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Kia Carnival is a luxurious MPV powered by advanced technology and rich with extravagant interiors and a greater level of safety. It is available in 5 different variants with the same engine and transmission configuration. It is advisable to have Kia Carnival insurance to combat any unforeseen events and the expenses that come after that. Kia Carnival car insurance price with variants falls between ₹7,000 and ₹8,000. Kia Carnival insurance covers the cost of legal liabilities in case of an accident and vehicle repair costs. You can also opt for add-ons such as roadside assistance, zero depreciation cover, and more.

Kia Carnival Car Insurance Price with Variants

The Kia Carnival is available in 5 different variants. While all of them carry the same engine and transmission configuration, they come with different seating arrangements. Also, the feature set between the variants may also slightly vary. Keen on knowing the car insurance price of each variant? Continue reading to find out.

Kia Carnival Variants

Ex-Showroom Price*


Fuel Type

Estimated Third-party Premium**


Limousine Plus 7 Seater




Limousine 7 Seater




Prestige 7 Seater




Prestige 6 Seater




Premium 7 Seater




*Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your car insurance policy.

How To Apply For Kia Carnival Car Insurance Online?

On Bajaj Markets, you can apply for a car insurance policy for your Kia Carnival through a completely paperless online process. Interested to know more? Here’s how you can do it.

  1. Visit the website of Bajaj Markets and enter the registration number of your Kia Carnival along with your mobile number.

  2. Specify all the other details as required.

  3. Browse through the various insurance plans available on Bajaj Markets and pick the one that fits your requirements.

  4. Pay the insurance premium online and get the policy document delivered to you via email.

How to Renew Kia Carnival Insurance?

You saw how easy it was to purchase a new insurance plan for your Kia Carnival, right? It is just as easy to renew an expired or existing policy as well. Here’s what you would have to do.

  1. On Bajaj Markets, specify your mobile number and your Kia Carnival’s registration number.

  2. Specify your previous insurance policy’s details.

  3. Your renewal premium will be shown on the website.

  4. Pay this premium online through any one of the payment methods.

  5. The renewed insurance policy document will be sent to you via email.

Why Insure Your Kia Carnival?

Even if you are a very good driver, some factors are still out of your hands while driving your Kia Carnival like any unfortunate accident, natural calamity, theft, etc. In times of such crisis, the repair and replacement costs can range anywhere between ₹2 lakh to ₹3 lakh and sometimes even more than that. To make sure you do not face such a huge financial blow, you should get your Kia Carnival insured. In India, it is mandatory to have valid third party car insurance under the Motor Vehicles Act.

Types of Kia Carnival Car Insurance Plans

If you are interested in insuring your new Kia Carnival, you need to first get a closer look at the types of car insurance plans available to you. In India, third party car insurance is mandatory, so you need to get that to avoid paying a fine. Additionally, if you want added protection for your car, a comprehensive car insurance plan can help you out. Take a look at these plans below.

  • Third-Party Car Insurance

The Motor Vehicles Act, 1988 makes third party insurance mandatory for all vehicles plying on Indian roads. Your Kia Carnival also needs to have this cover, so you can enjoy financial benefits in case of any third party liabilities that occur due to any accident. For example, if your Carnival injures another rider or another person’s vehicle or property, this kind of insurance takes care of the costs.

  • Comprehensive Car Insurance

A comprehensive car insurance plan, as the name indicates, covers much more than just third party liabilities. Any damages to your Kia Carnival are also covered. Furthermore, your comprehensive car insurance plan also covers the cost of treating any injuries or disability you may suffer due to an accident. And it also covers damages to your car on account of natural or man-made calamities, disasters, and loss due to theft.

What is Included in Kia Carnival Car Insurance?

Third-party car insurance covers any loss or damage caused to the third-party, bodily injuries, death of the victim, etc. Comprehensive insurance provides extensive coverage that includes own damage, theft, natural and man-made calamities, third-party liabilities, etc.

