or guarantor required and a hassle-free processing, I gifted my family a memorable trip to Orlando with just a click!
The best way to start looking for health insurance is to do a close study of the coverage needs and checking the insurance company's claim ratio. No unnecessary jargons, easy to apply claims process and choice of premia!
I bought my first iPhone using my Bajaj Finserv EMI Network Card. Zero downpayment with a No cost EMI on Bajaj Finserv EMI store just made my day!
Getting a loan to take care of my wedding and relieving my parents to enjoy the occasion was the best decision I ever made. Easy-to-apply, amazing interest rate and quick disbursal, what more can one ask for!