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The BMW X7 is a super-luxury SUV that was launched in India on July 25, 2019. The car comes equipped with an extremely powerful 2993 cc engine that allows it to reach an impressive top speed of 250 kmph. The BMW X7 ex-showroom price starts at a whopping ₹1.07 crore making it significantly more expensive than other luxury cars in the SUV segment. To protect such an expensive investment, you will need a good comprehensive BMW X7 insurance plan that can keep you and your car financially protected against accidental damages, theft, etc. In this article, we’ll take a look at BMW X7 insurance options, the car’s specifications, and features.

BMW X7 Insurance Price for Variants

This regal 7-seater model from BMW comes in only 4 variants with petrol and diesel engines and other minor tweaks to the general BMW X7 specifications. BMW X7 average fuel efficiency for its diesel variant is 13.38 kmpl and for the petrol one, it stands at 10.54 kmpl. BMW X7 fuel tank capacity for all variants stands at a massive 80 litres.


BMW X7 Variant

Ex-Showroom Price

Fuel Type

Estimated Third-Party Premiums

xDrive30d DPE Signature 7STR

₹1.07 crore



xDrive30d DPE Signature

₹1.15 crore



xDrive40i M Sport

₹1.15 crore




₹1.74 crore



Disclaimer: *The ex-showroom prices are for Delhi and are subject to change based on the city.

~Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your car insurance policy.

How to Buy BMW X7 Insurance Online

Now that you understand the importance of getting a BMW X7 insurance, these are the simple steps you can follow to buy insurance online on Bajaj Markets:


Step 1: Visit the ‘car insurance calculator’ page on Bajaj Markets website.


Step 2: Enter the necessary information such as your vehicle and personal details.


Step 3: Choose your preferred plan from the list of BMW X7 insurance options that appear on the screen.


Step 4: Upload the necessary documents and make the online premium payment.


Step 5: Your BMW X7 plan will be activated and the plan details will be sent to your email.

How to Renew BMW X7 Insurance Online

You can instantly renew your BMW X7 insurance online by following the instructions given below:


Step 1: Visit the car insurance renewal page on your insurance provider’s website.


Step 2: Enter your existing BMW X7 insurance details and personal information.


Step 3: Choose from the list of BMW X7 insurance options that show up on the screen.


Step 4: Check the premium prices for your preferred plan and upload the relevant documents.


Step 5: Make an online premium payment using the available digital payment options.


Step 6: Your BMW X7 insurance will soon be renewed and details will be sent to your registered email.

Why You Need BMW X7 Insurance

With a starting price tag of ₹1.07 Crores, only a handful of customers can afford to buy this car. If you choose to buy this super expensive luxury SUV, you will also have to consider the associated costs such as maintenance and repair expenses. In case your BMW X7 gets into an accident, you may end up spending tens of lakhs just for the repairs, which is an exorbitantly expensive amount. To keep yourself and your precious car financially secure against these expenses, it’s incredibly important to get a BMW X7 insurance. Additionally, you are required by law (per the New Motor Vehicles Act, 2019) to have at least third-party insurance for all your vehicles.

Types of BMW X7 Insurance

Car owners who own a BMW X7 can choose between two types of insurance policies:

  • Third-Party BMW X7 Insurance

To comply with the Indian laws, you can simply buy the Third Party Car Insurance plan which is the cheapest option. But do note that this plan does not cover any damage to your own vehicle. It simply protects you from legal and financial obligations for damages suffered by the other party in case of an accident involving your vehicle.

  • Comprehensive BMW X7 Insurance

The on-road price of the BMW X7 is well above ₹1.25 Crores. Naturally, it makes sense that you would want to keep it well protected from any unfortunate accidents or mishaps. This is why you should be choosing a Comprehensive Car Insurance, covering third-party obligations as well as damage to the BMW X7 caused by natural disasters, accidents, fire, man-made disasters, and theft. Under the personal accident protection, it also covers the owner/driver’s accidental handicap or death.

What’s Included in BMW X7 Insurance?

The BMW X7 insurance includes coverage for situations like accidental damages, theft or burglary, natural calamities like floods or earthquakes, man-made disasters, fire damages, etc.

What’s Not Included in BMW X7 Insurance?

The exclusions under BMW X7 insurance consist of situations like normal wear and tear of the vehicle, electrical or mechanical breakdown, intentional damage to the car, accidents due to driving under the influence, etc.

Add-On Covers for BMW X7

When you buy comprehensive insurance, you can also buy optional add-on covers to enhance the scope of your BMW X7 coverage. Here are the best add-on recommendations you should consider:

  • Car Roadside Assistance

With the 24x7 car roadside assistance cover, you can get professional help from mechanics at any location if your car malfunctions or breaks down and there is no garage nearby.

  • Zero Depreciation Cover

This cover allows you to get the full market price of your car parts in the form of an insurance claim in case of damages, without the loss of the car’s value due to depreciation being taken into consideration.

  • Consumables Cover

Consumables like engine oil, coolant, brake oil, etc. are not covered under a regular insurance plan. If you want coverage for these items, you can get the consumables cover.

  • Personal Accident Cover for Passengers

You can buy this cover to ensure the safety of your loved ones travelling alongside you. It will provide medical coverage to all your passengers in case of an accident.

