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Insuring your car should be your utmost priority as a car owner to avoid any uncalled expenses due to damages to your vehicle as a result of man-made or natural disasters. The Hyundai Santro car insurance allows you to choose from either a third-party car insurance or a comprehensive car insurance. While the third-party car insurance covers only liabilities to the third-party, a comprehensive Hyundai Santro car insurance provides an extensive coverage to you in addition to the third-party. It also allows you to increase your coverage by opting for add-on covers such as the accessories cover, lock and key replacement cover, zero depreciation cover and the NCB protection cover.

Check Santro Car Insurance Premium for Santro Variants

An online insurance calculator can aid you in discovering the Santro car insurance price. You can easily know about premiums that you may have to pay, depending on the variant you buy. You must remember that Santro insurance premiums largely depend on the model of the car from any one single brand and the city in which you buy it (prices for New delhi are shown below), as shown for Santro variants below:

Santro Variant

Hyundai Santro Price (Ex-Showroom)

Fuel Type


Santro Era

Rs. 4,86,690


Rs. 3,416

Santro Sportz

Rs. 5,69,690


Rs. 3,416

Santro Asta

Rs. 6,66,297


Rs. 3,416

Santro Sportz

Rs. 6,68,779


Rs. 3,416

How to Buy Hyundai Santro Car Insurance Online

Buying a Hyundai Santro insurance in India is pretty simple. You can buy Santro insurance online by visiting the website of Bajaj Markets and go through the purchase process in these convenient steps:


  1. Visit the Bajaj Markets website and head to the ‘Car Insurance Premium Calculator’ Section.

  2. First, fill out the details of your car, like the registration number. Then fill in your phone number and any other details requested on the application form.

  3. Have a look at the Santro insurance plans that are available online and select what suits your requirements.

  4. Find out what you need to pay as the premium and pay this online.

  5. Once you have made the payment of the premium, your Santro insurance policy will be sent to you via email.

How To Renew Santro Insurance Online

Since you must always drive in India with a valid insurance policy in hand, it is very important for you to be aware of when your insurance expires. It is crucial that you renew your Santro insurance policy as soon as it expires, or a little while before that as you must always drive with valid insurance. Renewing it in the following steps will give you a renewed Santro insurance policy:


  1. Visit your insurer’s website.

  2. Go to the ‘Car Insurance Renewal’ section.

  3. Enter details of your car registration and your phone number.

  4. Submit existing or expired policy details.

  5. Be sure to check the Hyundai Santro insurance price for renewal of your insurance cover before you proceed.

  6. Through any of the available online channels, you can make your premium payment.

  7. After this, you can download a copy of your renewed policy for your reference.

Why You Should Insure Your Santro

Bajaj Markets makes it easy for you to purchase Santro insurance online and renew the same in good time. However, you may be pondering on why you need to own insurance to begin with. Here are some vital reasons why you should buy insurance immediately you own a car:


  • It is mandatory, by law, to have at the very least, third-party insurance in India.

  • In case your car suffers an accident or any other mishap, Santro insurance covers the cost of repairs/replacement of parts, etc.

  • Add-on covers give you a widened scope of cover with your current policy.

  • In case your car faces any natural or man-made calamities, you are financially protected.

  • Santro insurance price (through your policy) gives you coverage against any legal liabilities in the event of any accident or mishap.

Types of Santro Car Insurance

In India, you will find mainly two types of car insurance. Both are readily available at Bajaj Markets. Nonetheless, in order that you make an informed decision about which type is best for you, you should know what these entail:

  • Third-Party Car Insurance

This is the least kind of insurance you have to have to be aligned with the law while driving in India. According to the Motor Vehicles Act of 1988, third-party car insurance is legally important, and helps you cover costs of third-party liabilities that occur due to your vehicle. In the event your car damages a third-party vehicle or property, this kind of insurance covers any costs borne.

  • Comprehensive Car Insurance

Santro car third-party insurance price may be affordable, but for more extensive coverage, you may consider a comprehensive insurance cover. This not only has your back for third-party liabilities, but also tackles any costs that your own vehicle may incur. Comprehensive car insurance provides a surety that you don’t experience any financial concerns due to your car being involved in any calamity or accident. Moreover, this kind of insurance can be enhanced with add-on cover.


