Cover your Maruti Suzuki WagonR with suitable insurance for hassle-free journeys!
Shielding your Maruti Suzuki WagonR from potential damages is crucial, as repair costs can quickly escalate to a significant amount, causing financial strain. Getting insurance for your Maruti Suzuki WagonR can give you a viable solution to alleviate such financial burdens. Whether opting for third-party coverage, own damage, or comprehensive insurance, you can get protection for your car and against third-party liabilities. Moreover, getting insurance for your car is a legal requirement for driving on the roads.
Maruti Suzuki WagonR Variants |
Ex. Showroom Price |
Fuel Type |
Estimated Third-party Premium For FY2023-24 |
WagonR LXI |
₹5.18 Lakh* |
Petrol |
₹2,094 |
WagonR LXI (O) |
₹5.24 Lakh* |
Petrol |
₹2,094 |
WagonR VXI |
₹5.50 Lakh* |
Petrol |
₹2,094 |
WagonR VXI (O) |
₹5.57 Lakh* |
Petrol |
₹2,094 |
WagonR VXI (O) 1.2 |
₹5.80 Lakh* |
Petrol |
₹2,094 |
WagonR VXI 1.2 |
₹5.73 Lakh* |
Petrol |
₹2,094 |
WagonR VXI AGS |
₹5.75* lakh |
Petrol |
₹2,094 |
WagonR VXI AGS (O) |
₹6.08 Lakh |
Petrol |
₹2,094 |
WagonR LXI CNG |
₹6.13 Lakh* |
CNG |
₹2,094 |
WagonR LXI (O) CNG |
₹6.19 Lakh* |
CNG |
₹2,094 |
WagonR ZXI 1.2 |
₹6.08 Lakh* |
Petrol |
₹2,094 |
WagonR VXI AGS 1.2 |
₹ 6.24 Lakh |
Petrol |
₹2,094 |
WagonR VXI AGF (O) 1.2 |
₹ 6.30 Lakh |
Petrol |
₹2,094 |
WagonR ZXI AGS 1.2 |
₹ 6.58 Lakh |
Petrol |
₹2,094 |
Disclaimer: The ex-showroom prices are for Delhi and are subject to change based on the city. Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your car insurance policy.
You can purchase Maruti Suzuki WagonR insurance at cost-effective prices on Bajaj Markets. Here’s how:
Navigate to the ‘Car Insurance Premium Calculator’ section
Enter your number along with your car registration details
Provide the necessary information in the application form
Compare and pick the car insurance that suits your needs
Make the payment for your selected premium securely
Your insurance policy will be sent to your email address
You can make use of the following on getting insurance for your WagonR:
Ensuring your car is insured is not just a recommendation but a legal requirement mandated by law
Car insurance provides crucial financial protection against unexpected expenses arising from accidents, theft, or natural disasters
With comprehensive coverage, your car is safeguarded against a wide range of risks, including damage to your vehicle and liabilities to third parties
Beyond basic coverage, car insurance offers additional benefits such as roadside assistance, zero depreciation cover, and more, thereby enhancing your vehicle’s overall protection
A third party car insurance policy is mandatory under the Motor Vehicles Act, 1988. It financially covers any injury or damage caused to a third party during a mishap. In this case, the insurance company will offer compensation to the victim and thus, you won’t have to bear the financial burden
Comprehensive car insurance is an enhanced plan that covers third-party liabilities, calamities, theft, own damage and other such aspects. Although it’s an optional cover, comprehensive insurance is highly recommended to ensure complete coverage during a mishap
Own damage insurance for Maruti Suzuki WagonR provides coverage against accidents, theft, natural disasters, and vandalism. This ensures repairs or replacements are covered, minimising financial burden
Third-party car insurance covers loss or damage suffered by the third party
It includes coverage for bodily injuries, death of the victim, and similar incidents
Comprehensive insurance expands coverage to include own damage, third-party liabilities, theft, and additional perils
Comprehensive car insurance plans exclude damage caused by malicious activities or drunk driving
They also exclude coverage for natural ageing or wear and tear of the vehicle
Driving without a valid licence is another exclusion under comprehensive insurance
You can combine your Maruti Suzuki WagonR insurance with the below-mentioned add-ons covers:
Protect your belongings against theft or loss, ensuring proper compensation
Receive the full claim amount without deductions for depreciation, maximizing your benefits
Provide protection for your loved ones or other passengers in case of accidents or mishaps
Enjoy peace of mind with prompt assistance for car-related emergencies, ensuring a hassle-free journey
You can submit the following documents while raising an insurance claim:
Maruti Suzuki WagonR insurance policy
Vehicle details
Insurer details
Registration Certificate
Details of the incident
FIR copy in case of theft
Original bills and receipts of the vehicle repair
Immediately report the accident to your insurer
Select a Network Garage approved by your insurer
Bring your vehicle to the nearest network garage for repairs
Submit necessary documents and bills to your insurer
Your insurer will settle the claim directly with the garage after verifying the paperwork
Contact your insurer to report the damage to your car
If theft occurs, file a First Information Report (FIR)
Submit the FIR copy and necessary paperwork to your insurer
Choose a garage for repairs and cover the costs
Submit receipts and bills to your car insurance provider
Your insurer will reimburse your expenses after verifying the bills
With the following tips, you can easily reduce the insurance premium cost for your WagonR:
Earn rewards by maintaining a claim-free record throughout the policy term, reducing your renewal premium
Regular servicing and care for your WagonR can prevent issues, minimizing insurance claims
Save on premiums by comparing quotes online, ensuring the best coverage for your car
Cover minor expenses yourself to preserve your NCB and enjoy discounts upon renewal
Boost security and lower premiums with ARAI-approved anti-theft devices
For a smooth and worry-free ride, ensure to change the oil and oil filters in your WagonR
Read the Maruti Suzuki WagonR user manual to understand everything about your vehicle as it can be helpful in case you incur any trouble
Ensure to check the brake fluid regularly and maintain it in sufficient amounts
Keep a tab on the tyre pressure of your WagonR to avoid tyre bursts or other problems
Yes, it is mandatory to have at least third-party liability insurance as per the Motor Vehicles Act, 1988, to legally drive a Maruti Suzuki WagonR on Indian roads. This insurance covers damages to third-party property or injuries caused by your vehicle.
The Maruti Suzuki WagonR insurance price shall vary based on the type of insurance plan you choose and various other aspects. To estimate the premium amount for your car, use our online car insurance premium calculator for a quick quote!
The WagonR insurance premium is calculated by considering numerous factors such as the age of the vehicle, area of residence, make and model, fuel type, NCB, IDV, etc.
Typically, you can choose between third-party liability insurance and comprehensive insurance for your Maruti Suzuki WagonR. Third-party insurance covers damages to third-party property or injuries, while comprehensive insurance also includes coverage for damages to your vehicle.
Insurance premiums for a Maruti Suzuki WagonR are influenced by factors such as the car's model, age, engine capacity, location, and the chosen coverage type. Additionally, the insured declared value (IDV), which represents the car's current market value, also plays a significant role.
Yes, you can opt for add-on covers to enhance your insurance coverage for a Maruti Suzuki WagonR. Add-ons may include zero depreciation cover, roadside assistance, engine protection, personal accident cover, and more, providing tailored protection based on your needs.
Generally, you need documents such as the vehicle's registration certificate (RC), previous insurance policy details (if any), proof of identity and address, and a copy of your driver's license to buy insurance for a Maruti Suzuki WagonR.