Making a Claim for Your BMW X7 Insurance

If you wish to make a BMW X7 insurance claim, you will need to keep the original copies of the following documents ready to submit to your insurance company:


  • BMW X7 insurance policy papers

  • FIR of the incident

  • Bills and receipts of vehicle repairs

  • Information regarding the traffic accident

  • Driving licence and your car details


The two ways to make a BMW X7 insurance claim are:

  • Cashless Claims

Register your claim and inform your insurance company. You can then have your car repaired at a network garage. Once repairs are done, furnish your insurance documentation and other necessary documents. After verification, your insurance company will settle the claim amount directly with the garage.

  • Reimbursement Claims

Register your claim and inform your insurance company. If this was an accident or theft case, file an FIR. Get your car fixed at a garage and pay for the expenses incurred. Submit FIR and other documents to your insurer, along with original bills and receipts for reimbursement. After verification takes place, your claim amount is reimbursed.

Tips to Reduce BMW X7 Insurance Premiums

With such an expensive car, the insurance premiums are also bound to be higher. Here are some tips you can use to reduce your BMW X7 insurance premiums:

  • Do Not Make Small Claims

Making multiple small claims can lead to an increase in your premium costs during renewal. Try to pay for minor repairs out of pocket.

  • Compare Plans Online

When buying BMW X7 insurance, compare all car plans available online and choose one that offers the best features at the lowest prices.

  • Use the No Claim Bonus (NCB)

If your car insurance policy has gone for a full policy term without a claim, you may be eligible for a No Claim Bonus in car insurance. Use this NCB to get lower premiums when renewing your plan.

  • Anti-Theft Device

If you have an anti-theft device installed in your car, you may be eligible for a small discount on your insurance premium payments.

Maintaining Your BMW X7: Useful Tips

Maintaining your BMW X7 will help you save a lot of money on repairs and insurance premiums in the long run. Take a look at the pointers below:

  • Regulate Tyre Pressure

The correct tyre pressure will help in improving fuel efficiency and longevity of your car. Uneven or low tyre pressure can damage the internal parts of the car.

  • Service Regularly

The best way to maintain your BMW X7 is to frequently take it to a garage for regular servicing. It will help keep your car in good shape and fix mechanical or technical faults on time.

  • Refill Consumables

A car needs consumables like engine oil, coolant, etc. to be refilled periodically so that it can perform smoothly. Make sure the car’s consumables are filled on time. .

  • Avoid Overloading

Overloading can damage the engine and internal components of your car due to added stress, so, avoid piling on too much weight.

BMW X7 Maintenance Cost

While there is no official BMW X7 service cost available, the approximate maintenance for 5 years is around ₹3.5 LakhS. You can take a look at the break-up of the cost below:



BMW X7 Maintenance Cost (approximate)

1st Year


2nd Year


3rd Year


4th Year


5th Year


Note: Maintenance costs mentioned are approximate. Actual costs may vary.

BMW X7 Car Specifications

When you buy a luxury SUV like the X7, you should know what’s under the hood. This means the technical specifications that power the car and make for a spectacular performance. Here’s a list of some of the important specifications worth noting.



ARAI Mileage

12.04 kmpl

Fuel Type


Engine Displacement (cc)


No. of cylinder


Max Power (bhp@rpm)


Max Torque (nm@rpm)


Seating Capacity




Body Type


Drive Type


Top Speed (Kmph)


Length (mm)


Width (mm)


Height (mm)


Wheel Base (mm)


BMW X7 Key Features

When you splurge on a luxury sedan, you expect to receive all the benefits and comfort that come in this segment. The BMW X7 does not disappoint. Apart from all the standard aspects that are available across this segment, some of its unique features include:

  • Touchscreen infotainment system with Apple and Android connectivity

  •  16 speakers sound output

  •  9 airbags covering every seat

  •  All seats are adjustable

  •  Front, rear and side-impact protection beams for added safety


BMW X7 On-Road Price Across Major Cities

The on-road price of the X7 is specific to the city you reside in. It typically includes the ex-showroom price plus road tax, registration costs, and the insurance premium amount. In general, the X7 on-road price for some of the major cities can be found in the table provided below.


BMW X7 On-Road Price


₹1.35 Crores


₹1.29 Crores


₹1.45 Crores


₹1.31 Crores


₹1.28 Crores


The BMW X7 is a dream SUV and something to truly treasure. Buying comprehensive insurance coverage is the best choice to protect you and your car from unfortunate incidents and related expenses. If you are looking to buy BMW X7 insurance, check out car insurance plans available at Bajaj Markets. Spend time to read the policy features carefully, and also decide on the add-ons which would be of relevance to you and your lifestyle. You can also get a BMW X7 insurance quote using the car insurance premium calculator.

Check Out Car Insurance Partners Available at Bajaj Markets

FAQs on BMW X7 Insurance

What is the weight of BMW X7’s different variants?

All 4 BMW X7 variants have the same kerb weight of 2395 kgs.

How do I purchase comprehensive car insurance for my BMW X7?

To purchase comprehensive car insurance for your BMW X7, go to Bajaj Markets’ car insurance page or download the mobile app.

What is the boot space capacity of the BMW X7?

The boot space capacity of the BMW X7 is 326 litres.

How many airbags does the BMW X7 come with?

All BMW X7 variants come with 9 airbags in total. 

What kind of auto insurance coverage is best for BMW vehicles?

Comprehensive cover for your BMW car is an ideal alternative for total coverage. To supplement your coverage, you can purchase the zero depreciation add-on cover.

How can I check the IDV of my BMW X7?

You can use an online IDV calculator to check the accurate IDV of your BMW X7. 

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