You may opt for any Santro car insurance plan, but your policy will include certain conditions of coverage and exclude others. Inclusions are those conditions that any insurance plan offers you coverage for, and they define the scope of the policy you own. While buying Santro insurance , you will find the following inclusions in your plan:


  • Coverage for personal accidents

  • Expenses for repairs and replacements

  • Accident coverage that protects other riders

  • Third-party liability coverage

  • Damage/loss that occurs as a result of man-made or natural calamities


Car insurance policies also have particular exclusions, and these are factors that are not covered by your plan. For excluded conditions, you have to pay for costs from your own funds. These are the most common Hyundai Santro car insurance exclusions you will come across:


  • Regular wearing out of your car

  • Mechanical or electrical breakdown

  • Damage/loss caused when you are driving under the influence of intoxicants or alcohol

  • Loss/Damage due to a war-like circumstance

  • Loss or damage that arises when you are driving your vehicle without a valid licence

  • Any damage or loss sustained while driving without a valid insurance policy

  • Any damage or loss incurred arising out of malicious activity

Add-On Covers for Your Santro Car Insurance

Your yearly insurance for a Hyundai Santro may offer as broad a cover as you would like. Moreover, you may have bought an insurance policy and wish to add some conditions of cover to it. You can purchase add-ons to supplement an existing Santro insurance policy at Bajaj Markets. Here are the common add-ons you can get:

  • Accessories Cover

In case of any loss or damage to your vehicle's accessories, you get cost cover for this.

  • Lock and Key Replacement Cover

In the event you lose your vehicle’s keys or leave them locked inside your car, costs for this will be covered.


  • Zero Depreciation Cover

The factor of vehicle depreciation will not be included in your coverage, and this ensures that your claim amount will be maintained, without any influence of depreciation.

  • NCB Protection Cover

You may be worried that the benefits of your No Claim Bonus may lapse when you make any claims. This cover ensures that your No Claim Bonus remains intact even when you claim insurance more than once in a year.

Santro Insurance Claim Process

Should any conditions or circumstances arise, among those covered by your Santro insurance plan, you must inform your insurance company as soon as possible. It is fortunate that you can raise a claim at Bajaj Markets quite quickly. Here is what you have to do:

  • Process to File Cashless Claims

In this claim process, your insurer directly settles your repair bill with the garage. You do not have to spend anything out of pocket. The process to file such a claim is easy:


  1. You must register your claim on the website or via the toll-free number.

  2. Take your car to be repaired at a network garage.

  3. Provide any paperwork that is required.

  4. Your documentation will be verified by your insurer and your claim will directly be settled with the network garage.

  • Process to File Reimbursement Claims

In a reimbursement claim process, you have to pay for expenses incurred due to your car’s repairs and your insurer will reimburse amounts that you have spent on repair work. Here is the process:


  1. Inform your insurance company about your vehicle’s damage.

  2. In case your car is stolen or damaged due to a third-party, file an FIR.

  3. Submit your documentation with the FIR filed.

  4. You have to pay for repairs of your car with your own funds.

  5. Be sure to provide your insurer with original bills and receipts.

  6. After an authentication process, your claim amount will be reimbursed by your insurer.


You may buy a new Santro, on-road price including insurance, but you must make sure to keep all the documents related to your car ready for any mishap or accident that occurs. This is important as you need to provide an insurer with vital vehicle documentation (registration paperwork, insurance policy, etc.) in the event of an issue. Here is the documentation that you will have to submit to your insurer for your Santro insurance claim:


  • The insurance policy document

  • Vehicle details

  • Insurer details

  • Details pertaining to the specific incident which has occurred

  • In case of theft, a copy of the FIR

  • All bills and receipts in original

How to Reduce the Insurance Cost for Your Santro

If the price of Santro insurance is weighing heavily on your mind, you can bring down such costs by following a few simple strategies that will prove effective. Simple things like maintaining your Santro specifications can help you avoid huge insurance premiums. Here are ways to reduce the costs of insurance:


  • It's wise to install an anti-theft mechanism to protect your car.

  • Look through the Santro insurance plans which are available online and pick a plan that is within your budget.

  • You can increase your deductible amount to reduce your premium amount.

  • Ultimately, if you drive carefully, following all the rules of traffic, you will avoid accidents and road mishaps.

Top Tips to Maintain Your Santro

Regular maintenance of your Santro can go a long way in keeping your vehicle in impeccable condition. Consistency in looking after your Santro is the key, but even if you are not technically sound, you can follow these handy hints to keep your vehicle in good condition:


  • Check your tyres consistently, and if you see any wearing out, replace them.

  • Have your car’s exterior waxed to avoid its paint fading and mask any scratches.

  • Clean the rims of your car with a wheel cleaner regularly.

  • The lug nuts on your car need to be lubricated frequently for smooth function.

