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Mahindra Thar car insurance offers an additional set of security against a wide range of mishaps. While you can have a long experience of driving and may be excellent with brakes and clutch, accidents can still happen, and many times, it may not even be your fault. The Mahindra Thar car insurance offers financial protection in cases of accidental damage, natural calamities, man-made disasters, theft and third-party liabilities. Even though Mahindra Thar has a high safety rating and is a 4-starrer in the Global NCAP crash test, it is best to secure your car with a good insurance plan.

Mahindra Thar Insurane Price with Variants


Mahindra Thar Ex-Showroom Price*

Fuel Type

Proposed Third-Party Premium Rates (Rs.) FY 2022-23

(effective 1* April, 2022)

Estimated Min Third-party Premium*

AX Opt 4-Str Convert Top

₹12.78 Lakhs



AX Opt 4-Str Convert Top Diesel

₹12.98 Lakhs



AX Opt 4-Str Hardtop Diesel

₹13.08 Lakhs



LX 4-Str Hardtop

₹13.38 Lakhs



LX 4-Str Convert Top Diesel

₹13.58 Lakhs



LX 4-Str Hardtop Diesel

₹13.68 Lakhs



LX 4-Str Convert Top AT

₹14.78 Lakhs



LX 4-Str Hardtop AT

₹14.88 Lakhs



LX 4-Str Convert Top AT Diesel

₹14.98 Lakhs



LX 4-Str Hardtop AT Diesel

₹15.08 Lakhs



Disclaimer: *The Mahindra Thar ex-showroom prices are for Delhi and are subject to change on the basis of the city.

**Third-party premium rates are indicative. The actual Mahindra Thar insurance amount that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your car insurance policy.

Buy Mahindra Thar Insurance through these Steps

Choose to buy Mahindra Thar car insurance through Bajaj Markets:


Step 1: Go to the ‘ car insurance premium ’ calculator on the platform

Step 2: Fill in the car registration number and phone number.

Step 3: Provide the necessary information in the application form

Step 4: Pick the car insurance plan that suits your requirements

Step 5: Make an instant payment online

Step 6: Your car insurance policy will be sent to your email address

Steps to Renew Mahindra Thar Insurance Online!

Step 1: Go to the ‘car insurance renewal’ page on your insurance provider’s website.

Step 2: Enter your registration number and mobile number.

Step 3: Provide your previous car insurance details.

Step 4: Check your car insurance renewal premium.

Step 5: Make an instant payment online.

Step 6: Download your insurance plan copy.

Why Does Your Mahindra Thar Require Car Insurance?

The Mahindra Thar is a dream SUV popularly known for its off-road features and bold look! Although the vehicle has a high safety rating, unfortunate accidents cannot secure the financial aspect of these mishaps. The cost of repair/replacement of vehicle accessories for a mid-range car falls between ₹1 Lakh - ₹1.5 Lakh. These estimates can be much higher for a four-wheeler such as the Thar! To ensure your savings do not get affected by any major or minor mishap, you must opt for the right insurance plan. With the help of comprehensive Mahindra Thar insurance, you can always have peace of mind!

Which Plan Should You Opt for: Comprehensive or Third-Party Car Insurance?

  • Third-Party Car Insurance

The third-party car insurance provides coverage in case your vehicle causes any harm to a third party. Moreover, it is mandatory for all vehicle owners to have a valid motor insurance policy as per the Motor Vehicles Act, 1988. However, the Mahindra Thar third-party insurance is a basic plan and does not offer any coverage for the damages incurred by your vehicle.

  • Comprehensive Car Insurance

comprehensive car insurance plan provides overall coverage to your vehicle. The plan includes third-party liability cover and own damage cover. When you are buying such a premium vehicle, you should definitely go for a comprehensive Mahindra Thar insurance plan to protect it from any damages.

What’s Covered Under Car Insurance?

Third-party Mahindra Thar insurance covers the following:


  • Third-party damage

  • The death of the victim, bodily injuries, etc.


