✓ Home Loan from ₹2 Lakhs To ₹15 Cr ✓ Multiple Lending Partners ✓ Interest Rates Starting @ 8.65%


Shriram Housing Finance Limited (SHFL) is a housing finance organisation with 85 branches spread across the country. Its lending operations began in December 2011.

SHFL came up with a mission of ‘Finding Ways to Funding Homes’. Striving to work towards its vision of ‘Housing for All’, it aims at providing financial support to help the under-served population of India to fulfil their dream of owning a home. 

In order to achieve this, SHFL communicates in the form of branch branding, Below the Line (BTL) Activation, digital marketing mediums, and Point of Sales (POS) literature. This helps it to understand the aspirations of the ‘Aam Aadmi’ (common man) of owning a house. 

Thriving on consumer satisfaction, SHFL provides customised mortgage/home loan solutions to its customers. You can get your customised home loan solutions by applying for Shriram Housing Finance Loans on Bajaj Markets today.

Products Offered


Home Loan

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Home Loan Balance Transfer

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Loan Against Property

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Loan Against Property Balance Transfer

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Key Features

Here are a few key features of the Shriram loan products:

  • Substantial Loan Amount

You can borrow a loan amount of up to Rs. 10 Cr based on your requirements and eligibility.

  • Flexible Repayment Tenures

The repayment tenure ranges up to 300 months, thereby making the EMI payment facility seamless.

  • Smooth Documentation Process

You can apply for Shriram loans by submitting minimal documentation which facilitates a smooth and stress-free experience for you.

  • Nominal Rate of Interest

It offers attractive interest rates starting from just 11.50%.

  • Zero Hidden Charges

The loan application process is completely transparent. There is no involvement of any hidden or pre-payment charges.

  • Hassle-free Process

Starting from the application to the disbursement of the loan amount, the entire procedure is easy and straightforward.

  • Caters to the Under-Served Population

SHFL provides financial assistance to common individuals who belong to the ‘no income proof segment’ or can not access the formal banking sector.

  • Provides Customised Mortgage Solutions

The driving forces behind the functionality of SHFL are its core values like integrity, trust, team spirit, and zeal. It focuses on consumer satisfaction, thereby delivering customised solutions for their mortgage needs.


Shriram Housing Finance Ltd. is one of the top affordable housing loan organisations in India. Spread across 15 states of the country, it has won several awards over the years. Here are a few of its achievements:

  • At the third Annual BFSI Technology Excellence Awards organised by Quantic India in April 2022, Shriram Housing Finance Ltd. won the ‘Fastest Growing NBFC of the Year’ award.

  • SHFL is rewarded with a certificate for being a ‘Great Place to Work’ for February 2022-2023.

  • It won the ‘Best Emerging Housing Finance Company of the Year’ award at the Economics Times Best BFSI Brands 2021.

  • At the Business Leader of the Year Awards organised by the World Leadership Congress & Awards, SHFL won the ‘Emerging Company of the Year’ award.

  • Mr. GS Agarwal, the Chief Financial Officer (CFO) of SHFL, won two awards for ‘CFO Innovation for Leverage Management in BFSI’ and ‘CFO Innovation for Liquidity Management in BFSI’ categories of the CFO Vision & Innovation Awards 2021.

Contact Details

You can easily contact the SHFL team in case you wish to address your concerns or queries. Here are a few ways you can follow:

  • Visit Office: You can visit their registered or head office at the below mentioned address:

  • Registered Office: No.123, Angappa Naicken Street, Chennai - 600001.

  • Head Office: Shriram Housing Finance Limited, Level 3, Wockhardt Towers, East Wing, Bandra Kurla Complex, Mumbai - 400051.

  • Send an Email: You can write to them at contact@shriramhousing.in.

  • Give a Call: You can call on their toll free number 1800 102 4345.

Frequently Asked Questions

  • ✔️What are the repayment tenure available for Shriram Housing loans?

    The repayment tenure for Shriram loans ranges up to 300 months.

  • ✔️Up to what sum can I obtain a home loan of?

    You can get a home loan up to a maximum of Rs. 10 Cr.

  • ✔️Who is the CEO of Shriram Housing Finance Limited?

    Ravi Subramanian is the CEO of Shriram Housing Finance Limited.