Santro Maintenance Cost

The maintenance of your car is vital to keep it in nearly new condition. To maintain any vehicle appropriately, periodic services must be performed on vehicles. Typically, car services are fixed at certain times after you buy your car, and if you follow the Hyundai Santro service schedule as specified in the manual, you will be able to keep your car as good as new. Santro service cost, if it is known to you beforehand, can help you to plan to drive safely, yet keep service prices in mind. These are given in the table below:




Total cost

1st Service



Rs. 0

2nd Service




3rd Service



Rs. 3,201

4th Service



Rs. 3.216

5th Service



Rs. 3,491

Replacement Cost of Parts Changed During Service

The maintenance costs of a Hyundai Santro includes labour charges that have to be borne during the car;’s service and the costs of replacing parts/changing parts. In case you are on a budget, knowing the costs of replacing some primary parts of your car can help you plan your expenses of service better. The table below outlines these costs:

Part/Component Name

Hyundai Santro Cost

Spark Plug

Rs. 277

Engine Oil

Rs. 966

Oil Filter

Rs. 75

Brake/Clutch Fluid

Rs. 322


Rs. 0

Fuel Filter

Rs. 551

Components to be Replaced or Serviced at Different Intervals

The components in your Hyundai Santro, however spic and span you may keep your vehicle, have a limited lifespan. At some point, these need to be replaced. You should know at which periods to replace specific parts, so your vehicle is secure from any mishaps due to outdated components. Here is the list:


Service/Replacement Interval for Santro

Engine Oil

Replace at every 10,000 Kms or 12 months

Oil Filter

10,000 Kms or 12 months

Brake Fluid/Clutch Fluid



Check at every service and top up if required

Fuel Filter

60,000 Kms or every 6 years

Spark Plug

Replace at every 70,000 Kms or 5 years

About Hyundai Santro

The all-new Hyundai Santro is the best in its class of vehicles, offering you a small hatchback with performance packed in. Four trims can take your fancy, and these include, the Era, the Asta, the Magna and the Sportz. The hatchback is compact, but surprisingly comfortable in the interior, and Santro features include a 1.1 L four-cylinder petrol engine combined with 5-speed transmission. You get automatic and manual versions of the Santro which are very easy to manoeuvre and versatile for Indian roads. You also get CNG variants, but only in manual operations. With additional appeal in its touch-screen hi-tech display, the Santro has safety features with rear sensors, and ABS and EBD airbags to make your drive smooth and secure.

Santro Variants

With four main variants in its kitty, the Hyundai Santro will always have a car that suits you. Variants either come with a petrol engine or a bi-fuel CNG engine. The CNG variants have a built-in fire extinguisher, and all variants have a touch-screen digital display feature. Furthermore, you get manual transmission and automatic transmission (Hyundai Santro Sportz). Let’s assess the popular variants shown below:

Variant Name

Fuel Type


Hyundai Santro Era



Hyundai Santro Magna



Hyundai Santro Sportz


Manual and Automatic

Hyundai Santro Asta



On-Road Price in Top Cities

The Santro on-road price is the total price you will have to pay for your vehicle. You must note that each variant differs in price in each city, so the Santro price will change according to where you purchase it. Here is a table displaying the on-road price in major Indian metros:

City in India

On-Road Price of the Santro (base Era variant)


Rs. 5,72, 054


Rs. 5,87,965


Rs. 5,67,571


Rs. 5,79,681


Rs. 5,46,546

Features of the Santro

The features of the Santro, whatever variant you select, stand out for this hatchback. Besides extreme comfort, you get steering that is extremely flexible, offering you seamless driving as you cruise through the city. The car has also stood the test of long-distance driving and with a state-of-the-art infotainment system, you’ll never be bored while you drive. Here are main features in key variants that make the Santro a bestseller:



Power Steering

Touch Screen

Anti-Lock Brake

Santro Era

Airbag for Driver


Not Present


Santro Magna

Airbag for Driver

Present and multi-function

Not Present


Santro Sportz

Airbag for Driver

Present and multi-function



Santro Asta

Airbag for Driver and Passenger

Present and multi-function




The Santro spells versatility and great performance however you view it, and for a small car, gives you more than you bargained for. After you have bought such a great performer, you’d no doubt wish to protect it by buying car insurance from Bajaj Markets. Head over there now to view the best Santro insurance plans that match your needs.

Check Out Car Insurance Partners Available at Bajaj Markets

FAQs on Hyundai Santro Insurance

Why do I need Santro car insurance?

You need Santro insurance as this is mandatory in India to drive around your Santro car. Furthermore, car insurance offers protection against costs that may arise due to accidents/road mishaps.

When should I buy insurance for my Santro?

You should buy insurance when you buy your new Santro, as you cannot drive your vehicle without insurance in India.

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