The inclusions of comprehensive car insurance are as follows:


  • Accidental damage

  • Natural calamities

  • Man-made disasters

  • Theft

  • Third-party liabilities and other such risks

What’s Not Covered Under Car Insurance?

The comprehensive Mahindra Thar insurance doesn’t cover the following:


  • Loss caused due to malicious activities

  • Natural wear and tear

  • Damage incurred due to drunk driving

  • Electrical or mechanical breakdown, etc.

Add-On Covers to Maximise Mahindra Thar Insurance

There are certain additional features that you can add to your Mahindra Thar insurance plan to make it even more efficient. These extra features are known as the add-on covers which can be added to a basic car insurance plan.

  • Zero Depreciation Cover

Regular insurance plans do not cover the depreciation costs of your vehicle. With a zero depreciation cover combined with your Mahindra Thar insurance, you can avail the complete claim amount without any deductions due to depreciation.

  • NCB Protection Cover

Even if you make a claim during the policy year, you will not lose out on your hard-earned no-claim bonus with the NCB protection cover!

  • Consumables Cover

The expenses of repairing or replacing nuts, bolts, coolant, brake oil, engine oil, etc., are not covered under the basic insurance plan. However, the consumables covered with your Mahindra Thar insurance secures these expenses that can add to your bill!

  • Return to Invoice Cover

In case your Thar gets stolen or incurs total loss, you will receive the invoice value of your vehicle when you raise a claim with the help of return to invoice cover.

Make a Claim Under Mahindra Thar Insurance

The following documents are needed when filing a claim under your insurance policy:


  • Mahindra Thar car insurance policy

  • Insurer details

  • Car details

  • FIR copy in case of theft

  • Original bills and receipts of the vehicle repair

  • Information regarding the incident


There are two types of Mahindra Thar insurance claims:

  • Cashless Claim Under Car Insurance


Here’s how you can raise a cashless claim:


  1. Notify your insurance company regarding the incident and take your vehicle to a network garage

  2. Get your Thar repaired after receiving approval from the insurer

  3. Submit your Mahindra Thar insurance papers and other documents

  4. The claim will be directly settled by the company

  • Reimbursement Claim Under Car Insurance


Here’s how you can raise a reimbursement claim:


  1. Inform the insurer about the claim and take your vehicle to a preferred garage

  2. You will have to pay for the repair work and later file for reimbursement under Mahindra Thar insurance

  3. Submit the necessary documents to the insurer along with the bill receipts

  4. The claim amount will be reimbursed by the insurance company

Tips to Enjoy Lower Mahindra Thar Insurance Premium

Here’s how you can easily lower your Mahindra Thar car insurance premium cost!

  • Install Anti-Theft Devices

Opting for Automotive Research Association of India authorised anti-theft devices for your Thar can provide an additional reward on your insurance price.

  • Compare Insurance Quotes

You can enjoy a lower Mahindra Thar insurance price as well as get sufficient coverage by comparing quotes online!

  • Cover Inexpensive Claims

Did you know that too many claims can lead to an increase in your insurance premium? To lower your policy claims, you can try to cover inexpensive repair expenses. However, we do not recommend covering high claim amounts!

  • Make the Most With NCB

Earn a No Claim Bonus on your Mahindra Thar insurance renewal premium by maintaining a claim-free year throughout the policy tenor.

Maintain Your Mahindra Thar With These Tips

  • Drive Your Car Cautiously

One of the best ways to keep your vehicle out of harm’s way is to abide by traffic laws and drive your vehicle cautiously!

  • Park Your Vehicle Safely

Always ensure to park your vehicle in sheltered regions to avoid any reactions to external elements.

  • Follow the Service Schedule

Timely maintenance and servicing of your Thar can really help you keep it in shape.

  • Clean the Engine

Cleaning your four-wheeler’s engine regularly can lower the chances of incurring any issue on the road!

