Apply online for a personal loan and get up to ₹55 Lakhs to manage all your expenses, big or small, on Bajaj Markets. Enjoy interest rates starting at just 9.99% p.a., with flexible repayment tenures of up to 96 months. Compare loan offers from 25+ trusted lenders and benefit from fast online application process, quick approvals within minutes, and minimal documentation.
For Salaried and Self-employed
No Collateral Required
Online Process
You can instantly borrow up to ₹55 Lakhs by comparing offers from 25+ lenders on Bajaj Markets
Personal loans on Bajaj Markets come with attractive interest rates starting from 9.99% p.a.
The loan amount can be used to cater to a variety of needs, ranging from tackling medical emergencies, planning your trip or wedding, funding your child’s education, debt consolidation and much more
You do not need to submit any collateral
You can choose between two personal loan variants, that is, a term loan or flexi loan
The online application process enables your loan application to be reviewed and verified within a few minutes
The online documentation process makes applying for a personal loan on Bajaj Markets, easy and convenient
If approved, you may receive the sanctioned amount within a few minutes
With the promise of complete transparency, you can be assured of zero hidden and undisclosed charges
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions. Basis the information provided during your loan application journey, you may be provided with various offers from our existing loans p
artners.A personal loan refers to an unsecured credit source, which is generally utilised to meet pressing financial requirements.
You are usually required to have a CIBIL score of 600 or more to qualify for a personal loan.
You can get a personal loan amount of up to ₹55 Lakhs through Bajaj Markets. However, the maximum personal loan amount you get will depend on your eligibility.
A personal loan does not have any end-use restrictions. It can be used for debt consolidation, home improvement, medical expenses, education, travel, or any other financial need.
Yes. It is possible to get more than one personal loan at the same time. However, the approval of these loans depends on factors like your creditworthiness, income, and the lender’s policies.
Once you decide to apply for a loan with a lender of your choice, you must first fill necessary details in the application form. Submit the necessary documents, following which the lender checks your creditworthiness and then provides an offer. If you accept the offer and sign the agreement, the amount is credited to your account, which you can use to meet your requirements.
Yes. Depending on how you use the loan, you may be able to enjoy tax benefits. If you use the loan amount to help finance the purchase of a new home or start a new business, you can get exemptions under the Income Tax Act, 1961.
Yes, you may be eligible for a top-up personal loan on your existing loan from Bajaj Markets, subject to your repayment history and the lender’s policies.
Missing a personal loan payment may attract late payment charges and negatively impact your credit score. Continued non-payment can lead to increased interest liability and potential legal proceedings.
The processing fee is calculated as a fixed percentage of the sanctioned loan amount. It typically ranges from 0 % to 12%, depending on the lender’s terms and conditions.
Yes, you can apply for a personal loan with a low CIBIL score. However, lenders may impose higher interest rates. Some lenders may even require additional security, such as a guarantor or collateral.
To prevent the rejection of your personal loan application, ensure you meet all the eligibility requirements and have the proper documentation in place.
The approval time for a personal loan can vary but it usually takes up to 7 business days. This is subject to the completeness of the application, the documentation provided, and the lender’s policies.
No. A collateral is not required when applying for a personal loan on Bajaj Markets.
Yes, a stamp duty may be applicable on a personal loan. Reach out to your lender and discuss the charges applicable (if any), prior to applying.
Ensure to fulfil all the set eligibility and documentation requirements before applying for the loan. Avoid making multiple applications at once or applying for an amount you are unlikely to qualify for.
Yes, you can foreclose your personal loan by paying a small fee that usually ranges up to 4-6% of the loan amount. Ensure to check with your lender and verify the foreclosure charges that may apply.
The repayment tenure of a personal loan can be up to 96 months. It will depend on your lender, your principal amount, and your repayment capability.
Yes, you can prepay or foreclose your personal loan by paying a small fee that usually ranges up to 4-6% of the loan amount. The charge may vary depending on the lender you opt for. Ensure to check with your lender and verify the fee that may apply.