The 12-digit Aadhaar Card number is a unique number that is linked to an individual’s biometrics. This system has been helpful in making the government expand the benefits to the eligible candidate. For the citizens also, this UID is helpful for validating their identity. The identification number is issued to every resident of India, free of charge. When you get an Aadhaar Card, it is imperative that you get it authenticated.
To understand the Aadhaar authentication process, it is first important to understand the meaning of Aadhaar Authentication. Aadhaar Authentication refers to the verification of the Aadhaar information. Through the Aadhaar Authentication process, an individual’s demographic information such as name, gender, date of birth, and biometric information is submitted with the Central Identities Data Repository (CIDR) for its authentication. The UIDAI then verifies all the details.
Before Aadhaar, when an individual was asked to submit a POI (Proof of Identity) during official formalities, one could take the liberty of submitting the PAN, Passport, Voter’s ID, Driver’s Licence etc. As various governing bodies issue these IDs, accurate validation often creates issues. However, Aadhaar allowed authorities to check for demographic and biometric verification online, making the process simple as well as quick.
To carry on their functions of offering subsidies and benefits to the people, there are private as well as public agencies that require authentication. The introduction of Aadhaar has resulted in a more trustworthy and reliable way of identifying the documents that have been submitted.
The Aadhaar card authentication can be done as per the following methods:
Biometric Authentication - Biometrics are the biological measurements and calculations that are individual to each human being, such as fingerprints, retina and iris patterns, voice waves, etc. To authenticate an individual’s identity, the service agency can make use of these biometric entries. The Aadhaar card number and the biometric details that are given by the individual can be matched with the information that is held by the CIDR.
OTP-Based Authentication - This method can be used for Aadhaar authentication online. OTP or the One Time Password can be used for a transaction or a login session. The individual can request an OTP through the service provider’s application. Thereafter he would receive the OTP on his registered email or mobile number.
Demographic Authentication - Demographics refer to the individual’s name, address, date of birth and gender. These details are linked with one’s Aadhaar Card. The details can be matched with the details available with the CIDR.
Multi-Factor Authentication - In this method, a combination of modes is used for the authentication. The service agency can run two or three authentication methods on the basis of their requirements.
Let us now take a look at the benefits of Aadhaar card authentication:
Less Paperwork - With a long list of documents needed for address proof, date of birth proof, passport, Driver’s licence etc. It can become challenging to authenticate someone’s identity. With Aadhaar card authentication, the stack of documents is no longer needed.
Simple Procedures - Verification of information becomes very simple and quick when you have Aadhaar. An individual’s biometric and demographic details are available centrally, making the verification simpler.
Identification of Residents - The deserving individuals can benefit from the different schemes and plans introduced by the government. Aadhaar card helps in the accurate and quick verification process, so that the individuals receive the government benefits such as subsidies etc., in no time.
To authenticate the Aadhaar Card online, you have to produce the card to a service provider such as a bank or a financial institution. Your fingerprints or retinal image will be captured and communicated to UIDAI. Once the two biometric values are matched, your identity will be verified.
API stands for Application Programming Interface. The user’s input in the form of the Aadhaar Card number is put through an online system, which further verifies the data as per the set standard. If the details are confirmed, the authentication process is completed.
If you want to authenticate your Aadhaar card offline by visiting the nearest EPFO(Employees' Provident Fund Organisation), you need to fill out the Aadhaar Seeding Application Form. you would need to submit all the required documents and submit them along with the form at the nearest EPFO office. Once the verification is complete, your EPF account and Aadhaar will be linked.
There are many situations where you need to get your KYC done. KYC stands for Know Your Customer. When the process is done online, it is called e-KYC, where ‘e’ stands for electronic. It is comparatively much quicker and easier as compared to the offline process.
Through the Aadhaar authentication service, agencies can verify the identity of the Aadhaar card holder using electronic or online means. The information collected by the company is sent to the UDAI for verification.