What is Not Covered Under Kia Carnival Car Insurance?

Some of the important exclusions under your Kia Carnival car insurance are damages that occur when your policy is inactive, or when you do not have a valid driving licence, any wear and tear due to everyday usage, damage and loss due to malicious activities, mechanical and electrical breakdowns, cost of damages on account of driving under the influence of intoxicants, etc.

Must-Have Add-Ons for Kia Carnival Car Insurance

If you think you may need more coverage than what your base plan offers, you can always purchase any of the add-on riders available on Bajaj Markets. These riders come at a nominal additional premium and offer specific benefits, as explained below.

  • Roadside Assistance

This add-on rider gives you emergency roadside assistance in case you are stranded, with benefits like car repairs, towing and emergency fuel supply.

  • Consumables Cover

After an accident, you may have to pay for consumables like coolant, engine oil, brake oil, etc. These may be expensive, but this add-on rider covers the expenses for you.

  • Personal Accident Cover

In case you suffer any injury or disability due to an accident involving your Kia Carnival, the medical costs could be steep. This add-on cover can help pay for those treatment costs.

  • Engine Protector Cover

Worried about the expensive bill for servicing your car’s engine following an accident? The Engine Protector rider puts those worries to rest with coverage for damages due to water seepage or oil leakage.

Claim Process of Kia Car Insurance

To avoid any delays or roadblocks during your insurance claim process, it is crucial to submit all of the required documents on time. Wondering what they are? Here’s a quick overview.


  • The insurance policy document

  • The vehicle details

  • The insurance provider’s details

  • The date, time, and location of the incident

  • A copy of the FIR (in the case of theft)

  • The payment receipts and bills for repairing your car


You might want to raise an insurance claim in the event of an accident or any other incident involving your Kia Carnival. If that’s the case, then all that you would have to do is choose one of the claim options available below:

Reimbursement Claim

Register your claim by informing your insurance provider through their website or their customer care helpline. Provide a copy of the FIR in the event of theft or loss of your Kia Carnival. In the case of damages, take your car to a garage and get it repaired out of your own pocket. Provide the original bills and payment receipts to the insurer. The insurer will process your claim after verification of the documents and reimburse the amount spent by you for repairs.

Cashless Claim

Intimate your insurer immediately and register your claim. Take your damaged Kia Carnival to a network garage that’s the nearest to you. Submit all of the required documents with your insurer. After verification of the same, the claim amount will be settled directly with the garage by the insurer.

How to Get The Kia Carnival Insurance Price Down?

The tips mentioned below will assist you in getting the insurance premium prices down

  • Compare Quotes:

Before buying a car insurance, always compare quotes offered by different insurers to get your hands on the best cost-effective plan.

  • Avoid Small Claims:

By paying for small claims out of your own pocket, you can save out on the insurance premium price as adding them might increase it.

  • No Claim Bonus:

You can have the no claim bonus on car insurance by not making any claim throughout the policy year. As a result, your insurance renewal premium will be lowered.

  • Avoid Unnecessary Add Ons:

There are various add on covers offered by the insurers. Avoid opting for the unnecessary ones as the additional covers will increase the premium price.

Important Tips to Keep Your Kia Carnival in Mint Condition

The below steps will help you in keeping your Kia Carnival in good condition.

  • Check Tyre Pressure:

Maintaining the tyre pressure at the appropriate level is important as it will ensure a safe ride.

  • Regular Servicing:

If you want your car to stay in its prime condition for years, follow the Kia Carnival service schedule and get your vehicle serviced regularly.

  • Engine Maintenance:

The engine is one of the most important parts of a vehicle. Take good care of it and change the engine oil whenever required.

  • Do Not Overload:

Adding extra weight to your car adds extra pressure to the tyres and the engine. To have a smooth and problem-free ride, do not overload your car.

Kia Carnival Maintenance Cost

The table mentioned below will give a better understanding of the maintenance cost for Kia Carnival. Let’s have a look at the Kia Carnival service schedule.