Know the Mahindra Thar Maintenance Cost

The estimated Mahindra Thar services and maintenance cost for five years ranges between ₹19,500 - ₹20,000. You can avail the first two services for free after completing 10,000 km and 20,000 km, respectively. Here’s the Mahindra Thar service schedule and the total expense:


Service No.


Free or Paid

Total Expenses

First Service




Second Service




Third Service




Fourth Service




Fifth Service




*Disclaimer: These are indicative prices. The actual cost of maintenance of the Mahindra Thar may vary and change from time to time.

About Mahindra Thar

The Mahindra Thar is one of India’s most popular and longest-selling utility vehicles. In its current iteration, the Thar retains its iconic design, yet seamlessly incorporates several modern elements such as 5-spoke alloy wheels and LED headlamps. Thanks to the robust design of the SUV, the Thar is purpose-built for off-roading and traversing dangerous paths. The car now gets a 6-Speed automatic transmission for maximum convenience and driving pleasure along with the tried-and-tested 4x4 drivetrain.

Mahindra Thar Specifications




(Diesel - mHawk 130)


  • Displacement - 2,184cc

  • Power - 130 BHP @ 3,750 RPM

  • Torque - 300 Nm @ 1,600 - 2,800 RPM

  • Cylinders - 4


6-Speed Manual Transmission

6-Speed Torque Converter Automatic Transmission

Mahindra Thar Mileage

15.2 kms/litre

Mahindra Thar Ground Clearance

226 mm

Turning Radius

5.25 meters

Mahindra Thar Fuel Tank Capacity

57 litres


Front - Ventilated discs

Rear - Drum

Wheels and Tyres

245/75 R16

Mahindra Thar Seating Capacity



Mahindra Thar On-Road Price

Mahindra Thar price in Delhi

₹17.63 Lakhs

Mahindra Thar price in Mumbai

₹17.86 Lakhs

Mahindra Thar price in Bangalore

₹18.84 Lakhs

Mahindra Thar price in Chennai

₹18.36 Lakhs

Mahindra Thar price in Pune

₹17.69 Lakhs

The Mahindra Thar has no dearth of state-of-the-art features, all of which are integrated into the SUV to elevate the driving experience it offers. Right from its silhouette, which is a modern take on a timeless design, to its flawless performance, the Mahindra Thar could be everything you may be looking for in an SUV. Check out some of its top features here

  • Top-class interiors

The Mahindra Thar’s interiors are comfortable and functional, and they perfectly complement the outdoorsy terrains that you’re bound to take the SUV into.


  • Electric driveline disconnect

The new Mahindra Thar comes with an electric driveline disconnect that makes the transition from 2WD to 4WD mode smooth and seamless.


  • Touchscreen infotainment system

The Thar also sports a first-class infotainment system that’s equipped with the latest connectivity features to make the experience entertaining and convenient.


As you can see, the Mahindra Thar has a lot to offer SUV-enthusiasts and it may just be the perfect car to take on all your adventures. Although the Thar may be equipped to handle the worst roads, it’s always possible that your rugged and robust vehicle may be damaged due to an unexpected accident. In such situations, a suitable car insurance plan can help take care of the financial burden of getting your Mahindra Thar back in shape. So, ensure that you secure your car and your finances at the time of purchase itself by heading over to Bajaj Markets now!

Check Out Car Insurance Partners Available at Bajaj Markets

FAQs on Mahindra Thar Insurance

What is the Mahindra Thar ground clearance?

The ground clearance offered by the Mahindra Thar is 226 millimetres.

What is the size of the tyres used in the Mahindra Thar?

The Mahindra Thar comes with tyres of size 245/75 R16.

What kind of fuel does the Mahindra Thar use?

The Mahindra Thar uses petrol or diesel, depending on the version that you choose. 

Does the Mahindra Thar have automatic transmission?

Yes, the Mahindra Thar comes with a 6-speed torque converter automatic transmission.

What is the total fuel tank capacity of the Mahindra Thar?

The Mahindra Thar boasts of a fuel tank capacity of 57 litres.

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