No. of Servicing


Cost of Servicing



















*These are indicative prices. The actual cost of maintenance of Kia Carnival may vary and change from time to time.

About Kia Carnival

Just when there appeared to be a lack of enough MUVs and MPVs in India, Kia came out with the Carnival. Unlike other cars in this segment, the Carnival is strikingly good with an exceptional fit and finish than those rival luxury sedans from German automakers. Although the car is slightly longer than other traditional MUVs and MPVs, it is easy to manoeuvre, thanks to its nimble steering and powerful diesel engine. The interiors of the Kia Carnival are another major talking point of the car. Let’s have a look at the Kia Carnival specifications, its features and Kia Carnival on-road price.

Kia Carnival Specifications

Before you buy any car, you must understand its specifications in detail. You need to get a better idea of the car’s engine unit, its transmission, mileage, ground clearance and other technical specifications. So, if the Kia Carnival is on your wishlist, get to know its technical specs better before you make a purchase decision.


Technical Specifications


Displacement - 2,199 cc (Turbo Diesel)

Power - 197.2 BHP @ 3,800 RPM

Torque - 440 Nm @ 1,750 - 2,750 RPM

Cylinders - 4


8-Speed Automatic Transmission


14.11 km/litre

Ground Clearance

180 mm

Turning Radius

5.8 meters

Fuel Tank Capacity

60 litres

Boot Space

540 litres


Front - Ventilated Discs

Rear - Discs

Wheels and Tyres

235/60 R18

Seating Capacity

6 seater, 7 seater and 8 seater options

*The actual specifications may vary depending on the variant.

Key Features of the Kia Carnival

The Kia Carnival has no dearth of state-of-the-art features and comes powered by advanced technology. This luxurious MPV has many attractive specs like extravagant interiors, a high degree of safety, and a lot more things that you’ll love. Interested in getting to know the Kia Carnival a bit better? Check out some of its key features here.

  • A spacious cabin

The Kia Carnival comes with roomy interiors that elevate the riding experience.

  • Touchscreen for rear passengers

A 10.1-inch touchscreen for the rear passengers allows them to control and customise the Carnival’s features effortlessly.

  • Dual panel sunroof

The Carnival’s sunroof sports dual panels that allow both the front and rear passengers to enjoy fresh air and more light.

Kia Carnival On-Road Price Across Major Cities

The ex-showroom price may remain constant across cities, but there are other factors at play that may change how much the Kia Carnival costs you. Depending on the city you are in, the registration charges, road tax and insurance charges may vary. This leads to different on-road prices in different cities in India. Take a look at how much the Kia Carnival on-road price varies across major cities.


Kia Carnival On-Road Price*

Kia Carnival price in Delhi


Kia Carnival price in Mumbai


Kia Carnival price in Bangalore


Kia Carnival price in Chennai


Kia Carnival price in Pune


*The actual prices for the Kia Carnival are subject to change and can vary from time to time based on the variant.


If these specs have succeeded in impressing you, you may already be gearing up to purchase the Kia Carnival. Remember to check the on-road price of the car in your city, and ensure that you protect your finances from day one with a good car insurance plan, like the ones available on Bajaj Markets. So don’t put your plans to wait and get your Kia Carnival insured at Bajaj Markets now!

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FAQs on Kia Carnival Car Insurance

Does the Kia Carnival have rear parking sensors?

 Yes, the Kia Carnival comes with front and rear parking sensors.

What is the Kia Carnival ground clearance?

 The Kia Carnival offers a ground clearance of 180 millimeters.

What kind of mileage does the Kia Carnival offer?

 The Kia Carnival mileage is 14.11 kilometers per litre.

What size tyres does the Kia Carnival use?

 The size of the tyres in the Kia Carnival is 235/60 R18.

Is higher IDV for Kia Carnival a good option?

Yes, having a higher insured declared value, i.e. IDV is a better option. However, you should note that the premium cost will also be increased for a higher IDV.

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